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Category: Money

  34. What to Do If You Were Mis-Sold a Pension

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    Are you worried that you may have been mis-sold a pension? If so, you're not alone.  Thousands of individuals in the UK have fallen victim to mis-selling practices, resulting in significant losses from their pension investments.

    Mis-selling can take many forms, from high-pressure sales tactics to false promises of high returns. It's essential to be aware of the signs of mis-selling and take immediate action if you believe you have been affected.

    In this article, we'll explore what mis-sold pensions are, how to identify them, and the steps you can take to recover your losses. We'll also provide some tips for avoiding mis-selling practices and navigating the legal and regulatory framework governing pension investments. So, let's get started!

  35. 5 Tried and Tested Ways to Make Money as a UK Stay At Home Mum

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    Are you a stay-at-home mum in the UK looking to make some extra cash on the side? Look no further! In this blog post, I'll be sharing five tried and tested ways to make money online from the comfort of your own home.

    Whether you love writing, have a passion for eCommerce, or simply want to earn some extra cash in your spare time with money-making apps and websites, these jobs are perfect for mums who need something flexible that works around their busy schedule.

    So, let's dive in and discover how you can turn your online money-making ventures into a full-time living! Read on to find out how to earn money as a stay at home mum!

  36. Why You Shouldn’t Rely on a State Pension

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    Are you relying solely on the state pension for your retirement? If so, you may want to rethink your strategy. As I found out, the state pension is simply not enough to live on comfortably. In this article, I'll share my own experience of starting to save for retirement and why it's crucial to have a personal retirement plan. From exploring different options such as pensions, property investment, cash savings, and company share schemes to discussing the benefits of saving into a retirement LISA, this article is a must-read for anyone who wants to ensure they have financial freedom in their golden years. Don't let retirement catch you off guard – start planning now!

  39. How To Save Money When You Go Camping

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    Are you looking for a fun and affordable way to escape the stress of everyday life? Camping can be a great option, but many people are put off by the potential costs involved. The good news is that it is possible to enjoy a fantastic camping trip without breaking the bank.

    By following some simple tips, you can save money and still have a memorable experience in the great outdoors. In this article, we will share some of the best ways to keep your camping costs down and make the most of your time under the stars.

  40. Everything You Need to Include When Writing a Will

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    Writing a will may seem like a daunting task, but it's a crucial step in ensuring your assets are distributed according to your wishes after you pass away. In this post, we'll guide you through everything you need to include in your document of inheritance. By the end of this article, you'll be well-equipped to write your own will as the testator, and have peace of mind knowing that your loved ones will be taken care of in the future.

  42. The Benefits of Using a Mortgage Broker

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    Buying a home is one of the biggest financial decisions you'll ever make. Whether you're a first-time buyer or an experienced homeowner, navigating the world of mortgages can be overwhelming. That's where a mortgage adviser comes in. While some people prefer to go it alone, many turn to a mortgage broker to help them find the best deal and navigate the application process. In this article, we'll explore the benefits of using a mortgage adviser and why it may be a good choice for you.

  43. Ways to Turn Your Home into a Source of Extra Cash

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    These days, many of us are constantly looking for ways to access additional financial resources and support. After all, the cost of living has grown increasingly difficult for most people to handle over the years, even if they have a decent income.

    While budgeting and being cautious with your money can make a huge difference to your quality of life, it can help to search for extra revenue too.

    Making additional money can be a lot easier than it seems if you own your own property. You don’t necessarily need to sell your space to make extra cash. There are various programs homeowners can get involved in to turn their spare space into a source of additional income. Here are just some of your options.

  44. Save Money By Maintaining Your Car Tyres

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    While many of us are aware that we need to have a yearly MOT check to ensure our cars are legally roadworthy, there are plenty of checks we can do ourselves to ensure our cars stay in top condition.  In this article, we will explore how to maintain car tyres and why it can save money.  You'll also learn why checking and buying the right car tyres is important for your safety.

  47. How To Start Investing from The Comfort of Your Own Home

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    Are you looking to start investing but don't know where to begin? Look no further than the comfort of your own home! From cryptocurrency and gold bars to real estate and the stock market, there are countless ways to invest your money and potentially see a higher return on your investment. 

    In this beginner's guide, we will explore different types of investments and how you can get started with each one, all from the comfort of your own home. So whether you're looking to preserve and protect your existing wealth or diversify your investment portfolio, read on to discover the best investment opportunities for you.

  49. Financing a Kia: Understanding Your Options

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    Are you thinking of purchasing a Kia and wondering how to finance your new ride? Financing any car purchase can be daunting, but with the right guidance, it doesn't have to be overwhelming. That's why we've created this comprehensive guide – to make financing a Kia as straightforward. Also, as stress-free as possible, you can focus on enjoying your brand-new car. In this topic, we'll talk about all the different financing options available for a Kia and how to determine which financing option is best for you.

  50. How to Make Money in One Hour

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    Are you in need of quick cash but don't know where to turn? Whether it's an unexpected bill or running out of your weekly spending allowance, we've all been there. But don't worry, we've got you covered. In this article, we'll share with you tried and tested methods for making money in just one hour from the comfort of your own home.

    From matched betting to selling on Facebook Marketplace, we'll show you how to maximize your earning potential in a short amount of time. So, whether you need cash for a non-uniform day payment or just some extra pocket money for an emergency expense, or to treat youself to a takeaway this week, we've got the tips and tricks you need to make it happen. Let's get started and make that money!  

    Whatever the reason you are short on time, here's how to make money in one hour in the comfort of your own home, tried and tested. 

  51. How Much Does It Cost to Become a Pet Owner?

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    Though the idea of being a pet parent appeals to a lot of people, pet ownership is a major life decision that’s often likened to raising a child. Beyond the one-time cost of buying or adopting their new pet, a pet parent will have to foot various weekly, monthly, and yearly expenses as well as emergencies they can’t always anticipate.

    The true cost of owning a pet depends on factors like the type of animal that one decides to keep, the pet’s breed and physical condition, the cost of living in the area, and the owner’s lifestyle, among others. All the same, any pet owner should expect to dedicate a significant portion of their finances to their pet’s care. Like any lifelong investment, preparation is key.

    If you’re thinking about becoming a pet owner, how much should you set aside for essential items

  52. How To Raise Funds For Your Small Business

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    Starting and running a small business is a dream for many entrepreneurs. It's a chance to turn your vision into reality, work on your own terms, and be your own boss. However, as any small business owner knows, managing the finances can be one of the most challenging aspects of running a business. Especially when it comes to raising funds and getting your business off the ground.  So what are the best methods for how to raise funds for your small business?

  53. How to Organise an Intimate and Elegant Wedding on a Budget

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    Organising a wedding can be a daunting task, both in terms of time and money. However, with the right tips and strategic choices, you can have a beautiful and intimate ceremony without breaking the bank. The trend in the wedding industry today is to prioritise quality over quantity and focus on creating a more intimate and elegant atmosphere. So, if you're looking to have a fairy-tale wedding on a budget, read on for some helpful tips and ideas.

  54. Best Ways To Boost Income In The Cost Of Living Crisis

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    Are you struggling to make ends meet due to the rising cost of living? You're not alone. Many people are feeling the pinch as the cost of essentials like housing, food, energy and day-to-day living costs continue to climb. But there are methods you can try to boost your income and make ends meet. In this article, we'll explore some of the best strategies for increasing your earning power and surviving the cost of living crisis.

  57. Chip Instant Access Account Rewards Savers With Bonus

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    Chip has launched a new instant access savings account which currently has a market-leading rate of 3% (at the time of writing).  The account is free to open and offers a 3% return in the form of a bonus, paid monthly on your savings.  I also have some exclusive Chip promo codes so you can get an extra bonus if you deposit a minimum amount.  Read on to learn more about this savings product and how it can kickstart your New Year’s saving goals in 2023.

  58. Save Money On UK Family Days Out With Kids Pass

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    The Kids Pass App gives you instant access to 1,000’s of offers, including up to 40% off cinemas nationwide (7 days a week, adult and child), kids eat free at 1000’s of restaurants, up to 65% off family days out, up to 10% off UK family breaks and up to 50% off Eurocamp holidays!

    Want to try Kids Pass for yourself? Click for a £1 trial: 

  59. How Much Do Adult Braces Cost? + 4 Ways To Finance Them

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     If you're considering adult braces in London or the UK and wondering about the cost, you're not alone.  Around 1200 people in the UK each month search the phrase "I need braces but can't afford them UK" so I thought I'd take this opportunity to share my own adult braces costs and how I managed to fund them even though I didn't have the full funds upfront.

  60. How to Make Extra Income While Working Full Time

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    Are you struggling to make ends meet with your full time job? Do you want to boost your income but don't have the time or energy for a second job? A side hustle might be the perfect solution for you.

    In this article, we'll show you how to make extra income while working full time by starting a side hustle.

    From finding a profitable idea to turning your passion into a money-making venture, we've got you covered. So if you're ready to take control of your financial future and add some extra cash to your pockets, read on!

  61. Is Matched Betting A Gateway To Gambling And Is It Dirty Money?

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    Matched betting is a technique that involves placing bets on both sides of a sporting event, or on multiple outcomes of a single event, in order to take advantage of the free bets and other promotions offered by bookmakers. It is not considered traditional gambling, because the goal is not to win money from the outcome of the event itself, but rather to profit from the promotional offers of the bookmakers.

    Matched betting is generally considered to be a legal and legitimate way to make money, as long as it is done in accordance with the terms and conditions of the bookmakers and within the limits of the law. It is not considered dirty money, as it is not obtained through illegal or unethical means. However, as with any activity involving money, it is important to be aware of the risks and to act responsibly and within your means.

    Still not convinced?  Read on as we delve into the politics of matched betting and why it's not actually gambling and the money earned is legitimate.

    In this article we will cover in more depth:

    • Is matched betting gambling?
    • What is matched betting?  Why isn't it gambling?
    • Matched betting made easy
    • Is matched betting a gateway to gambling?
    • Is matched betting dirty money?
    • Are you a gambler without realising?
    • Is matched betting ethical?
    • Is matched betting legal?
    • The truth about matched betting
    • Is matched betting risk-free?
    • Is matched betting for you?

  62. How To Make Your Workout More Eco-Friendly And Cost-Effective

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    When people talk about ways to be more eco-friendly, they usually say things like recycling, turning down the thermostat, and taking shorter showers. Of course, these things are important, but if you care about making less of a negative impact on Earth, then you’ll want to look at making all aspects of your life better for the environment. But good news: this is more than possible, even when it comes to things like being healthy. Below, we take a look at several ways you can save the planet and be your fit and healthy best at the same time.  You can even save money too!

  63. How To Save Money As A Parent

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    Saving money as a parent is challenging. How well you budget and divide up your weekly and monthly earnings can have a significant impact on the financial security of your family. Unfortunately, not all of us learn the most effective ways to manage money as adults, and this can cause major issues once we start a family of our own. To help you make sense of this money-saving mess, here are some practical and useful tips for how to save money as a parent.

  64. Money Saving Challenges To Try In The New Year

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    Saving money can be a challenge, especially with all the temptations and expenses that life throws our way. But with the right mindset and a few smart strategies, you can start to build up your savings and achieve your financial goals. To help you get started, we've compiled a list of 23 money-saving challenges you can try in 2023. 

    From cutting out non-essential expenses to automating your savings, these challenges will help you save money in a fun and rewarding way. So why wait? Start saving today and see how much you can accomplish in the New Year.

  65. Smart Money Management Techniques

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    Effective money management is crucial for achieving financial stability and security. By managing your money wisely, you can budget for your expenses, save for emergencies and long-term goals, and make informed decisions about investing and borrowing. Good money management can also help reduce stress and anxiety related to financial concerns. However, many people struggle with managing their money, and as a result, they may miss out on opportunities to improve their financial situation.

    In this article, we will discuss some smart money management tips and techniques that can help you take control of your finances and achieve your financial goals. Whether you are dealing with a tight budget, a large amount of debt, or simply want to improve your financial health, these tips can help you on your journey to financial success. You'd be surprised how much you can do with a few simple tweaks to your budget!

  69. Sprive Referral Code + Review (Easy £5 Free Cash)

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    Have you tried Sprive? It’s a free app and it helps you put spare cash towards your mortgage so you can pay it off faster, potentially saving years off your mortgage term and saving up to thousands in interest. I have a Sprive referral code for £5 free cash which you can withdraw to your bank account or send as an overpayment to your mortgage.

    The Sprive app is completely free to use. You can choose to withdraw the cash you save in the Sprive app either back to your bank account, or you can use it to overpay your mortgage at a click of a button. 

    They have lots of other cool features such as seeing the best mortgage deal for that day with your current lender or with others.  Also, you can see at a glance the percentage of your home that you own.

    Got a mortgage?  Get an easy £5 free cash with Sprive referral code 3OVDPUBK

  70. Zilch Free Money Offer (Easily Get A Free Amazon Gift Voucher)

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    Update 8th January 2022

    Since my Zilch app updated this week, the refer a friend offer is no longer there.  I checked in with their customer service team and they told me it was a time limited offer and they hope to have a new refer a friend soon, but they don't know when.

    I'll update this page when I know more.

    For now...

    Check out our articles on 80+ ways to get free money and plenty of other real ways to make money from home for free. 

    Learn how to get free food, free cryptocurrency and even how to get free shares.

     

    Don’t forget to subscribe to our newsletter for the best free money offers, money-making and money-saving tips we discover!

     

    If you love my free money offers then I have a new one today.  By taking advantage of the Zilch sign up offer, you can bag yourself some free money in the form of free Amazon gift vouchers to spend on whatever you like (providing it’s on Amazon!).  This offer has so far given away £5 for free, £15 for free and £10 for free.  Right now, in November 2022 the offer is for £5 free.

    For the Zilch free Amazon voucher then read on.  I'll explain how to easily get free money to spend on Amazon for just 5-10 minutes of your time!

  71. Top Bookkeeping Tips For Money-Making Mums

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    Running a business is an exciting and potentially lucrative activity, but there are some downsides. One of the big ones is the need to keep accurate and professional books.   Accounting isn’t something you can shirk, since as soon as you open your door to paying customers, HMRC wants to know about it and wields some hefty penalties if they catch you out.

    That said, once you accept it is part of doing business, it’s not that much of a chore. In fact, it can be invigorating and motivating when you see how your business finances are working and performing, and figure out ways to become even more profitable.  Read on for some of the top bookkeeping tips and tricks for self employed and small businesses.

  72. So You Want To Buy Your First Home? Here's How To Do It Right

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    More and more people are keen to get on the property ladder. You may have a young family and want more freedom and security for your future. Or maybe you’re just fed up with throwing your hard-earned cash at greedy landlords. Or perhaps a Buy To Let interests you as a way to make money for your furture retirement or as extra income now?  There have also been a few Government-backed schemes to help first-time buyers get that foot on the property ladder too. If you want it, maybe now is the time to figure out if you’re ready for it.  Read on to discover what to think about when buying your first house.

  77. Bottlepay Referral Code: £5 Free Cash In 9 Minutes!

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    Bottlepay close their referral scheme!

    Sadly Bottlepay have closed their refer a friend offer.  I logged into the app on Thursday 1st December 2022 and received the following message:

     

    Our invite programme has now come to an end

    "Everything you need to know about our invite programme 

    Our invite programme has now come to an end.

    We want to thank everyone who has invited friends and family to join Bottlepay and into the Bitcoin universe. The invites programme was a massive success.

    We’ll continue to roll out new features with a focus on making the app as user-friendly as possible, so watch this space for new features coming your way very soon. 🚀

    To learn more about how this may affect you, please continue.

    If I'm currently onboarding can I still receive my bonus?

    Yes, if you have already started onboarding and have entered a referral code you will still receive the referral bonus as long as you still complete the criteria:

    1. You must enter a valid referral code during onboarding but before account verification.*

    2. Once you have entered a valid referral code, you must complete account verification.

    3. You must make a single deposit of £10 or €10 from a bank account in your own name.**

    4. You must make a single purchase of bitcoin worth £10 or €10.**

    Voila!

    Once you have completed these tasks you'll both receive £5 or €5 worth of bitcoin dropped straight into your accounts.

    *The new user will have no more than 30 days before starting our onboarding process. Users who start the verification process before entering a referral code will not be eligible.

    **The single deposit and single trade must be within 90 days of completing our onboarding process."

     

    Want to make more money from home, online or need a side hustle?

     

    Find loads of ways to make extra money at home on my blog, as well as my favourite side hustle in my matched betting blog!

     

    To get started, you can make money online uk with 60 ways that I’ve tried and tested.

     

    Follow these steps to make £1000 in one month at home.  

     

    Or, if you’re short on time, try these methods to make money in one hour.

     

     

     

    Don’t forget to subscribe to our newsletter for the best free money offers, money-making and money-saving tips we discover!

     

    Sadly they have closed their referral scheme, so the original blog post below no longer applies.

     

    I discovered another free money offer and I timed myself completing it.  The whole offer took me 9 minutes to complete and the free cash was instantly in my bank account.  This is the Bottlepay refer a friend offer and you can get £5 worth of free Bitcoin which you can exchange and withdraw to your bank account instantly.  Use Bottlepay referral code FGT99M8NO7 and we’ll both get £5.  Read on for the full instructions if needed.

  78. List Of Websites To Find Paid Blogging Opportunities For Your Blog

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    Bloggers wanted!  Get paid to blog with this huge list of blogging websites that pay.  Here are loads of blog networks with plenty of blogging opportunities that are looking for more blogs.  Along with tips to make more money from your blog and many other ways to find paid blogging jobs, you can't miss this article if you want to monetize your blog!

  79. How To Save Money On All-Inclusive Vacations

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    All-inclusive trips are amazing opportunities for travellers and holidaymakers. They can help you save a lot of money if you’re going away.  The prices may seem expensive at first, but providing you make use of all the food, drink, transport and activities included, they should work out better than booking everything separately.  For the frugal holidaymaker, they can work out a cost-effective option.  However, there are still more ways you can make great savings on an all-inclusive package.  And, sometimes, there are disadvantages to all-inclusive which can mean they are more expensive if you’re not careful.  Read on as we explore how to save money on all-inclusive vacations.

  80. What Is Awin?

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    If you want to make money blogging then you may have read about bloggers using Awin to earn a passive income from their online blogs and social media accounts.  However, you might not know what Awin actually is!  Fear not!  Today I am going to explain to you what Awin is and how you can use their platform to monetise your blogs or make money from social media.  So what is Awin?  How does Awin work? How can you use Awin to make money from a website or a blog?  We'll explore all these questions and more in this Awin review.

  82. Energy Theft: Detection, Dangers + How To Report

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    With the cost of living continuously on the rise from food prices to mortgage interest rates, rent increases, fuel costs and energy prices, many people may be looking for more ways to save money than ever before.  In times of desperation, people may even be tempted to tamper with their gas or electric meters to try and reduce their energy bills.  

    This is an act known as energy theft or energy crime which is not only illegal, but comes with life-threatening dangers.  Even if you do not tamper with your own energy meters, you or someone you know could be at risk from the devastating consequences of gas theft or electrcity theft if you are in rented accommodation, terraced housing or a block of flats.  

    Read on to learn how energy theft might affect you, how to detect energy theft, the dangers of energy theft and exactly how to report energy theft before it could harm somebody.

  83. Banister Makeover Ideas For All Budgets

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    If you live in an older house, built in the 60s or 70s then, like us, you might be looking for banister makeover ideas.  We went through the process of updating a 70s staircase (twice) and the transformation is really quite staggering. Our before and after photos will demonstrate what is possible with a dated 70s staircase, but we will also share some of our favourite banister ideas for you to explore, as our final design might not be right for everyone.

  85. Revolut Sign Up Bonus (Easy £10 Free Cash)

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    This offer is ending at 12pm Friday 11th November 2022.

    Get £10 free cash when you sign up for the free money app Revolut.  It’s a money-management app with a free plan and debit card.  We have a special referral link to give new customers a Revolut referral bonus of £10.

    This is an easy free money offer for £10 free cash to spend on whatever you like!  Read on for quick instructions and the Revolut referral link you need.

  87. How much money can you make working in the tech industry?

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    When you are looking at potential career options, it makes sense to look at what you enjoy doing, what you are good at doing, and how much you could get paid. After all, it doesn’t matter how much you like something or how much job satisfaction you get – you’ve still got to pay the bills and earn enough money each month.  Luckily, if you like tech and computers there are a lot of career choices in this field.  So, how much money can you make working in the tech industry in 2022?

  88. Riverford refer a friend: new customer offer £15 off

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    In April 2022 we signed up to Riverford at our new address and we’re very impressed!  We also have a refer a friend link so you can get a Riverford discount for £15 off your second organic fruit and/or vegetable box if you are a new customer. 

    Simply use my Riverford link and the £15 credit will automatically be applied to your second delivery.  They plant a tree for each referral too, so free food for you and a free tree for the planet, win-win!

  91. Primark discount hack (save money on every purchase)

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    Primark already offers amazingly low prices, but with this hack you can save money and get a Primark discount every time you shop!

    Yesterday we went to Primark as we needed several different clothing items for the kids for winter from coats to jumpers to trousers and more.  We were on a bit of a budget so wanted to maximise what we could buy and Primark was the best option. They already have great prices on their clothing, but we managed to save an extra 5% on our purchases too! 

    If you love Primark then you might be wondering how to get a Primark discount every time you shop.  Read on to learn exactly how anyone can get a Primark discount on any purchase with this gift card hack!

  92. How to save money this Halloween

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    Halloween is an exciting time of year for kids and adults alike! It's one of the best holidays for having fun as a family, dressing up in costume and having an excuse to eat lots of sweets. 

    However, Halloween can also be incredibly expensive if you're not careful. Collectively, people spend millions on Halloween costumes and decorations that are often disregarded once the big day is over. And with the cost of living crisis on the rise, for many families, this Halloween will have to be a little more frugal.

    How to save money this halloween: best tips and tricks

    In this article, we'll give you some of our best tips on saving money this Halloween to cut back on costs. Here are low cost and free ways to celebrate the spookiest day of the year!

  93. Snoop App Review + £5 FREE Amazon Gift Voucher

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    If you’re wondering what the Snoop app is and how it can help you with money management then read on.  This app also gives away free £5 Amazon vouchers to new customers who sign up to the free Snoop app and link one bank account for at least 28 days.  You don’t have to spend any money or do anything else!  This is an easy free money offer.  Read on to see what Snoop is and how to get a £5 free Amazon voucher.

  94. Slash Review: INSTANTLY slash the price of your online shopping

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    I have just started using a new browser extension called Slash which instantly slashes the prices of online shopping for a variety of retailers.

    There’s no waiting for cashback or uploading receipts… just instant money off your online purchases when you shop with one of their popular partnered retailers. 

    For instant discounts off your purchases at stores like New Look, B&Q, Groupon, Debenhams, Wickes, AO.com and so many more, read on.

  95. How to make £1000 in a month online

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    Making money from home has never been easier with the online world opening up so many money making opportunities.  The below methods can be started today, by anyone, in the UK to make £1000 in one month online.  This is a great way to make some extra cash if money is tight, you're saving for something expesnive, or just because you need some extra money for whatever reason!

    I have tried all these methods and many other real ways to make money from home for free and base the amounts on how much I have made in my first month trying them, or my monthly average for one year.  

    You don’t even have to leave your house as these side hustles to make 1000 a month can all be completed online. Read on to discover how to make £1000 in a month online to generate extra cash.

  96. Best way to save money for kids and their future

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    Whether you already have kids, you’ve just had a baby or you’re planning to have kids soon, then you’ll likely want to know the best way to save money for kids and their future.  You know how tough it was to save for a house, your first rental deposit or your first car and insurance when you were starting your independent life, so it makes sense that you’ll want to do everything you possibly can to make your kids’ life much easier. 

    Of course, this is easier said than done, especially as there could be any number of emergency costs along the way along with the rising cost of living impacting finances and the uncertainty within the economy at times.

    Still, saving for your kids' future can help get them set up in life and help them avoid common struggles which seem to plague a wide range of young people in the modern world. Whether it’s due to rising energy costs, a lack of fair pay despite their degree or a tough job market, many young people can find it hard. 

    We all want to provide a better future for our children. However, the cost of living is increasing and we are all trying to save money. So how can you save for your children’s future?  If you want to give them support, here are some useful ways to save money for your kids to help them on their path to independent adult life when that time comes.

  100. How does Free Prints make money?

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    I have just signed up for the FreePrints app and ordered 10 6x4 photos completely free.  It got me wondering, how does Free Prints make money? 

    It’s not often you can get a service or product for free, but the Free Prints app gives new customer signups 10 free photos with free postage. 

    Then you can continue to get 45 photos per month for free with a nominal £1.49 postage cost.  

    So how can they give so many photos away for free each month?

    We’ll explore how Free Prints makes money in this blog post.  I emailed their customer service to find out for sure and have screenshots of their responses below. 

    You can also use invite code vsully8315 when signing up and we'll each get some bonus prints.