Get up to £30 free cash when you sign up to online banking app Monese using an invite code.

You can get £20 when you spend once using your Monese debit card and a further £10 if you spend a further £500 using your Monese card within the first year.  Read on for full instructions.

Things to note

Please be aware, as according to their terms and conditions, the offer, or free cash amounts, are subject to change.  The codes have limited uses, so I'll keep an eye on mine and my husband's and update this post once ran out.

Update: My code has ran out!  I'll update the post if I get another.  You'll need to find another code from a friend or online.

Quick instructions to get up to £30 free cash from Monese:

• Download Monese

• Enter your email, country and your invite code. Update: My code has ran out!  I'll update the post if I get another.  You'll need to find another code from a friend or online.
  

• Continue the signup process

• I signed up for the essentials plan, ordered a free card (as it’s around £5 to order a physical card on the free plan) and then downgraded to the free plan.  Others have used the promo code 1MONTHFREE in the promotion code section before ordering the card, but I didn't try this so I don't know if it still works.

• Wait for your card to arrive and activate it
  
  
• Add money to your Monese debit card and spend.  Once your first transaction clears you’ll be credited with your free £20.

• To release the other £10 free cash, you’ll need to complete transactions of £500 on the Monese debit card within the first year. We’re doing up our house, so I’m going to put enough money on the Monese card to cover a couple of big DIY transactions to release my free £10 from signing up!

Need more detailed instructions?  I'll paste step-by-step instructions below for what I did. 

Monese refer a friend to get up to £450 free cash

Once you’ve signed up, you can refer your friends to make even more cash!  You can share your referral code with them so they can get £30 free cash and you’ll get the same!  Up to a maximum of £450, so 15 referrals max.  

It’s an amazing referral offer and you can make a lot of free money!

FULL step-by-step instructions for how to get up to £30 free cash from Monese:

• Download Monese

• Enter your email, country and your invite code. Update: My code has ran out!  I'll update the post if I get another.  You'll need to find another code from a friend or online.
  

• Accept the referral offer

• Create a passcode 

• Verify your email address

• Enter your mobile number and verify

• Enter your address

• Choose the account currency (GBP)

• Select your type of ID and scan the ID (I took a photo of the front of my driving licence, the back and a selfie)

• Wait for a few moments for the ID verification process to complete.  Or continue to their app if it takes a while and they’ll let you know once complete.

• Answer the questions about your employment status, salary and how you plan to use the Monese app.  These are quick multiple-choice questions.

• Pick the plan that’s right for you.  I signed up for the essentials plan, ordered a free card (as it’s around £5 on the free plan) and then downgraded to the free plan before adding any money to my account.  Others have used the promo code 1MONTHFREE in the promotion code section before ordering the card, but I didn't try this so I don't know if it still works.

• Once your card arrives, click on ‘card’ in the app and ‘activate card’, add money and make a purchase.  You’ll get your free £20 cash after your first transaction clears.  Some transactions such as gambling won’t count.

• Spend at least £500 using your Monese debit card within one year to get the other free £10 cash.  Apparently, you can simply add the Monese card to PayPal and send £500 to someone you know and ask them to send it back and this has worked to qualify for the free cash - I haven't tried this, so not sure if it will work.  Or, you can simply add £500 for spending and then you’ll get your free cash once spent using the Monese debit card. We’re doing up our house, so I’m going to put enough money on the Monese card to cover a couple of big DIY transactions!

Things to note

Please be aware, as according to their terms and conditions, the offer, or free cash amounts, are subject to change.

This referral code only has 15 uses… I'll keep an eye on it and update this post once it's ran out. Update: My code has ran out!  I'll update the post if I get another.  You'll need to find another code from a friend or online.

 

Want more free money offers I have codes for?  Check these out:

 

Want to make more money from home, online or need a side hustle?

Find loads of ways to make money at home on my blog, as well as my favourite side hustle in my matched betting blog!

Find 60 ways to make money at home that I’ve tried and tested.  Follow these steps to make £1000 in one month at home.  And, if you’re short on time, try these methods for how to make money in one hour.

 

Looking to save money or get free money?

Check out my massive money-saving tips section and find some great deals on my voucher codes and free money pages!

Check out my list of apps that turn receipts into cash and also this list of cashback sites to maximise your free cash back and savings.