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Category: Money

  63. What to Do If You Were Mis-Sold a Pension

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    Are you worried that you may have been mis-sold a pension? If so, you're not alone.  Thousands of individuals in the UK have fallen victim to mis-selling practices, resulting in significant losses from their pension investments.

    Mis-selling can take many forms, from high-pressure sales tactics to false promises of high returns. It's essential to be aware of the signs of mis-selling and take immediate action if you believe you have been affected.

    In this article, we'll explore what mis-sold pensions are, how to identify them, and the steps you can take to recover your losses. We'll also provide some tips for avoiding mis-selling practices and navigating the legal and regulatory framework governing pension investments. So, let's get started!

  64. 5 Tried and Tested Ways to Make Money as a UK Stay At Home Mum

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    Are you a stay-at-home mum in the UK looking to make some extra cash on the side? Look no further! In this blog post, I'll be sharing five tried and tested ways to make money online from the comfort of your own home.

    Whether you love writing, have a passion for eCommerce, or simply want to earn some extra cash in your spare time with money-making apps and websites, these jobs are perfect for mums who need something flexible that works around their busy schedule.

    So, let's dive in and discover how you can turn your online money-making ventures into a full-time living! Read on to find out how to earn money as a stay at home mum!

  71. The Benefits of Using a Mortgage Broker

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    Buying a home is one of the biggest financial decisions you'll ever make. Whether you're a first-time buyer or an experienced homeowner, navigating the world of mortgages can be overwhelming. That's where a mortgage adviser comes in. While some people prefer to go it alone, many turn to a mortgage broker to help them find the best deal and navigate the application process. In this article, we'll explore the benefits of using a mortgage adviser and why it may be a good choice for you.

  72. Ways to Turn Your Home into a Source of Extra Cash

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    These days, many of us are constantly looking for ways to access additional financial resources and support. After all, the cost of living has grown increasingly difficult for most people to handle over the years, even if they have a decent income.

    While budgeting and being cautious with your money can make a huge difference to your quality of life, it can help to search for extra revenue too.

    Making additional money can be a lot easier than it seems if you own your own property. You don’t necessarily need to sell your space to make extra cash. There are various programs homeowners can get involved in to turn their spare space into a source of additional income. Here are just some of your options.

  73. Save Money By Maintaining Your Car Tyres

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    While many of us are aware that we need to have a yearly MOT check to ensure our cars are legally roadworthy, there are plenty of checks we can do ourselves to ensure our cars stay in top condition.  In this article, we will explore how to maintain car tyres and why it can save money.  You'll also learn why checking and buying the right car tyres is important for your safety.

  76. How To Start Investing from The Comfort of Your Own Home

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    Are you looking to start investing but don't know where to begin? Look no further than the comfort of your own home! From cryptocurrency and gold bars to real estate and the stock market, there are countless ways to invest your money and potentially see a higher return on your investment. 

    In this beginner's guide, we will explore different types of investments and how you can get started with each one, all from the comfort of your own home. So whether you're looking to preserve and protect your existing wealth or diversify your investment portfolio, read on to discover the best investment opportunities for you.

  78. Financing a Kia: Understanding Your Options

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    Are you thinking of purchasing a Kia and wondering how to finance your new ride? Financing any car purchase can be daunting, but with the right guidance, it doesn't have to be overwhelming. That's why we've created this comprehensive guide – to make financing a Kia as straightforward. Also, as stress-free as possible, you can focus on enjoying your brand-new car. In this topic, we'll talk about all the different financing options available for a Kia and how to determine which financing option is best for you.

  79. How to Make Money in One Hour

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    Are you in need of quick cash but don't know where to turn? Whether it's an unexpected bill or running out of your weekly spending allowance, we've all been there. But don't worry, we've got you covered. In this article, we'll share with you tried and tested methods for making money in just one hour from the comfort of your own home.

    From matched betting to selling on Facebook Marketplace, we'll show you how to maximize your earning potential in a short amount of time. So, whether you need cash for a non-uniform day payment or just some extra pocket money for an emergency expense, or to treat youself to a takeaway this week, we've got the tips and tricks you need to make it happen. Let's get started and make that money!  

    Whatever the reason you are short on time, here's how to make money in one hour in the comfort of your own home, tried and tested. 

  80. How Much Does It Cost to Become a Pet Owner?

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    Though the idea of being a pet parent appeals to a lot of people, pet ownership is a major life decision that’s often likened to raising a child. Beyond the one-time cost of buying or adopting their new pet, a pet parent will have to foot various weekly, monthly, and yearly expenses as well as emergencies they can’t always anticipate.

    The true cost of owning a pet depends on factors like the type of animal that one decides to keep, the pet’s breed and physical condition, the cost of living in the area, and the owner’s lifestyle, among others. All the same, any pet owner should expect to dedicate a significant portion of their finances to their pet’s care. Like any lifelong investment, preparation is key.

    If you’re thinking about becoming a pet owner, how much should you set aside for essential items

  82. How to Organise an Intimate and Elegant Wedding on a Budget

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    Organising a wedding can be a daunting task, both in terms of time and money. However, with the right tips and strategic choices, you can have a beautiful and intimate ceremony without breaking the bank. The trend in the wedding industry today is to prioritise quality over quantity and focus on creating a more intimate and elegant atmosphere. So, if you're looking to have a fairy-tale wedding on a budget, read on for some helpful tips and ideas.

  83. Best Ways To Boost Income In The Cost Of Living Crisis

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    Are you struggling to make ends meet due to the rising cost of living? You're not alone. Many people are feeling the pinch as the cost of essentials like housing, food, energy and day-to-day living costs continue to climb. But there are methods you can try to boost your income and make ends meet. In this article, we'll explore some of the best strategies for increasing your earning power and surviving the cost of living crisis.

  86. Chip Instant Access Account Rewards Savers With Bonus

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    Chip has launched a new instant access savings account which currently has a market-leading rate of 3% (at the time of writing).  The account is free to open and offers a 3% return in the form of a bonus, paid monthly on your savings.  I also have some exclusive Chip promo codes so you can get an extra bonus if you deposit a minimum amount.  Read on to learn more about this savings product and how it can kickstart your New Year’s saving goals in 2023.

  88. How Much Do Adult Braces Cost? + 4 Ways To Finance Them

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     If you're considering adult braces in London or the UK and wondering about the cost, you're not alone.  Around 1200 people in the UK each month search the phrase "I need braces but can't afford them UK" so I thought I'd take this opportunity to share my own adult braces costs and how I managed to fund them even though I didn't have the full funds upfront.

  89. Is Matched Betting A Gateway To Gambling And Is It Dirty Money?

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    Matched betting is a technique that involves placing bets on both sides of a sporting event, or on multiple outcomes of a single event, in order to take advantage of the free bets and other promotions offered by bookmakers. It is not considered traditional gambling, because the goal is not to win money from the outcome of the event itself, but rather to profit from the promotional offers of the bookmakers.

    Matched betting is generally considered to be a legal and legitimate way to make money, as long as it is done in accordance with the terms and conditions of the bookmakers and within the limits of the law. It is not considered dirty money, as it is not obtained through illegal or unethical means. However, as with any activity involving money, it is important to be aware of the risks and to act responsibly and within your means.

    Still not convinced?  Read on as we delve into the politics of matched betting and why it's not actually gambling and the money earned is legitimate.

    In this article we will cover in more depth:

    • Is matched betting gambling?
    • What is matched betting?  Why isn't it gambling?
    • Matched betting made easy
    • Is matched betting a gateway to gambling?
    • Is matched betting dirty money?
    • Are you a gambler without realising?
    • Is matched betting ethical?
    • Is matched betting legal?
    • The truth about matched betting
    • Is matched betting risk-free?
    • Is matched betting for you?

  91. How To Save Money As A Parent

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    Saving money as a parent is challenging. How well you budget and divide up your weekly and monthly earnings can have a significant impact on the financial security of your family. Unfortunately, not all of us learn the most effective ways to manage money as adults, and this can cause major issues once we start a family of our own. To help you make sense of this money-saving mess, here are some practical and useful tips for how to save money as a parent.

  92. Money Saving Challenges To Try In The New Year

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    Saving money can be a challenge, especially with all the temptations and expenses that life throws our way. But with the right mindset and a few smart strategies, you can start to build up your savings and achieve your financial goals. To help you get started, we've compiled a list of 23 money-saving challenges you can try in 2023. 

    From cutting out non-essential expenses to automating your savings, these challenges will help you save money in a fun and rewarding way. So why wait? Start saving today and see how much you can accomplish in the New Year.

  93. Smart Money Management Techniques

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    Effective money management is crucial for achieving financial stability and security. By managing your money wisely, you can budget for your expenses, save for emergencies and long-term goals, and make informed decisions about investing and borrowing. Good money management can also help reduce stress and anxiety related to financial concerns. However, many people struggle with managing their money, and as a result, they may miss out on opportunities to improve their financial situation.

    In this article, we will discuss some smart money management tips and techniques that can help you take control of your finances and achieve your financial goals. Whether you are dealing with a tight budget, a large amount of debt, or simply want to improve your financial health, these tips can help you on your journey to financial success. You'd be surprised how much you can do with a few simple tweaks to your budget!

  96. Top Bookkeeping Tips For Money-Making Mums

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    Running a business is an exciting and potentially lucrative activity, but there are some downsides. One of the big ones is the need to keep accurate and professional books.   Accounting isn’t something you can shirk, since as soon as you open your door to paying customers, HMRC wants to know about it and wields some hefty penalties if they catch you out.

    That said, once you accept it is part of doing business, it’s not that much of a chore. In fact, it can be invigorating and motivating when you see how your business finances are working and performing, and figure out ways to become even more profitable.  Read on for some of the top bookkeeping tips and tricks for self employed and small businesses.