Before buying anything online or booking a service, you should always check for cashback.  It’s easy to do, as many of the main cashback websites have browser extensions, so you know instantly whether the website you’re shopping on has a cashback offer.  This means you’ll never miss out on getting free money back for your purchases.

If you’re wondering whether getting cash back online is worth it, then let me tell you it definitely is!  With just one of these cashback websites, we managed to get over £1200 cashback in only three years!  On things we were already buying and booking anyway. Amazing!

These websites do not even include any cashback offers that you may already have with your bank cards.  Some bank accounts offer cashback incentives and rewards for certain retailers.  The best thing is that you can often use your cashback bank cards to shop at online retailers using the links below to benefit from both your bank’s cashback offer and the cashback website’s offer!

For example, I regularly shop on eBay via Top Cashback.  To pay, I use a Tesco Bank credit card (which I pay back in full every month).  This means I get cashback from Top Cashback, Nectar points as my Nectar card is linked to eBay, and I also get Tesco Clubcard points for using my Tesco credit card! It means I can save money in multiple ways on one purchase; in fact, in three ways in this example. Win-win-win!

Cashback UK: Top websites and signup bonuses

Many of these cashback sites have great signup offers too, so you can get more free cash.  I'll share those I know of below, and the links or promo codes you need to get the free signup bonuses as a new customer.

Read on for a list of great UK cashback sites to save money on your online and in-store shopping, including:

• TopCashback (£10 bonus)
• Quidco  (£20 bonus)
• JamDoughnut  (free cash bonus)
• Swagbucks  (£3 bonus)
• Airtime Rewards  (£2 bonus)
• Qmee  (50p bonus)
• Budgey  (£5 bonus)
• Sprive (£5 bonus, or access to Sprive Plus)
• Cheddar (£5 bonus)
• Honey

Important: The signup bonuses shared below were correct to my knowledge at the time of writing, but subject to change, and each has its own T&Cs.

Top Cashback (£10 cash bonus if you sign up with my link)

This is by far my favourite cashback website, and we had over £1200 cashback in our first three years.  We use it for online shopping, booking travel, booking car MOTs and services, insurance, savings products and more.

Click here to sign up for Top Cashback

Quidco (£20 cash bonus if you sign up with my link)

Some people prefer Top Cashback, and some prefer Quidco.  Sometimes they have different offers, so if one doesn’t offer cashback where you’re shopping, then the other might. 

It’s free to open accounts at all these websites, so you may as well sign up to them all and start maximising your online savings.

Click here to sign up to Quidco

JamDoughnut  (Free cash bonus if you sign up with my referral code)

A great app that gives you cashback when you buy gift vouchers for stores, including supermarkets!  Great for weekly food shops!

You can get a free cash bonus by signing up with my referral link.  The bonus amount changes quite regularly, but it's been £2, £3 and £5 in recent months.

Swagbucks (300SB bonus if you sign up with my link)

This site is more than just a cashback site. They have lots of ways to make money, including cashback on many popular websites.

They award you with "swagbucks" or "SB", which you can convert for gift vouchers or PayPal cash when you have enough. 

Click here to sign up for Swagbucks

Airtime Rewards (£2 bonus if you sign up with my link)

Instant cashback without having to do anything, well, almost!  Simply get the app and link up to 10 of your credit and debit cards.  Then, when you shop at one of their partnered retailers, you'll get cashback. 

This cashback can be used towards paying your monthly mobile phone bill, or to purchase pay-as-you-go credit, reducing your phone bill costs!

Enter Airtime Rewards promo code FTT7WY7W for a £2 free cash bonus added to your account, if you spend £5+ at one of the retailers within 7 days.  

Click here to sign up to Airtime Rewards

Airtime Rewards promo code: FTT7WY7W

Qmee

(50p bonus if you sign up with my link)

There are lots of ways to make extra cash with Qmee, from completing surveys, searching the web and even cashback.

The best part?  There’s no minimum cashout!  I’ve literally cashed out 13p to my PayPal account!

Get 50p free once you’ve cashed out to your PayPal for the first time by signing up with my referral link.

Click here to sign up to Qmee today!

Budgey

(£5 free cash if you sign up with my link)

Join the Budgey cashback site for discount codes and cashback on your online shopping in the UK. 

Sign up for free using my link to get a £5 welcome bonus.

Click here to sign up for Budgey

Sprive  (£5 welcome bonus or access to Sprive Plus if you use my referral code)

Do you have the free mortgage app called Sprive?  If so, then they are offering cashback, which you can either withdraw to your bank account or send as an overpayment to your mortgage with one click.

How does Sprive give cashback?  At the bottom of the app, click the 'Rewards' tab.  Buy a gift voucher from one of the listed retailers next time you need to shop at one of them, and the cashback amount shown will be added to your Sprive balance, usually instantly! 

When I've done this, the cashback has always been added within 10 minutes or so, usually instantly.  No waiting for weeks or months.

Not a member of Sprive yet?  If you have a UK mortgage, then you can sign up for free today with my Sprive referral code 3OVDPUBK for a free cash welcome bonus or access to Sprive Plus, depending on the current sign-up offer!

What is the Sprive app?  Sprive helps you put spare cash towards your mortgage so you can pay it off faster and save interest. 

Click here to download Sprive

Sprive referral code: 3OVDPUBK

Cheddar (£5 bonus if you sign up with my referral code)

Want to save money easily when you shop? Join me on Cheddar and earn automatic cashback shopping at brands such as Sainsbury's, Starbucks, Uber and McDonald's.

Buy prepaid gift cards for instant cashback and link your cards for more cashback when you shop across 100+ brands. 

Use my Cheddar referral code PTXKBZZ and earn a £5 free cash welcome bonus if you buy your first gift card within 14 days. 

Sign up for Cheddar by clicking here! 

Cheddar referral code: PTXKBZZ

 

Honey

You can now earn cashback with the money-saving browser extension Honey, in collaboration with PayPal.

They say "Honey's new cash back offering builds on its existing range of shopping tools and rewards that help users save time and money. Now, when users earn Gold points on select purchases, they will have the option to redeem those points for cash back that will be available through their eligible PayPal account. Users will also have the choice to redeem their Gold for a shopping credit to use on their next eligible purchase when paying with PayPal, or for a gift card to participating stores. Cash back with Honey can be earned in addition to other existing credit card and reward programs users may be part of."

Sign up for Honey here!

 

Cashback really adds up, putting potentially hundreds of pounds back in your pocket each year for things you were buying anyway!

Start saving today!

There are a lot of cashback sites, and it’s all about finding the one you like to use the best, or use a combination.  One thing’s for sure, though - you are losing out on a lot of cash each year if you’re not using cashback sites to do your online shopping! 

Since we started using cash back websites and apps, we’ve saved an average of £400 per year for things we were already buying and booking!  Don't miss out on free cash.

Get cash back for your receipts and in-store shopping too.  Here's how:

Next, I recommend reading my list of apps that turn UK receipts into cash to save even more money on your shopping and maximise your cashback!

You can literally get money back for snapping your in-store receipts, sending e-receipts, and also if you buy certain items and prove the purchase with your receipt. 

Looking for more ways to save money? 

Check out more great deals on my UK voucher codes and even ways to get free cash in the UK on my free money page!

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