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Category: Money

  6. What to Do If You Were Mis-Sold a Pension

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    Are you worried that you may have been mis-sold a pension? If so, you're not alone.  Thousands of individuals in the UK have fallen victim to mis-selling practices, resulting in significant losses from their pension investments.

    Mis-selling can take many forms, from high-pressure sales tactics to false promises of high returns. It's essential to be aware of the signs of mis-selling and take immediate action if you believe you have been affected.

    In this article, we'll explore what mis-sold pensions are, how to identify them, and the steps you can take to recover your losses. We'll also provide some tips for avoiding mis-selling practices and navigating the legal and regulatory framework governing pension investments. So, let's get started!

  7. 5 Tried and Tested Ways to Make Money as a UK Stay At Home Mum

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    Are you a stay-at-home mum in the UK looking to make some extra cash on the side? Look no further! In this blog post, I'll be sharing five tried and tested ways to make money online from the comfort of your own home.

    Whether you love writing, have a passion for eCommerce, or simply want to earn some extra cash in your spare time with money-making apps and websites, these jobs are perfect for mums who need something flexible that works around their busy schedule.

    So, let's dive in and discover how you can turn your online money-making ventures into a full-time living! Read on to find out how to earn money as a stay at home mum!

  15. Ways to Turn Your Home into a Source of Extra Cash

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    These days, many of us are constantly looking for ways to access additional financial resources and support. After all, the cost of living has grown increasingly difficult for most people to handle over the years, even if they have a decent income.

    While budgeting and being cautious with your money can make a huge difference to your quality of life, it can help to search for extra revenue too.

    Making additional money can be a lot easier than it seems if you own your own property. You don’t necessarily need to sell your space to make extra cash. There are various programs homeowners can get involved in to turn their spare space into a source of additional income. Here are just some of your options.

  16. Save Money By Maintaining Your Car Tyres

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    While many of us are aware that we need to have a yearly MOT check to ensure our cars are legally roadworthy, there are plenty of checks we can do ourselves to ensure our cars stay in top condition.  In this article, we will explore how to maintain car tyres and why it can save money.  You'll also learn why checking and buying the right car tyres is important for your safety.

  21. Financing a Kia: Understanding Your Options

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    Are you thinking of purchasing a Kia and wondering how to finance your new ride? Financing any car purchase can be daunting, but with the right guidance, it doesn't have to be overwhelming. That's why we've created this comprehensive guide – to make financing a Kia as straightforward. Also, as stress-free as possible, you can focus on enjoying your brand-new car. In this topic, we'll talk about all the different financing options available for a Kia and how to determine which financing option is best for you.

  23. How Much Does It Cost to Become a Pet Owner?

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    Though the idea of being a pet parent appeals to a lot of people, pet ownership is a major life decision that’s often likened to raising a child. Beyond the one-time cost of buying or adopting their new pet, a pet parent will have to foot various weekly, monthly, and yearly expenses as well as emergencies they can’t always anticipate.

    The true cost of owning a pet depends on factors like the type of animal that one decides to keep, the pet’s breed and physical condition, the cost of living in the area, and the owner’s lifestyle, among others. All the same, any pet owner should expect to dedicate a significant portion of their finances to their pet’s care. Like any lifelong investment, preparation is key.

    If you’re thinking about becoming a pet owner, how much should you set aside for essential items

  25. How to Organise an Intimate and Elegant Wedding on a Budget

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    Organising a wedding can be a daunting task, both in terms of time and money. However, with the right tips and strategic choices, you can have a beautiful and intimate ceremony without breaking the bank. The trend in the wedding industry today is to prioritise quality over quantity and focus on creating a more intimate and elegant atmosphere. So, if you're looking to have a fairy-tale wedding on a budget, read on for some helpful tips and ideas.

  26. Best Ways To Boost Income In The Cost Of Living Crisis

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    Are you struggling to make ends meet due to the rising cost of living? You're not alone. Many people are feeling the pinch as the cost of essentials like housing, food, energy and day-to-day living costs continue to climb. But there are methods you can try to boost your income and make ends meet. In this article, we'll explore some of the best strategies for increasing your earning power and surviving the cost of living crisis.

  30. How Much Do Adult Braces Cost? + 4 Ways To Finance Them

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     If you're considering adult braces in London or the UK and wondering about the cost, you're not alone.  Around 1200 people in the UK each month search the phrase "I need braces but can't afford them UK" so I thought I'd take this opportunity to share my own adult braces costs and how I managed to fund them even though I didn't have the full funds upfront.

  31. Is Matched Betting A Gateway To Gambling And Is It Dirty Money?

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    Matched betting is a technique that involves placing bets on both sides of a sporting event, or on multiple outcomes of a single event, in order to take advantage of the free bets and other promotions offered by bookmakers. It is not considered traditional gambling, because the goal is not to win money from the outcome of the event itself, but rather to profit from the promotional offers of the bookmakers.

    Matched betting is generally considered to be a legal and legitimate way to make money, as long as it is done in accordance with the terms and conditions of the bookmakers and within the limits of the law. It is not considered dirty money, as it is not obtained through illegal or unethical means. However, as with any activity involving money, it is important to be aware of the risks and to act responsibly and within your means.

    Still not convinced?  Read on as we delve into the politics of matched betting and why it's not actually gambling and the money earned is legitimate.

    In this article we will cover in more depth:

    • Is matched betting gambling?
    • What is matched betting?  Why isn't it gambling?
    • Matched betting made easy
    • Is matched betting a gateway to gambling?
    • Is matched betting dirty money?
    • Are you a gambler without realising?
    • Is matched betting ethical?
    • Is matched betting legal?
    • The truth about matched betting
    • Is matched betting risk-free?
    • Is matched betting for you?

  33. How To Save Money As A Parent

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    Saving money as a parent is challenging. How well you budget and divide up your weekly and monthly earnings can have a significant impact on the financial security of your family. Unfortunately, not all of us learn the most effective ways to manage money as adults, and this can cause major issues once we start a family of our own. To help you make sense of this money-saving mess, here are some practical and useful tips for how to save money as a parent.

  34. Money Saving Challenges To Try In The New Year

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    Saving money can be a challenge, especially with all the temptations and expenses that life throws our way. But with the right mindset and a few smart strategies, you can start to build up your savings and achieve your financial goals. To help you get started, we've compiled a list of 23 money-saving challenges you can try in 2023. 

    From cutting out non-essential expenses to automating your savings, these challenges will help you save money in a fun and rewarding way. So why wait? Start saving today and see how much you can accomplish in the New Year.

  38. Top Bookkeeping Tips For Money-Making Mums

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    Running a business is an exciting and potentially lucrative activity, but there are some downsides. One of the big ones is the need to keep accurate and professional books.   Accounting isn’t something you can shirk, since as soon as you open your door to paying customers, HMRC wants to know about it and wields some hefty penalties if they catch you out.

    That said, once you accept it is part of doing business, it’s not that much of a chore. In fact, it can be invigorating and motivating when you see how your business finances are working and performing, and figure out ways to become even more profitable.  Read on for some of the top bookkeeping tips and tricks for self employed and small businesses.

  45. How To Save Money On All-Inclusive Vacations

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    All-inclusive trips are amazing opportunities for travellers and holidaymakers. They can help you save a lot of money if you’re going away.  The prices may seem expensive at first, but providing you make use of all the food, drink, transport and activities included, they should work out better than booking everything separately.  For the frugal holidaymaker, they can work out a cost-effective option.  However, there are still more ways you can make great savings on an all-inclusive package.  And, sometimes, there are disadvantages to all-inclusive which can mean they are more expensive if you’re not careful.  Read on as we explore how to save money on all-inclusive vacations.

  46. What Is Awin?

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    If you want to make money blogging then you may have read about bloggers using Awin to earn a passive income from their online blogs and social media accounts.  However, you might not know what Awin actually is!  Fear not!  Today I am going to explain to you what Awin is and how you can use their platform to monetise your blogs or make money from social media.  So what is Awin?  How does Awin work? How can you use Awin to make money from a website or a blog?  We'll explore all these questions and more in this Awin review.

  48. Energy Theft: Detection, Dangers + How To Report

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    With the cost of living continuously on the rise from food prices to mortgage interest rates, rent increases, fuel costs and energy prices, many people may be looking for more ways to save money than ever before.  In times of desperation, people may even be tempted to tamper with their gas or electric meters to try and reduce their energy bills.  

    This is an act known as energy theft or energy crime which is not only illegal, but comes with life-threatening dangers.  Even if you do not tamper with your own energy meters, you or someone you know could be at risk from the devastating consequences of gas theft or electrcity theft if you are in rented accommodation, terraced housing or a block of flats.  

    Read on to learn how energy theft might affect you, how to detect energy theft, the dangers of energy theft and exactly how to report energy theft before it could harm somebody.

  51. Revolut Sign Up Bonus (Easy £10 Free Cash)

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    This offer is ending at 12pm Friday 11th November 2022.

    Get £10 free cash when you sign up for the free money app Revolut.  It’s a money-management app with a free plan and debit card.  We have a special referral link to give new customers a Revolut referral bonus of £10.

    This is an easy free money offer for £10 free cash to spend on whatever you like!  Read on for quick instructions and the Revolut referral link you need.

  54. Riverford refer a friend: new customer offer £15 off

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    In April 2022 we signed up to Riverford at our new address and we’re very impressed!  We also have a refer a friend link so you can get a Riverford discount for £15 off your second organic fruit and/or vegetable box if you are a new customer. 

    Simply use my Riverford link and the £15 credit will automatically be applied to your second delivery.  They plant a tree for each referral too, so free food for you and a free tree for the planet, win-win!

  56. Primark discount hack (save money on every purchase)

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    Primark already offers amazingly low prices, but with this hack you can save money and get a Primark discount every time you shop!

    Yesterday we went to Primark as we needed several different clothing items for the kids for winter from coats to jumpers to trousers and more.  We were on a bit of a budget so wanted to maximise what we could buy and Primark was the best option. They already have great prices on their clothing, but we managed to save an extra 5% on our purchases too! 

    If you love Primark then you might be wondering how to get a Primark discount every time you shop.  Read on to learn exactly how anyone can get a Primark discount on any purchase with this gift card hack!

  57. How to save money this Halloween

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    Halloween is an exciting time of year for kids and adults alike! It's one of the best holidays for having fun as a family, dressing up in costume and having an excuse to eat lots of sweets. 

    However, Halloween can also be incredibly expensive if you're not careful. Collectively, people spend millions on Halloween costumes and decorations that are often disregarded once the big day is over. And with the cost of living crisis on the rise, for many families, this Halloween will have to be a little more frugal.

    How to save money this halloween: best tips and tricks

    In this article, we'll give you some of our best tips on saving money this Halloween to cut back on costs. Here are low cost and free ways to celebrate the spookiest day of the year!

  58. Snoop App Review + £5 FREE Amazon Gift Voucher

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    If you’re wondering what the Snoop app is and how it can help you with money management then read on.  This app also gives away free £5 Amazon vouchers to new customers who sign up to the free Snoop app and link one bank account for at least 28 days.  You don’t have to spend any money or do anything else!  This is an easy free money offer.  Read on to see what Snoop is and how to get a £5 free Amazon voucher.

  59. Slash Review: INSTANTLY slash the price of your online shopping

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    I have just started using a new browser extension called Slash which instantly slashes the prices of online shopping for a variety of retailers.

    There’s no waiting for cashback or uploading receipts… just instant money off your online purchases when you shop with one of their popular partnered retailers. 

    For instant discounts off your purchases at stores like New Look, B&Q, Groupon, Debenhams, Wickes, AO.com and so many more, read on.

  63. How does Free Prints make money?

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    I have just signed up for the FreePrints app and ordered 10 6x4 photos completely free.  It got me wondering, how does Free Prints make money? 

    It’s not often you can get a service or product for free, but the Free Prints app gives new customer signups 10 free photos with free postage. 

    Then you can continue to get 45 photos per month for free with a nominal £1.49 postage cost.  

    So how can they give so many photos away for free each month?

    We’ll explore how Free Prints makes money in this blog post.  I emailed their customer service to find out for sure and have screenshots of their responses below. 

    You can also use invite code vsully8315 when signing up and we'll each get some bonus prints.

  67. Cashback.co.uk review: £5 welcome bonus + make free cash

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    Cashback.co.uk is a new website similar to 20Cogs if you’ve used that before, however, you have to complete at least 15 tasks instead of 20 to cash out.  There are lots of different offers that give you cashback when you complete them, from answering survey questions to signing up for free or cheap trials, to entering competitions.  You have to complete at least 15 cashback tasks, one from each level, and then you’ll be able to cashout your cashback earnings in 15 days!

  68. Real ways to make money from home for free

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    There are lots of real ways to make money from home for free. You can get free cash using certain apps and websites, you may be entitled to free things because of your age or situation, you can get free bonuses for retirement, and there are many other savvy tricks to getting freebies in the UK from money to food to goods!

    Here’s a huge list of legit ways to get free money to get you started.

  70. Ziglu referral code: make £5 in 5 minutes

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    26/10/22 update: The Ziglu referral program is currently closed.  They closed it last Friday in the release of their new updated app.  I spoke to their chat team and they are hoping to activate it again soon.  I'll refresh and republish this page as soon as I know it's back.

     

    Want more free cash?

     

    Get even more free cash with loads more offers like this on my free money page or check out my best refer a friend schemes article!

     

    Ziglu refer a friend program closed october 2022

     

    I have just discovered a quick and easy way to make some instant free cash using a Ziglu referral code.  I used another blogger’s Ziglu referral code and the whole process took me five minutes.  I was also instantly able to withdraw the £5 Ziglu sign up bonus cash to my bank account and it showed right away.  This is a great offer if you need some free money in your bank account today.

    It's really straightforward - you just need to deposit £1 and convert it to Bitcoin and you'll get the Ziglu referral cash instantly. You can then trade back the Bitcoin and cash out the whole lot to your bank account if you want, or keep it as Bitcoin, whatever you fancy. 

    Whether you are already looking for a Ziglu referral code, or you want to learn what Ziglu is and how the referral scheme works then read on.  And of course you’ll learn how to get some cash for free in only a few minutes!

    Plus, once you’ve signed up with my Ziglu referral code, you’ll get your own code to share with friends and family to make even more £5s for free! Wow!

  72. Long Term Beauty Treatments That Can Save You Time and Money

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    Saving time and money on beauty are two things that I love to do.  I don’t enjoy doing beauty treatments at home.  I’d rather be doing something else, like running my business and making money, or exercising and enjoying nature!

    I also find it frustrating having to spend money on beauty.  I do like to maintain myself as well as possible, but with working from home and my other daily activities only usually involving exercising and the school runs, I can get away with a minimal beauty routine which saves me money each month.  There's no point in being all made-up just for myself working at home all day, and I simply don't have enough time.

    You can't buy time, but you can invest in beauty treatments that'll keep you looking great for longer, and save you money in the long run.  In this blog post, I will explore some long term beauty treatments that can improve your confidence, save time and perhaps even save money!

  73. Digital nomad advantages and disadvantages

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    ‘Digital nomad’ is a term for people who travel while working from a laptop. It has become a very popular way to fund travels - instead of having to save up money beforehand, you can continue earning as you travel.  It's a really appealing lifestyle for those who want to travel and enjoy working online.

    Compared to other forms of work that you can do while travelling, working as a digital nomad has many benefits. But is it truly the best way to earn money while travelling? Is this lifestyle as appealing as it first seems?  This post weighs up the pros and cons.

  76. What happens if you don't pay debt? (Can IGNORING DEBT make it go away?)

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    If you’re thinking of ignoring your debt then it’s vital you understand the risks of ignoring debt and how it can impact you now and in the future.  Simply ignoring your debts can lead to a world of issues, and it can impact your life more than you might ever imagine. Ever wondered what happens if you don’t pay debt?  Read on to find out!

  80. How much is campervan insurance? Does my van need it?

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    If you are planning to buy a campervan with dreams of #vanlife and camping holidays every summer, then one factor to consider is the price of insurance. So, how much is campervan insurance?  And, more importantly, do you need it?  Can you get standard car or van insurance instead? If you are planning to buy a campervan you'll definitely need to think about getting the right type of insurance! Here we answer your questions on how much it costs and when you might not need it.

  81. How to lower car finance costs

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    Owning and running a car can be expensive and getting a car on finance can be a great way to spread the cost of your car into affordable monthly payments. There are a number of car finance agreements which can suit individuals with different circumstances. Car finance doesn’t have to be confusing but choosing the wrong agreement or not doing your research first, it can cost you more than it needs to. There are a few factors which can affect the cost of your car finance agreement. The guide below has been designed to help you explore how you can keep car finance low and avoid paying more than you need to.

  85. Financial legacy planning: how to do it right

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    There are plenty of things in life that we’d prefer to pretend we didn’t have to face up to. Things like tax returns, children growing up and leaving home, and spending Christmas with the in-laws.

    Another one is death. Like all of the above, our own mortality might not be something we like thinking about or talking about. It might feel easier to stick our fingers in our ears, close our eyes and hum a silly tune to shut it out. But that doesn’t make it any less inevitable.

  87. 8 ways to make your family road trip more affordable this summer

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    With summer here, it’s time to start thinking about your family holiday – something many people look forward to all year long. With the kids on school break, this is the perfect time to get away, relax and create some lasting memories. For families planning a road trip this summer, you may currently be looking at ways to keep to a budget and ensure costs don’t spiral out of control. This can be easier said than done, especially with the price of everything going up as of late.

    Let’s take a look at eight ways you can make your family road trip more affordable this summer. The savings may even make it possible for you to book another holiday later in the year.

  88. How to get cheap motorcycle insurance

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    Motorcycle insurance is a tricky business. The prices are all over the map, and it can be hard to tell whether you're getting a good deal or not.  If you are looking for cheap motorcycle insurance, there are a few things that you can do to save money.  From maximising your chances of a cheaper deal through using comparison websites to extra training, finding cashback deals and more, we have lots of ideas for how you can get a better deal. Read on for several tips on how to get cheap motorcycle insurance.

  92. Widilo cashback: £5 free cash with my refer a friend link

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    Widilo is another great cashback site, often with many boosted cashback offers giving you higher amounts of cash back for many popular stores in comparison to other cashback websites.  If you sign up with my Widilo referral link, you can get £5 cash added to your cashback balance.  I also have a tip for you to get a further £1 in free cashback.  Read on to learn more.

  93. Home buyers protection insurance: what is it and do you need it?

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    Buying and selling a house if you wish to move home is an expensive activity.  We moved house last year and the total moving costs were just shy of £20,000 for all the associated removals, estate agents and legal fees.  It’s a big decision to go through such a process, and a costly one!

    Unfortunately, many house sales and purchases fall through before completion which can leave you thousands of pounds out of pocket.  In fact, 30% of house sales fall through in total, so the likelihood is very real.

    To help ease this potential financial gamble, there is an insurance called Home Buyers Protection Insurance which can help you recoup some of the lost costs if a house purchase falls through.  In this article, we’ll explore together exactly what this insurance is and whether it’s worth the cost.

  94. Opportunities to teach English abroad and earn money

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    If you’re interested in seeing more of the world, but don’t have the funds to simply quit your job and travel, then perhaps an opportunity to earn money in another country could be right for you.  There is a huge demand in non-English speaking countries for fluent and native English speaking foreigners to teach English abroad.  Read on to learn how you can become qualified in TEFL to combine travel with earning money.