The dos and don’ts of dining room decor
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Buying and selling a house if you wish to move home is an expensive activity. We moved house last year and the total moving costs were just shy of £20,000 for all the associated removals, estate agents and legal fees. It’s a big decision to go through such a process, and a costly one!
Unfortunately, many house sales and purchases fall through before completion which can leave you thousands of pounds out of pocket. In fact, 30% of house sales fall through in total, so the likelihood is very real.
To help ease this potential financial gamble, there is an insurance called Home Buyers Protection Insurance which can help you recoup some of the lost costs if a house purchase falls through. In this article, we’ll explore together exactly what this insurance is and whether it’s worth the cost.
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If you’re interested in seeing more of the world, but don’t have the funds to simply quit your job and travel, then perhaps an opportunity to earn money in another country could be right for you. There is a huge demand in non-English speaking countries for fluent and native English speaking foreigners to teach English abroad. Read on to learn how you can become qualified in TEFL to combine travel with earning money.
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Getting enough sleep is an important part of leading a healthy, happy life. But some people can't fall asleep or stay asleep at night because their bedrooms are uncomfortable, noisy, too bright, or lack a sense of privacy. This post will show you how to make your bedroom more relaxing for sleep using simple, and practical tips.
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With so many clothing options available in the market today, it’s incredibly easy to overspend. After all, snagging a cute-looking shirt on sale or picking the last piece of an in-demand garment can feel quite fulfilling to the average shopper. When you do this, however, you not only spend more money but you also build a wardrobe of clothes you don’t really use. As such, it’s wasteful both ways.
The best course of action in building a wardrobe that you can maximize to the fullest is sticking to a couple of closet essentials and adding some in-season items. For the latter, these pieces usually fall under what is trendy. Considering that trends come and go all the time, it’s better to not splurge on these pieces because you’ll probably only use them for a short period.
The same cannot be said for closet essentials. These are clothes that will be with you for a long while, so they are an investment for all your future outfits. To help you determine which clothes to invest in, here is a quick list of closet essentials that are worth the extra money.
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A distinctive brand identity is important for any business, but it can mean the difference between success and failure for a young and growing company. Although it is likely your brand voice will evolve and develop over time, it is wise to consider your basic message from the outset, map out a strategy and lock in a logo design that will form the basis of your marketing efforts.
Beyond that, however, you'll want to create a great first impression on your website. Within the first few seconds, a visitor will form an opinion about your company, and you want it to be a good one. An attractive, well-branded website will help you turn leads into sales. An authentic, highly effective website is an integral part of your marketing strategy.
Here are 9 website branding tips to get you started on the right path:
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Shall we get Chinese for dinner? This is a question that is music to the ears of many in the UK with Chinese food being hugely popular and always considered a treat whether this is going to a Chinese restaurant, getting a takeout or even cooking the food at home yourself. It is easy to see why Chinese food is so popular in the UK with its diverse flavours, but what is the history of this type of food in the UK?
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Car breakdowns are common and often occur at the most inconvenient of times. Whether it’s on the commute to work, days before a big road trip, or right before its MOT is due, car repairs are notorious for their poor timing.
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We all know that dealing with bookkeeping and recordkeeping can be a boring process for those who don’t like numbers, and it tends to pile up into an intimidating mess right up until tax season starts.
But what would happen if we simply… didn’t do our bookkeeping?
It certainly sounds blissful, so let's take a little bit of indulgence in a scenario where we didn’t do anything with our bookkeeping. How bad can it be?
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Spring is almost here; a welcome change for us all. This part of the year also provides us with some extra time, thanks to Easter and May bank holidays, to focus on some much-needed touch-ups to the home to freshen up its everyday appeal. As well as completing the classic spring clean, many of us will want to refresh our home for the warmer months making it more organised, welcoming and brighter for the summer months.
Out with the cold and dreary weather, out with the clutter and the pent up frustration you’ve felt around the house. What areas should you focus on to get the best out of your house during the feel-good season? Here are six cost-effective solutions to better your home this spring and summer.
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When it comes to designing any outside area, many homeowners focus on the plants they want to choose and where to put them as the main outdoor feature.
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I’ve just discovered the amazing Qmee where you can make instant cash by completing surveys, as well as exploring the web and via cashback. Easy money you can instantly withdraw to your PayPal account. Plus, get 50p for free if you sign up with my UK referral link. Read on to learn more in my Qmee review.
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When it comes to retirement planning, who better to ask than those in the know? That's why we've consulted with current retirees to bring you the best advice on planning your retirement.
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I've just received an email that Tulipshare is closing down!
Here is the email I received. And below are some links to other free money UK offers instead.
Check out my massive money-saving tips section and find some great deals on my voucher codes and how to get free money pages!
Check out my list of UK apps that turn receipts into cash and also this list of UK cashback sites to maximise your free cashback and savings.
Collaboration with Tulipshare.
Have you ever wished you could have a voice in how a retail company is run? Do you wish Amazon would treat their warehouse workers better or Coca-Cola would use 100% recycled plastic packaging? Well, now you can.
I was invited to try out Tulipshare and share my honest experience. Discover how easy it is to sign up on the platform and what sort of investor activism you can expect. Plus, you can currently get £10 free credit as a new customer (subject to terms and conditions). Read on to learn how.
Tulipshare is a stock trading platform with a difference. Rather than simply investing in stocks and hoping your money will grow, you can now invest in a number of campaigns which aim to change corporate governance for the greater good.
Tulipshare is a new activist investment platform allowing individual retailer investors to have a voice and voting rights. By pooling together individual shareholders, whose investments could haveotherwise be too small individually to have such rights, Tulipshare investors can be united together to have their say in creating more ethical and environmentally friendly businesses.
Shareholders pool together to support specific campaigns which are designed to make a change. Tulipshare users can choose to support an existing campaign or suggest a new idea to the founders.
Current campaigns include:
Ensure fair and safe working environments for Amazon warehouse workers
Demand Johnson & Johnson stop global sales of cancer-causing products
Demand that Apple adopt fair and accessible right to repair policies
Produce plastic bottles made from 100% recycled material (Coca-Cola)
Stop JPMorgan Chase's investments in fossil fuels
Fight for racial equity at Salesforce
To experience the platform for myself, I signed up for a Tulipshare account to learn how the platform works and how to support one of their current activist campaigns.
First I downloaded the Tulipshare app, but at the time of writing (April 2022) it’s still being built, so you can’t sign up using the app at the moment. You can leave your email address in the app to be notified when it’s up and running.
So, I signed up using the desktop version of Tulipshare instead. Their homepage states it takes two minutes to sign up and it really does! All I had to do was enter my email and choose a password and I was on the website. I then completed my registration by entering my name, phone number, date of birth, address, national insurance number and work status.
It really was all very quick and my account was verified and set up in two minutes, just like they say!
Once your account has been verified (mine was almost instant), you can top up your Tulipshare account with funds to start investing. Simply click on ‘Top up wallet’ on the dashboard and you’ll see bank account details for your Tulipshare account. You can then send yourself some funds.
I tested this by topping up just £1 at first to see what happened. It wasn’t instant but only took around 5 minutes for the funds to reach my Tulipshare account. I knew because Tulipshare emailed me saying “Your money has been deposited into your Tulipshare account and is ready to be converted into US dollars so that you can begin investing.” This is because their trading platform and securities are in US dollars. Once the funds have cleared, there will be an option on the dashboard to convert the funds into US dollars.
Once your funds are converted into dollars, you can choose to support one of the campaigns. I decided to support the campaign ‘Ensure fair and safe working environments for Amazon warehouse workers.’
There have been numerous reports of unfair working conditions and pay in the Amazon warehouses with undercover reporters revealing what it’s really like to work in the Amazon warehouses.
And, if you think it’s just an issue in Amazon warehouses in other countries… think again. There are issues in UK Amazon warehouses too as Tulipshare reports “in Rugby, England, on average one ambulance was called each week to the Amazon warehouse which employed over 1,000 people.” There are also stories of Amazon staff having to pee in bottles as they don’t have time to use the restroom.
Jeff Bezos became much, much richer due to the pandemic, whilst many of his staff are paid very little and continued to work in unsafe working environments, according to many reports.
We try to avoid shopping on Amazon as much as possible and prefer eBay as a similar marketplace, but occasionally there are things we can only find on Amazon, or sometimes we are given Amazon vouchers. We’ve also found, more so in the past year, that even when we shop using eBay or other websites, our items are dispatched from an Amazon warehouse anyway!
So, even as we try to avoid supporting Amazon, we are still sometimes using their services unknowingly, sadly supporting the unethical treatment of their workers. Because of this, I decided to support the Amazon campaign on Tulipshare which you can read more about here: https://tulipshare.com/campaigns/AMZN
I would never normally want to invest in a company I don’t believe in, but this is a way to try and make a positive change in a company such as Amazon. Singly I can’t make a difference, but together with numerous other Tulipshare users, we can pool together our shares and actually have a voice to try and make a difference in how the company is run.
Even if you would usually invest in a company like Amazon, isn’t it better to do it on a platform where you can have a chance to improve worker rights with your investment?
The Tulipshare Amazon campaign aims to “provide an independent audit of warehouse workers wages and working conditions.” Amazon is trying to exclude this from being a vote at their next AGM.
Surely if Amazon were confident in their workers being in a safe environment and paid appropriately, then they would just have an independent audit to prove this? To silence all their critics and prove them wrong?
Anyway, I had deposited £1 and got £10 in free credit as a new customer as part of their current promotion for new signups. I converted this to dollars and chose to support the Amazon campaign from the campaigns page.
To support a campaign, simply enter the amount of shares you want to buy. There is a Tulipshare fee, depending on the amount of money you want to invest.
And that’s it.
It’s really easy to support a campaign. Once you do, it means you now have shares (or a proportion of a share) in that company. Tulipshare will submit a shareholder proposal at the company once they have raised enough funds and continue pushing for change.
You can check your investment and see the campaigns you are supporting right from your dashboard.
At the time of writing (April 2022), and ongoing for the foreseeable future, Tulipshare have a great signup offer for new customers. Each new customer who successfully opens a verified account and deposits will receive a £10 credit. This can be used on the platform to invest in one of the Tulipshare campaigns.
To qualify for the free £10 credit, you must not make a withdrawal for 90 days. If you do withdraw within 90 days you will lose the £10 credit. Terms and conditions apply.
As with all investment, your capital is at risk. Tulipshare Ltd. is an appointed representative of RiskSave Technologies Ltd which is authorised and regulated by the Financial Conduct Authority (FRN 775330).
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Today I have another amazing free share offer for you. This one is a little different as you can actually get a free £5 to invest in a company of your choice! This offer is with the Shares app and you need to use my referral link to qualify for the free £5 stock of your choice. Read on for quick instructions to complete this free money offer in 10 minutes!
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If you’re reading this, then chances are you’re considering dipping your toes into the crypto market. Cryptocurrency is like a magic lamp with powers to make anyone rich. The last decade has seen a significant number of the average Janes and Joes making lots of money from investing in cryptocurrency. However, it’s not all roses; you need to understand how to make money in this industry. Good thing, there are several ways of generating money with cryptocurrency.
Here are the top ways people make money by trading cryptocurrency:
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When you travel overseas, you get to explore new places, see new things, and meet new people. It's a once-in-a-lifetime opportunity to see the world, and you don't want to miss out on it. However, travelling abroad can be expensive. As a result, you may have to make some sacrifices in order to afford it.
Fortunately, you don't have to forgo your travels in order to stay within your budget. In fact, there are plenty of ways to save money when you travel and still have an amazing experience. When you start planning your next trip, you might think that you need to plan for a lot of money. You need to stay in budget, after all.
However, if you start thinking about how you can save money when you travel abroad, you might be surprised and even comforted by how much money you can save. Save money when you travel abroad? It can be done!
Follow these tips to help you keep your costs down as you explore new places and spend more time with your friends and family.
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Having a small bathroom has its advantages and disadvantages. Keeping it compact means most things are within an arm’s length, and it leaves more space for other rooms in the home.
However, there’s a lot to fit into a compact bathroom from a utility standpoint, and this can make designing a small bathroom a challenge – even for those with interior design experience.
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Finding the correct clock size might seem like a trivial thing, but it's something worth thinking about in a little more detail to help find the perfect match. We've made the mistake with impulsive clock purchases that just wern't suitable for our home. Hopefully these three quick considerations will help prevent you from making the same mistakes.
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For those thinking of starting out in property development, it’s an exciting time and holds some great potential for success. However, there is also a lot to learn and a few tricks that can help make the process easier to navigate. Have a look at the post below to discover more about property development and how to get started.
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Marriage is one of the most important decisions of a person’s life. The key to a happy marriage is mutual respect, understanding, compromises, sacrifices, and honesty between the two partners. It is not just the union of two people, it’s the union of two families.
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Caregiving is hard work - it takes a lot of time and patience. But there are ways for family members to earn money by caring for their loved ones. Here's how to start making money as a caregiver in the US.
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Every couple wants a happy marriage, but it doesn’t seem as easy to achieve for everyone. There are certain secrets of a happy marriage that couples who have been through all can share to help anyone that needs them. If you are deciding to go on this journey of life together, then you might as well do it happy. It all starts from when you get engaged, through the marriage planning, on to the wedding, and so on.
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Despite the name, bed bugs don’t just make their home in your bed, or even just in the bedroom. They are tiny creatures that clutch onto fabrics, clothes, and luggage, hitchhiking a ride into your home with their new food source (you). Even though they are so small and hide in small dark crevices in fabrics, carpets, and mattresses, they are one of the most troublesome infestations to have in your home. Contrary to popular belief, they aren’t actually associated with uncleanliness, and they are often picked up by people that have been travelling or moving around, no matter what kind of establishment you spend the night at.
If you suspect you or someone in your home has picked up these irritating creatures, be prepared to take the required steps to remove them from your home and soft furnishings; it isn’t always as simple as it sounds.