Chip app promo code: £10 free cash to kick-start your 2020 finances
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Ad - This blog post is a paid partnership with Chip. All words my own.
Rather than starting 2020 with an unrealistic New Year’s resolution that you’ll abandon in weeks or even days, why not make a financial resolution that you can actually commit to?
Consider a financial resolution to save more in 2020 and kick it off with £10 free cash from Chip.
Simply use my special promo code LYLIA10 when signing up to Chip for £10 free cash!
Set a financial resolution for 2020 and get £10 free cash with Chip
We have set ourselves the challenge of overpaying one of our loans; we have two with around £6000 left on each. Our aim is to pay overpay every single month. By overpaying a loan we will be able to reduce our normal monthly loan repayments and also get interest rebates at the same time, saving us money each month.
We will be using many of the same tips from our emergency fund challenge to meet this 2020 financial goal.
Whilst paying back such a huge amount in one year might not be realistic to most (and is adventurous for us too now we’re both self-employed), there is a very easy way you can save more this year and start improving your own finances.
Whether you want to pay back debt, go on holiday, get married, make a large purchase or simply save for a rainy day then Chip, the amazing auto-save app, is here to help you take control of your finances.
They have even given me a special Chip app promo code so you can get a £10 welcome bonus to kick-start your New Year financial resolution.
Simply use my special promo code LYLIA10 when signing up to Chip!
How are you taking charge of your finances in 2020?
Even if you have nothing specific to save for, it’s a really good idea to get into the habit of putting some money aside each month in 2020.
You never know when a financial emergency will pop up and it’s good to be prepared.
Struggling with money if something breaks down or the car needs repairing is never fun. Getting into debt to cover these costs doesn’t always need to happen.
It’s much better to have cash stashed away to cover these financial worries when they arise and not panic about where to borrow the cash.
However, it’s no secret that most people aren’t prepared for a rainy day, let alone a financial emergency.
Millions of Brits have no cash to fall back on. In 2019, 15% of all Brits and 53% of 22-29 year old Brits had nothing saved at all!
As a nation, we really need to learn to save more. Make it a priority and set aside an affordable amount each month. It will soon add up and you’ll be thankful you don’t need to turn to credit when a money crisis pops up.
Take charge of your finances in 2020 with the Chip app
If you need a little assistance in this department and want to save without even noticing then why not automate this part of your personal finance with Chip?
Let the Chip app do the hard work for you!
If squirrelling cash away is not your forte, then there is a much easier solution. Stop trying to do it manually and start using the auto-save magic of this savvy fintech app.
Chip is a clever app that automatically puts money aside for you based on your spending habits, so you can save without feeling it!
Using artificial intelligence (AI) to scan your transaction history, Chip moves the perfect amount so you won’t even notice it’s gone!
Rather than moving huge lump sums which can seem unachievable when budgeting for the month, Chip analyses your weekly spend and suggests moving much smaller, manageable amounts every four days.
You’ll be surprised at how quickly these add up. You’ll have a lump sum before you know it!
Although it is an auto-save app, you are still in control. You can increase, decrease or cancel the suggested transaction before 3pm. You can also pause Chip at any time.
The money you’ve saved can be withdrawn at any time to your linked current account. If you request a withdrawal by 5pm on a working day then you’ll receive it same day. Otherwise it will be the following working day.
Get a £10 welcome bonus with my Chip app promo code!
To kick-start improving your finances in 2020 I have a special offer from Chip. You can get a £10 welcome bonus added to your Chip account.
The Chip app is completely free to use. As soon as you have completed two auto-saves you will get £10 free cash added to your Chip account.
Make that trip to Barcelona happen; get that house renovation paid for; sort out your Glastonbury tickets without lifting a finger, and join the 150,000 who are already on their way to smashing their 2020 resolutions!
Sign up now using my unique Chip promo code and you’ll get £10 as part of an exclusive welcome offer!*
*After two auto-saves, you will be eligible for the £10 welcome bonus. This is usually within 2 weeks. The bonus will then be credited to your Chip account within 30 days.
Simply use my special promo code LYLIA10 when signing up to Chip!
Click here to sign up: https://www.getchip.uk/ps10-code-promo/promo-lylia-rose
Terms and Conditions
1. You must enter the promo code on the same day that you download Chip.
2. You will have £10 added to your Chip account after successfully having two auto saves.
3. The money will be added directly into your Chip account within 30 days of having two auto saves.
4. Only one promo code can be entered per person.
5. The first promo code will be counted.
6. This is an ongoing promotion but we can end it at any time.
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Statistics source: finder.com/uk/saving-statistics
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