Refer a friend schemes are a great way to make extra cash at home by referring friends to brands you use and love. Referral schemes will often give you money off your next purchase, but some pay money when you refer a friend. Below I share some of the best refer a friend schemes in the UK that I have personally tried, that you can join too.
Last updated 19th Sept 2022. These are correct to my knowledge at the time of writing, but please do your own research. Each offer has its own T&Cs which are subject to change.
Table of contents
- Make money from these refer-a-friend schemes
- Earn discounts or credit from these referral schemes
- Want more free cash?
Let's start with the best referral programs to make money in the UK as well as those with free cryptocurrency, free shares or free gift vouchers for referring your friends and family! The free shares and cryptocurrency can be sold for cash too, sometimes instantly and sometimes after a holding period.
Airbnb - £61 cash for referring a host to Airbnb
If you recommend a host to Airbnb then you can earn £61 cash once their first reservation checks out!
Airtime Rewards - 50p to £5 per referral
Airtime Rewards app lets you link up to 10 bank cards. When you spend at one of their partnered retailers, you get automatic cashback!
Get 50p per referred friend. Plus an extra 50p if they spend at one of the retailers within 7 days.
They run special referral offers where you can earn £5 per referral so keep an eye out for these!
Get free credit using code FTT7WY7W when you sign up to Airtime Rewards
BeMyEye - £1 cash per referral
BeMyEye is an app to make extra cash in stores with mystery shopping tasks. You and your friend get a £1 cash bonus each, if your referral completes the first mission!
Use code 0rg1zy to get a £1 bonus when you sign up to BeMyEye here
Bitcoinpoint - ~£1.90 of free Bitcoin per referral
Get 10,000 Satoshis per referral with Bitcoinpoint, worth approximately £1.90 in Bitcoin at the time of writing
Get free Bitcoin with my Bitcoinpoint referral code:
Download Bitcoinpoint app and enter code 8BACD834 at the same time as entering your email (don’t miss this!)
Complete signup and verification
Buy £5 worth of Bitcoin (click Bitcoin on the homepage and buy £5 using your bank account, you’ll get around £4 worth after their fees)
You’ll be awarded 10,000 satoshis (0.0001 BTC) which is approx £1.90 at the time of writing, but this fluctuates
My free BTC took 2 minutes to be awarded and I received an email to let me know
Then you’ll get your own referral code so you can make more free money and give your friends and family some too! If you can get others to sign up with your code, then it's better to wait and get more free Bitcoin before cashing out as they have buying and withdrawing fees.
Bottlepay - £5 free Bitcoin per referral
Get approximately £5 of Bitcoin per friend you refer to Bottlepay and they get £5 too! You are given £5 of Bitcoin, but you can sell instantly and cashout to your bank account, if you like.
Sign up instructions:
Download Bottlepay: https://bottlepay.com/app/FGT99M8NO7
Enter referral code FGT99M8NO7
Once verified, fund account with £10 and trade for Bitcoin
£5 free Bitcoin will be added instantly
Convert Bitcoin to GBP and withdraw
There are fees, so I got £4.69 free cash when I did the offer.
Full instructions: £5 free cash in 9 minutes with my Bottlepay referral code
Cash App - £5 free cash per referral
Cash App offers you £5 free cash per referral. If you sign up with my code and follow instructions below, you can get £10 for yourself and £5 for a friend when you first sign up!
Enter mobile number and Cash App referral code DHQSRZD
Go to your profile (little person top right of app), scroll down to enter the referral code DHQSRZD then you'll be able to see your referral status
Link debit card
To get free £10 you need to send £5 cash to someone using the Cash App. Get your friend to sign up by sending them your own referral link using the 'Invite Friends' button
Send your friend £5 using the app and ask them to send the £5 back to you as a new transaction
You'll then get a free £5 from my referral code, and another free £5 for referring your friend. Your friend will get £5 from your referral code!
- To cash out, I clicked the £15 at the bottom left corner of the app and confirmed my sort code and account number. (My husband had to confirm his name, date of birth and address to cash out)
Cashouts can take 1-3 days. Mine took 30 mins.
If you don't have anyone to do this with, you can still make £5 for yourself with this offer. Send the £5 to £VictoriaLouiseSully so you qualify for the free £5 cash and I'll send your original £5 back to you. Don't cancel it and request a refund from me, as you have to complete a payment of £5 to someone to get the free cash.
Once signed up, refer friends yourself for £5 per referral :)
Cashback.co.uk - 10% of referrals earnings
Make 10% of your referred friends earnings from cashback.co.uk!
A get paid to site that pays cash for completing 15 offers such as signing up for free trials and completing surveys.
Curve - £5 free cash per referral
The free Curve card and app combines all your credit cards, debit cards, and loyalty cards in one. You can even add receipts. It’s the only card you need carry. And the only pin you need remember.
Sign up to Curve here with my code FL2KH
Get £5 free cash for signing up with my referral code as soon as you've made 5 transactions worth at least £5. It costs nothing for the free account and you're paying on your regular cards, just via Curve, for free. Then get your own refer a friend link and earn £5 for each person you refer who meets the conditions!
Eufy - £40 Amazon voucher per referral
Recommend a friend to Eufy and they get £40 off a £200+ spend AND you'll get £40 in Amazon vouchers!
Sometimes they have double referral days so you can earn £80 in Amazon vouchers!
EverUp - £8 per referral
Promotional dates only. Latest referral campaign 20th July to 31st July 2022.
EverUp offer lots of chances to win money for free every day. They regularly run referral campaigns and you get paid per referral who verifies a cash account.
Sign up to EverUp here: https://everup.onelink.me/9lgD/1c621c16 and enter referral code RVIC312154ATMWQZ then you'll find your own refer-a-friend code in the app.
Verify a cash account. No need to deposit!
Freejackpot - £1 gift voucher and chance to win £1million per referral
Free daily draw to win £250, and a monthly draw to win £1million!
Get entries for signing up with my referral link, plus a £1 gift voucher balance which you can put towards a gift voucher for your favourite store.
Then refer your friends for more free vouchers and entries!
Freetrade free share - up to £200 per referral
Get a Freetrade free share worth up to £200 for every friend you refer to Freetrade. They get a free share too! This is one of the best refer a friend offers out there. Get up to 10 free shares per month!
Investing is one of the best ways to grow your savings over the long term. It’s important to remember though that when you invest your capital is at risk. This means the value of your investments can rise as well as fall.
Get Dinghy - £25 Amazon voucher per referral
I'm insured by Get Dinghy fair & flexible insurance for freelancers, bloggers and self-employed. They offer a £25 Amazon voucher to each the referrer and referree after a third successful payment.
Protect your business via my page and earn a £25 Amazon Voucher: https://getdinghy.com/deck/refer/vs-6044
GoHenry - £20 per referral
Get £20 added to your GoHenry account for each friend you successfully refer!
They pay for a maximum of 10 referrals (£200) per calendar year, at the time of writing.
Not a member yet, but interested? You can read my full GoHenry £20 free cash offer blog post and instructions here. GoHenry is a paid subscription service, around £3 per month.
JamDoughnut - £3 per successful referral
Get £3 for each successful referral to JamDoughnut, an app that gives instant cashback when you buy gift vouchers for supermarkets, restaurants, shops and more.
Signup with my referral code for £5 free:
- Get the JamDoughnut app on App Store or Google Play
- Register on the app. Enter referral code 2XYM
- Make your first purchase and receive 500 bonus points worth £5
Tip: Buy supermarket vouchers for your next food shop to reach the £10 cashout threshold instantly!
Lebara - up to £50 per referral
Lebara pay up to £50 when you refer a friend. Check out the amazing Lebara SIM only plans with my exclusive link.
Or sign up for the refer-a-friend scheme to start earning!
Minted - £10 to £40 per referral
Minted run some great refer a friend offers. If your friends use your referral link and sign up for a monthly plan then you can both earn a cash reward.
These are time limited campaigns, but once you're a customer you'll find out about them via email.
The latest one ends 12th September 2022.
Simply sign up to Minted with my referral code 7GPAJK and follow these Minted promo code instructions, then you’ll find your own referral code in the app.
You can get £10 free cash for using my referral link and following the instructions ONLY IF they have a referral campaign running.
I'll try to keep dates updated here when I know a referral campaign is running, but check their terms and conditions for official dates.
Monzo - £5 per referral
Monzo is giving away £5 in free cash to new users that sign up with a referral link!
Top up your Monzo account and buy something using your Monzo debit card
Your Monzo account will be credited with £5 free cash!
- Share your refer a friend link from the Payments page to get £5 for every friend you refer who uses their Monzo card at least once!
Full instructions in my Monzo free money blog post if you want a step-by-step guide.
OhMyDosh! - £5 per referral
For every friend you refer to OhMyDosh! you'll get £5 once they have earned £10. It’s a ‘get paid to’ site with loads of easy offers to make money from home.
Your referred friend will get a £1 bonus for signing up with your link!
Pi - free crypto for referring friends
Pi is a new cryptocurrency that can be mined from your phone for free. If you refer friends, you can mine Pi at a higher rate.
To claim your first 1π follow this link https://minepi.com/lyliarose and enter lyliarose as your invitation code.
Profit Accumulator - £10 per referral
Not only can you make extra cash at home matched betting with Profit Accumulator, but you can earn £10 for every friend you refer that signs up as a paying customer.
Check my matched betting blog to learn what matched betting is explained simply.
Qmee - 50p to £1 per referral
Sign up friends to survey app Qmee for 50p to £1 per referral. You can choose to get £1 or split with your referral for 50p each!
There are lots of ways to make extra cash with Qmee from completing surveys, searching the web and even cashback.
The best part? No minimum cashout! I’ve cashed out 13p before to my PayPal.
Get 50p free once you’ve cashed out for the first time by signing up with my link: https://qm.ee/VJ4VK6QSOHQOG
Quidco - £15 per referral
At time of writing, if you refer a friend to Quidco, you get £15 and they get £5 as soon as they make at least £5 in cashback! The offer changes regularly, so it could be more or less.
Shares app - £20 per referral
Shares app lets you refer up to 10 friends for £20 per referral. You can't withdraw for 30 days: set a reminder on your calendar.
Don't forget to sign up with my link first for a £5 free share of your choice which you can sell right away if you like!
Download the Shares app on your mobile phone using this link, complete signup and choose what to invest your free £5 in
Once account is verified, top-up Shares account with £1
When top-up has processed you receive your free share (depending on time of day, this may be pending until the market is open)
You can sell your share and withdraw the money
Once top-up is successful and free share is awarded, you will be able to invite your friends to the app and earn up to £200 for referring 10 friends!
Please note, if you choose to use Shares app to buy and sell shares with your own money your capital is at risk.
Snoop - £5 Amazon voucher per referral
Once signed up, you will get your own referral link. During the promotional period, referrers and referrees can get a £5 Amazon voucher each. Keep an eye on the app for promotional dates.
Not a member of Snoop yet?
Sign up to the free app Snoop and connect at least one bank account to qualify for a free £5 Amazon gift voucher if you sign up with my refer a friend link during a promotional period.
You must stay signed up and with a bank account connected for at least 28 days, otherwise you won't qualify for the reward.
The voucher will be paid within 28 days of a successful bank or credit card connection by a new Snoop user.
Here's my Snoop refer a friend link: https://click.snoop.app/M2Tu/97cf45af
Streetbees - up to £5 per referral
A smartphone app that pays for completing simple tasks such as making a cup of tea and filming, or answering questions. Check my Streetbees review for more info.
They also pay for referrals: £1.50 to £5 per referral who completes at least three stories in the first 30 days.
Use Streetbees referral code 7754OB at http://onelink.to/streetbees to get started.
Swagbucks - 300 SB bonus + 10% lifetime earnings per referral
Swagbucks have a great referral scheme that keeps on giving! Here’s what they say:
“You and your referral get a 300 SB Bonus when your referral earns 300 SB within their first 30 days.
PLUS, you'll also earn 10% of their SB earnings for the life of their account.”
There are LOADS of ways to make money online using Swagbucks: playing games, watching videos, surveys, surfing the web and more.
The Credit Thing - £10 per referral
Get £10 per referral with The Credit Thing!
Please note: This is a virtual Mastercard credit card and if you are accepted for credit they’ll complete a hard search on your credit report.
Get £10 for free with my referral link, then get your own and refer your friends!
- Download The Credit Thing app on mobile using this referral link
- Complete signup for a credit account and await your credit account verification (mine took ~10 mins, but it might take longer)
- Pay 10p into your The Credit Thing account, or whatever amount they ask for as it might be £1 (some people have reported getting the free £10 without depositing)
- You’ll get £10 free credit (mine was instant, as soon as I deposited).
- Transfer to your bank account along with the amount you deposited.
Just don’t use The Credit Thing Mastercard for spending or withdrawing more than the free money and your original deposit: it’s a credit card and you might be charged!
I was able to complete this offer instantly, but for some others it's taking longer for the credit account to be approved.
Tesco Mobile - up to £20 per referral
This offer depends on the tariff your referee chooses, but you can each get up to £20 off your bill.
If you are a Tesco Mobile customer then log in to your Tesco Mobile account online and use the search box to find the refer a friend / recommend page. There, you’ll find a question about how to refer a friend and there will be a link to your own recommend a friend page where you can enter your friend’s name, email and phone number.
If you're going to join Tesco Mobile and want up to £20 off your first bill then email me at [email protected] with your full name, email address and mobile number. I will pass this on to Tesco using the recommend a friend page in my account.
Tide - £50 per referral
Tide is a business bank account, so if you’re self-employed as a sole trader or freelancer, or a limited company, then you can open a free business bank account with Tide on their standard plan which is free, and get £50 in free cash if you enter the referral code K754KJ.
To qualify, open an account with Tide and they’ll give you £50 if you spend £500 on your Tide card in the first three months.
Opening an account took me less than five minutes.
Then refer your own friends with your own referral code and link which can be found in the app under More>Referrals.
You’ll get £50 added to your Tide account for every successful referee!
Click here to sign up yourself, if you’re not already a user of Tide.
Make sure referral code K754KJ is entered in the promo code section during signup. You can check in the app under More>Referrals>Redeem to ensure it was entered if you have any doubts.
Please note there’s a fee of 20p per transfer in and out of a Tide account on the standard free plan. It’s £1 per cash withdrawal. It can take 6-8 weeks to check the qualifying transactions and for the free money to be applied.
TopCashback - £5 to £25 per referral
The tell-a-friend bonus on TopCashback is always changing, anything from £5 to £25. Check your account to see the latest tell-a-friend offer.
Trading 212 - free share worth up to £100 per referral
Create a Trading 212 Invest account using this link www.trading212.com/invite/GIEcwTxd deposit £1 and we both get a free share. (When their refer a friend offer is running, it seems to come and go quite often!)
The share is worth up to £100 and you can sell it right away if you want! Wait 30 days to cash out your money (set calendar reminder).
Once signed up, get your own referral link in the app when the offer is running.
Tulipshare - up to £50 per referral
Tulipshare have a refer a friend scheme where you can get up to £50 per referral depending on how much your referred friend deposits.
Check out my Tulipshare review to learn what Tulipshare is and how you can get £10 free credit to invest in shares. Must leave for at least 90 days before cashing out.
Virgin - up to £50 cash per referral
By referring a friend to Virgin Media, both you and your referral will each get up to £50 cash!
Find the referral deal in your own Virgin account or click below if you're interested in becoming a customer.
Wealthyhood - free ETF share worth up to £200 per referral
Get a free ETF share worth between £5 and £200 for every successful Wealthyhood referral, with no cap at the time of writing!
Use my referral link to get your free ETF share and then get your own refer a friend link for more!
- Click my refer a friend link for Wealthyhood welcome bonus
- Complete signup and deposit £10
- We’ll each get free ETF share worth between £5 and £200 within 10 days (some have taken 2 weeks as they are very busy, but they say 95% awarded in 3-4 days)
- The welcome bonus is locked for 90 days until you can withdraw (set calendar reminder)
- However your initial £10 deposit can now be withdrawn
For full instructions see my Wealthyhood refer a friend blog post with step-by-step details.
Widilo - £3 per referral
Widilo add £3 to your account for each successful referral that gets cashback! Your friend will get £5 added to their account.
Sign up for free using my link to get a £5 welcome bonus: https://www.widilo.co.uk/i/LNG94L
YouGov - £2 per referral
You can get 200 points for free for every friend who signs up with your referral link and completes at least six polls. This is equal to £2 added to your balance. Learn more in my YouGov review or signup to YouGov by clicking here.
Ziglu - £5 free cash per referral
Ziglu gives £5 free cash per successful referral. You can instantly cash out to your bank account!
Earn £5 free cash in 5 minutes with my Ziglu referral code:
* Use my Ziglu link: https://invite.ziglu.io/da718131
* Deposit £1
* Convert the £1 to Bitcoin
* Get your £5 free cash instantly & withdraw to your bank account!
Then, find your own refer a friend link in the app and refer your friends.
Zilch - £10 Amazon gift voucher per referral
Zilch is a buy now pay later card, but you don’t have to use it for this. They have a new customer signup offer so you can get 1000 Zilch points which is £10 to spend online. You can use these points to buy a £10 Amazon gift voucher!
How do you get free Amazon vouchers with Zilch? It’s simple:
Link your bank card and get rewarded in points (currently 1000 at the time of writing, but sometimes changes)
Top up your Amazon account by buying yourself a £10 gift voucher with these points! Simply select to use your rewards balance on Zilch, then pay for a gift card top-up in your Amazon account using the Zilch card details to pay.
Check out my Zilch free money blog post for step-by-step instructions.
Get your own referral link once signed up. You can share the offer with your friends to earn more Zilch points and get more free Amazon vouchers!
Here are some of the best refer-a-friend schemes in the UK which give you credit or amazing discounts for referring your friends to them.
You can find the refer-a-friend schemes on their websites/apps. Use some of my referral codes for some great deals if you're not already a customer.
Costa - free coffee for referring friends
Collect virtual stamps (beans) everytime you buy a drink with the Costa app. Get extra beans when you refer friends!
Sign up to the Costa coffee app and get free beans by using my invite code SV77B
Deliveroo - £10 off across four orders
Introduce a friend to Deliveroo and they'll treat you to £10 off across your next four orders. Your friend will get £10 off across their first four orders, too!
FFS Beauty - £3 credit per referral
FFS Beauty is a subscription service for razor blades with a zero waste aim. Get £3 in credit for every friend you refer.
Hip Pop Kombucha - £10 off per referral
£10 off for your friend on their first order... and £10 off for you!
New customer? Get your first £10 discount at Hip Pop Kombucha here!
Mission Pebble - 50p credit per referral
Get 50p credit added to your Mission Pebble account for every friend you refer.
Get a free trial (just pay £3.95 p&p) with a wooden soap dish and 4x shoaps to try!
Click here to try Mission Pebble and reduce your bathroom waste today!
Nutriseed - £10 off per referral
Give your friends £10 off and you'll also get £10 off. Minimum order £40 for the £10 off. New customers only.
Planty - 30% off per referral
"Give your friends 30% off any box. When your friends buy from your invite link, you get 30% off any box!"
Ripple+ - £10 off per referral
"Bag £10 off your next order by referring a friend to us - they’ll get 20% off their first order when using your link!"
Riverford - £15 credit per referral
Riverford have a great refer a friend schemd where the referral gets £15 off their 2nd order and the referee gets £15 off too!
Sign up to Riverford here for £15 off your 2nd order and you'll get your referral link once your first order has been received.
Shopmium- £3 of free food per referral
For every friend you refer to Shopmium, you will get £3 worth of credit which will go towards your Shopmium cashback purchases.
Your referred friend will get a free tub of Pringles! (Please note, the freebie sometimes changes.)
Simply download the Shopmium app by clicking here and enter my referral code 46e3t to get your free tube of Pringles! Then you'll find your refer a friend code and link in the profile section of the app.
Slash - £5 bonus per referral
Slash browser extension gives instant discounts when shopping online. If you refer a friend, they give you £5 off your next Slash order with retailers such as New Look and Dunelm.
You can get a £5 bonus to apply to your shopping at checkout if you sign up with my Slash invite link first!
Uber Eats - £3 off per referral
Get £3 off an order of £20+ at Uber Eats when you refer a new customer! They get the same!
Find your refer a friend code in the app... or if you're a new customer use my Uber Eats refer a friend code at checkout eats-5uwwen for £3 off.
Vita Coco - £10 off per referral
Get £10 off your Vita Coco order for each friend you refer! They get £10 off their first order.
Use code VICTORIA-R4F as a new customer for £10 off an order of £25+
Some of these are investment apps. If you choose to invest your own money then your capital is at risk. The value can go up or down.
Offers subject to change. Please check terms and conditions on each site.