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Category: Money

  1. 5 Fantastic Ways to Save Money With Online Purchases

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    In the mood to save some money today? Aren’t we all!

    We all know that online shopping is perhaps one of the best ways to buy items both small and big, but did you know that there are actually many different ways to save on purchases? Much like in-store discounts, it’s all about seeking opportunities and exploring different stores, so here are five fantastic ways to save money with all of your online purchases.

    1. Sign up to mailing lists

    Sign up to the website’s email listing and you’ll get discounts and deals sent straight to your email–very handy!

    2. Look for second-hand bargains

    With so many auction sites like eBay and the ability to purchase open-box items, you can find some brilliant deals on things like electronics if you’re willing to go the pre-owned option.

    3. Follow social media

    Online stores, especially small start-ups, love to post discount codes and talk about their latest deals on social media. If you have a Twitter, Instagram or Facebook account, make sure you follow them for the best deals!

    4. Look at price history websites

    There are lots of price history sites on the internet that show just how cheap or expensive an item is. This can help you determine if the current sale is as low as it’s been, or if you can afford to wait a little longer for a seasonal sale where the price will drop.

    5. Use comparison sites

    Comparison sites are fantastic when there are multiple online stores that are selling the same thing. Just take a look at the infographic below to see just how much these sites affect UK markets!

     

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    Infographic design by moneypug

    Collaboration

  2. Easy Ways to Boost Your Energy Efficiency

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    Do you want to make your home cheaper to run? Maybe you just want to be more energy efficient and friendlier towards the planet. Either way, there are things that you can do to make this happen and you’d be surprised at how easy it is for you to get a great result out of these small changes.

    Insulate your Loft

    If you have an attic then you really do need to get this insulated. Heat rises, and if your loft is not insulated then all of this will escape from the room and this can cause you real problems in the future. A lot of people are concerned because they believe that if they pay out for loft insulation, that this will cost them dearly and that they won’t be able to make this money back. This is not the case at all, and it can easily pay for itself in a couple of years.

    https://www.pexels.com/photo/apartment-architecture-blue-sky-building-358636/

    Upgrade your Boiler 

    Energy efficient boilers can make a huge difference to your energy bills. If you are ready for an upgrade then it really does make sense to invest in one that is energy efficient. You can also greatly reduce the carbon emissions that your home has as well, as boilers tend to count for nearly 60% of your carbon emissions. One good way for you to know if your boiler is energy efficient or not would be for you to look at the rating that it has. This is usually a sticker on the side of the boiler, and this will let you know what grade it is. The higher your grade, the more energy efficient your boiler is.

    Thick Curtains

    Sometimes, simple solutions are the best ones. If you are able to hang thicker curtains over your windows then this can stop heat from escaping and it can also help your home to feel way more snug as well. This is especially the case when winter comes along, as it can trap the heat in and it can also save you from putting the heating on as well. After all, the windows that you have in your home will be the main source of your heat loss and if you don’t get this sorted out then you may be wasting your energy conservation efforts. If you only have single glazing then upgrading this could be really helpful, and you’d be surprised at how easy this can be to get done.

    Automate

    Home automation systems are a fantastic way for you to save money. It doesn’t matter whether you want to invest in a multi room audio system or even smart lightbulbs, because they can really help you to cut down on your bills. The main reason for this is because they can stop you from wasting energy when you are not in the room. You can even set it to be on a schedule as well, as this is a fantastic way for you to really get the best result out of your lifestyle and your energy efficiency.

     

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    Easy Ways to Boost Your Energy Efficiency

  3. How You Can Make Money From Your Holiday

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    We all dream of jetting off on a well-deserved holiday every summer, but few of us truly have the money to comfortably jet away without worrying about the pennies in our purse. With plenty of solutions for home emergencies such as short term loan lenders or part-time jobs, the same isn’t necessarily true for our holiday budget, so how to do you earn enough money to get away without signing away all of your free time? Simple – earn money while you’re on holiday! We’re exploring just how you can do exactly that, below.

    How You Can Make Money From Your Holiday

     

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    Sell Your Photos

    We can all get a bit snap happy while we’re abroad. A cocktail here, a sunset there and before you know if you have a phone or camera full of photos to cherish for years to come, but did you know you can actually put those photos to even better use? If you’ve got a bit of an eye for capturing a fairly decent shot, you could start earning money with every click of that button. Simply upload the best photos onto a stock photo website like Shutterstock, iStock Photos or Fotolia and you could start earning money every time someone licences your photo for use. Not bad for something you would’ve done anyway!

    Start Up A Blog

    If you fancy yourself as a bit of a writer, have you considered starting up your own blog? Whether you already have a blog or you need to start one up, earning money on your travel could be as simple as documenting your day and posting a 500+ word article. From there, you can accept adverts, endorsements and more. There are plenty of travel bloggers out there who even travel because of their blog. By earning money on their posts, they can build up a fund to jet off on another holiday and earn while they’re there.

    Sell Your Travel Articles

    Just like starting up a blog, you could try your hand at selling your travel articles. Are you visiting somewhere unique? Have you taken part in a lesser-known but charming local activity? Put together a well-written article and you could have some luck in selling your article to a magazine, website or even a newspaper. Of course, this isn’t necessarily going to work straight off the bat, so getting some experience and a valuable portfolio before you go is your best bet before you go.

    Take A Working Holiday

    If none of the ideas above are floating your boat, why not take a working holiday? You could opt for changing your career completely and becoming a freelancer and work from a laptop on the beach, or you could go one step further and travel from job to job abroad. There are countless companies, establishments and more that will accept travellers as workers for short periods of time, which can be a great way to get out and see the world in an entirely unique way without having to save up masses of money, to begin with.

    Rent Out While You’re Away

    If all else fails and you really don’t want to go to any extra effort while you’re away, you could opt for renting out your home or even your car. Sites like Airbnb give you the chance to upload a listing for your home and while you’re away, screened travellers can reside in your home in the meantime. Similarly, sites like Turo allow you to rent out your car while you’re away and with an incredible insurance policy in most cases that can prevent you from losing anything should it go wrong, you can do this and sleep easy while you’re abroad.

    Making money while you’re on holiday can drum up images of hours cooped up in your hotel room with a laptop and your work emails open and ready to be answered, but the truth is actually very different. From something simple like selling your photos or renting out your car, to the more adventurous alternatives like working while you’re travelling or selling well-written articles, you could be travelling the globe without money worries in no time.

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    How You Can Make Money From Your Holiday

    Collab

     

  4. 8 Ways to save money on household appliances

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    We all rely and depend on so many household appliances nowadays that allow us to get on with our daily lives with ease.  But every now and then one of them will begin to fault or unexpectedly break on us.  Hopefully we’ve all been sensible enough to save an emergency fund to cover such situations, but even so or if budget is tight, there are several ways we can save money on household appliances:

    8 Ways to save money on household appliances

     

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    Buy quality in the first instance

    OK so not great advice if an appliance has just broke, but worth considering for your new purchase.  Quality often pays, so make sure you are buying a high quality appliance in the first place that will last longer and perform well.  It’s also highly recommended to buy an appliance with a good energy rating such as A or above as this will also save you money on your household bills.

    Wait for the sales

    If it’s not totally broken yet and you can hold out a little longer, then wait for the end of season or end of line sales.  This is where you’re going to find the best bargains, particularly if lines are discontinued and new ranges are coming into the stores.

    Check for imperfections

    If you’re buying in store then check for imperfections.  We managed to negotiate a substantial discount off a washing machine once as it had a few dents and scratches from being on display in the store for so long.  If you can find a mark or scratch then don’t be afraid to ask for a discount as the goods aren’t in perfect condition. 

    Try a deal hunting community

    There are now websites such as Latest Deals where people like you and I can share the best deals we have found online.  These can be items in the sales or a voucher code.  Check out their Dyson V6 deals page where you can save over 50% on a new Dyson vacuum thanks to people sharing the bargains they have already found!

    Buy second hand

    Check out Facebook Marketplace and eBay to see if you can find a second hand item.  Often people are simply redecorating and changing a colour scheme so you can grab used kitchen appliances, for example, that work just fine.

    Use Cashback sites

    Never underestimate the power of cashback sites.  Not only can they offer cashback of a certain percentage of your order for most well-known retailers, but they often have their own exclusive discount codes too.  Sometimes you can hit a double whammy and get a discount and cashback in one swoop!

    Search voucher sites

    If the above isn’t finding what you need, then search online voucher sites to see if you can find a general code for the retailer you need.  There are also handy shopping browser extensions that can do this job for you so you don’t even have to search.  They simply tell you if there’s a voucher code for the site you are already on, saving you the hassle of searching.

    Find a B-Grade store

    Search your local area for a B-Grade appliance store.  These stores sell ex-display item, appliances with marks or returns.  They should be in perfect working order, but they’ll be a fraction of the original cost.

    With a little savvy shopping we can all find a bargain and a way to save extra money when replacing household appliances.

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    8 Ways to save money on household appliances

  5. Important things to consider when choosing a pet for your family

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    Kids love pets.  Just look through their bedrooms and I’m sure you’ll find stuffed animal toys, farmyard books and movies with lovable animal characters.  Choosing to add a pet to your family has so many benefits for your children such as teaching them empathy, responsibility, to be caring and look after others as well as so much more.

    However, taking on a pet is a big responsibility and it’s important to choose the right pet.  Here are some things you should consider when choosing a pet for your family:

    Important things to consider when choosing a pet for your family

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    Your home

    Firstly, are you allowed a pet?  If you live in rented accommodation then you may not even be allowed a cat or dog.  It may be OK to have a caged pet such as a hamster or mouse.  If you have outdoor space then a rabbit or guinea pig may be allowed.  It’s best to check with your letting agents or landlord as you don’t want to buy a pet only to break the rules of your contract and have to either move or give it up for adoption.

    Your lifestyle

    Next think about your lifestyle.  Can you cope with pet hair everywhere, potential wear and tear to furniture or a litter box inside?  Is there someone at home to take a dog for walks in the day or let them out to go to toilet, or do you work 12 hour shifts?  Have a good think about the responsibilities and challenges of each animal before making any rash decisions.  The animal will need to fit into your life as much as you need to fit into theirs.

    Health care

    Do you have access to a nearby vet to ensure their vaccinations are up to date and for any health care issues?  It’s common for most pets to require regular treatment for worms, fleas and parasites.  Will you be able to provide this care each month and not slack?  It can be as simple as purchasing some chewable worming tablets for dogs, but you need to commit to taking care of your pets health as well as your own.

    The cost

    Health care, food, and pet insurance all comes at a cost.  Tally up exactly how much your ideal pet will cost each month to see if you can afford it.  If you are already struggling with finances then another mouth to feed probably isn’t the best idea right now.  A pet is also a financial commitment so you need to be aware of the costs and have enough disposable income to dedicate to the proper care of your pet.

    The most important thing to take home from this article is to do your research.  There are lots of tips for first time pet owners online so you can research the exact pet you’d like and see if it’s right for your family.  Never just buy an animal on a whim.  They are living breathing things and deserve to be properly cared for in the right environment.

     

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    Important things to consider when choosing a pet for your family