how to get free money UK
This website contains affiliate links. Click for affiliate disclosure


Some Of The Best Refer A Friend Schemes In The UK

Posted on

Refer a friend schemes are a great way to make extra cash at home by referring friends and family to brands you use and love. Yep, you can refer a friend for money to many services, websites and apps.  Sometimes you and they can get money for almost doing nothing!  Sometimes there are more requirements.

Referral schemes will often give you money off your next purchase or add a credit to your account, but some will pay you real cash when you refer a friend!

If you want to find the best referral bonus for inviting friends and family then read on.  Below I share more than 50 of the best refer a friend schemes in the UK that I have tried and you can join too.

Regularly updated as I learn of new offers or changes to offers. These are correct to my knowledge at the time of writing, but please do your own research. Each offer has its own T&Cs which are subject to change.

50+ Best Refer A Friend Schemes In The UK (Revealed)



    • Airbnb
    • Airtime Rewards
    • Atoa Pay
    • BeMyEye
    • Cheddar
    • Curve
    • EverUp
    • Freejackpot
    • GoCashback
    • GoHenry
    • JamDoughnut
    • Lebara
    • Minted
    • Monese
    • Monzo
    • Octopus
    • OhMyDosh!
    • Pawns
    • Pi
    • Plum
    • Outplayed (was Profit Accumulator)
    • Qmee
    • Quidco
    • Revolut
    • Snoop
    • Sprive
    • Streetbees
    • Swagbucks
    • Tesco Mobile
    • Tide
    • TopCashback
    • Trading 212
    • Virgin
    • Wealthyhood
    • Widilo
    • YouGov
    • Zilch
    • Costa
    • Deliveroo
    • FFS Beauty
    • Hip Pop Kombucha
    • Mission Pebble
    • Nutriseed
    • Octopus
    • Planty
    • Ripple+
    • Riverford
    • Shopmium
    • Uber Eats
    • Vita Coco

 Some of the best refer a friend schemes in the UK

Make money from refer-a-friend schemes in the UK

Let's start with the best referral programs to make money in the UK as well as those with free cryptocurrency, free shares or free gift vouchers for referring your friends and family!  The free shares and cryptocurrency can be sold for cash too, sometimes instantly and sometimes after a holding period. 

Read on to learn how you can refer and earn with these apps and websites.


Airbnb - £61 cash for referring a host to Airbnb

If you recommend a host to Airbnb then you can earn a refer a friend bonus of £61 cash once their first reservation checks out!  

Become an Airbnb host yourself here!


Airtime Rewards - 50p to £5 per referral

Airtime Rewards app lets you link up to 10 bank cards. When you spend at one of their partnered retailers, you get automatic cashback!

Get 50p per referred friend. Plus an extra 50p if they spend at one of the retailers within 7 days.

They run special referral offers where you can earn £5 per referral so keep an eye out for these!

This is a great free money referral as it's a free app, and you spend as you usually would to get free cashback on this app, plus referral cash bonuses!

Get free credit using code FTT7WY7W when you sign up to Airtime Rewards

airtime rewards promo code



Atoa Pay - free money for successful referrals 

No more IOUs!
Atoa Pay is an easy way to pay friends and split expenses without the need for bank details. As well as hassle-free payments, the app offers amazing cashback challenges and refer-a-friend rewards. 
Right now, if you download the Atoa Pay app, sign up with Atoa Pay referral code july2023 and make a payment of £10, they'll put £3 back into your linked bank account. 
You can earn even money by inviting your friends too. Just head to the 'Invite' section of the app, and thank us later!

atoa pay referral


BeMyEye - £1 cash per referral

There are lots of apps with referral bonus offers in the UK such as BeMyEye.

BeMyEye is an app to make extra cash in stores with mystery shopping tasks.  You and your friend get a £1 cash bonus each, if your referral completes the first mission!

Use code 0rg1zy to get a £1 bonus when you sign up to BeMyEye here

BEMYEYE INVITATION CODE - 10% of referrals earnings

Refer a friend and get money with  Make 10% of your referred friends earnings! 

A get paid to site that pays cash for completing 15 offers such as signing up for free trials and completing surveys.

Sign up to here


Cheddar - £2 per referral

Want to save money easily when you shop?

Join me on Cheddar and earn automatic cashback shopping at brands like Sainsbury's, Starbucks, Uber and McDonald's. 

Buy prepaid gift cards for instant cashback and link your cards for more cashback when you shop across 100+ brands.

Use my referral code PTXKBZZ and earn a £2 welcome bonus.  Get a £2 bonus for everyone you refer with your own code!

Sign up to Cheddar by clicking here!


Curve - £5 free cash per referral

Get £5 free cash for each friend that signs up with your referral link as soon as they've made 5 transactions worth at least £5.  It costs nothing for the free account and they're paying on their regular cards, just via Curve, for free. 

The free Curve card and app combines all credit cards, debit cards, and loyalty cards in one. It’s the only card you need carry. And the only pin you need remember.

Not signed up to Curve yet?  I have a special Curve free £10 referral offer so you can get £10 when you sign up with my Curve referral link!

Curve promo code


EverUp - Virtual coins which can win real £

EverUp offer lots of chances to win money for free every day. They regularly run referral campaigns and you can get virtual coins to play their spin the wheel games, raffle, scratch games and lotto for a chance to win real cash.  I regularly win real cash using this app, without spending any of my own money!

Sign up to EverUp here: and enter referral code RVIC312154ATMWQZ then you'll find your own refer-a-friend code in the app.

No need to deposit!

everup referral


Freejackpot - £1 gift voucher and chance to win £1million per referral

Website and new sign ups currently paused - homepage says they should be back early 2023 after they update website with new features... but not back yet (May 2023)

Free daily draw to win £250, and a monthly draw to win £1million!

Get entries for signing up with my referral link, plus a £1 gift voucher balance which you can put towards a gift voucher for your favourite store.

Then refer your friends for more free vouchers and entries!

Sign up to Freejackpot here


GoCashback - $5 per referral and more!

You can get $5 per referral to GoCashback.  Plus 5% of their cashback for the first year!

Exclusive sign-up offer: Register with my link for an $8 registration bonus at GoCashBack!

Once signed up, you can choose your location at top left of their website.  Current countries listed are: UK, US China, Korea, Australia, Canada, Taiwan, Hong Kong.

Click and sign-up to get your exclusive $8 GoCashback sign-up bonus:

Or use my GoCashback referral code: LyliaRose

refer a friend offers to make money


GoHenry - £30 per referral

GoHenry is a kids' prepaid debit card and financial education app. It lets kids learn about money with in-app lessons and real-world money experience. At the time of writing you can get £30 added to your GoHenry account for each friend you successfully refer!

They pay for a maximum of 10 referrals (£300) per calendar year, at the time of writing.  Find a link in the app to share your referral with friends and family.

Not a member yet, but interested? Click here for our GoHenry review, free trial offer and exclusive signup bonus!



JamDoughnut - £4 per successful referral

Get £4 for each successful referral to JamDoughnut, an app that gives instant cashback when you buy gift vouchers for supermarkets, restaurants, shops and more.

Signup with my referral code for your sign up bonus:

  • Get the JamDoughnut app on App Store or Google Play
  • Register on the app.  Enter referral code 2XYM 
  • Make your first purchase and receive 500 bonus points worth £5

Top tip: Buy supermarket vouchers for your next food shop to reach the £10 cashout threshold instantly!

Click for my JamDoughnut review
jamdoughnut referral code


Lebara - up to £50 per referral

Refer a friend for money with Lebara who pay up to £50 per referral.  Check out the amazing Lebara SIM only plans with my exclusive link

Or sign up for the refer-a-friend scheme to start earning!

make money from home lebara refer a friend



Minted - £10 to £40 per referral

Minted run some great refer a friend offers.  If your friends use your referral link and sign up for a monthly plan then you can both earn a cash reward.

These are time limited campaigns, but once you're a customer you'll find out about them via email. The last one ended 31st October 2022.

Simply sign up to Minted with my referral code 7GPAJK then you’ll find your own referral code in the app.

You can get £10 free cash for using my referral link and following the instructions ONLY IF they have a referral campaign running. 

I'll try to keep dates updated here when I know a referral campaign is running, but check their terms and conditions for official dates.


Monese - £10 per referral

Monese regularly give and increase uses of their refer a friend codes.  Monese is a mobile banking app, at the time of writing offering £10 per successful referral.

Not a user?  Find my Monese invite code in my blog post and instructions to get your £10 free cash with my Monese referral code VICT7345


Monzo - £5 per referral 

Monzo is giving away £5 in free cash to new users that sign up with a referral link!

  • Sign up to Monzo using my referral link

  • Top up your Monzo account and buy something using your Monzo debit card

  • Your Monzo account will be credited with £5 free cash!

  • Share your refer a friend link from the Payments page to get £5 for every friend you refer who uses their Monzo card at least once!

Full instructions in my Monzo free money blog post if you want a step-by-step guide.

monzo free £5


Octopus - £50 per referral

Are you with Octopus for your energy?  We use them for our gas and electric.  They offer green energy and if you refer a friend they'll split £100 between you both. Amazing!

Want a quote from Octopus?  Click our Octopus referral link to get a quote in a few minutes!


OhMyDosh! - 10% of referrals earnings

For every friend you refer to OhMyDosh! you'll get 10% off their earnings once they have cashed out at least £10.  It’s a ‘get paid to’ site with loads of easy offers to make money from home. 

Your referred friend will get a 50p bonus for signing up with your link!

Get a £1 bonus when you sign up to OhMyDosh!

ohmydosh offer


Pawns - up to $3 per referral 

Do you use the Pawns app to make money online?  If so, you can make extra free cash by referring your friends with your exclusive referral link.

What is the Pawns app? is a get-paid-to app that offers a variety of ways to make extra cash online, some with virtually no effort on your part!  

You can make money by sharing your unused internet bandwidth using the mobile or PC app.  There are also surveys to complete to make extra cash if you use the mobile app, as well as a refer-a-friend scheme.

Get up to $3 for free if you sign up to using my exclusive link 


Pi - free crypto for referring friends

Pi is a new cryptocurrency that can be mined from your phone for free.  If you refer friends, you can mine Pi at a higher rate.

To claim your first 1π follow this link and enter lyliarose as your invitation code.

pi network invitation code free cryptocurrency  


Plum - £ per referral varies

Plum is a fintech app with many different features from autosavings to investments to saving money on regular household bills and spending.

They sometimes run referral offers.  The amounts vary.  For example, in 2022 you could refer 3 friends and get £40, and another time you could get £60.  They run these for a limited time and the amount can change.

Sign up to Plum with my referral link and keep an eye on your emails and in the app for their latest referral offer!

 Share your referral link with your friends when the referral offer is running to get free cash if you meet the refer a friend conditions, usually you need three signups to qualify, but check the terms. 


Outplayed (was Profit Accumulator) - £10 per referral

Not only can you make extra cash at home matched betting with Outplayed (was called Profit Accumulator), but you can earn £10 for every friend you refer that signs up as a paying customer.

Try Outplayed 's free trial here!

Check my matched betting blog to learn what matched betting is explained simply.  Try it yourself, then refer a friend for money and so they can make some easy cash too!

Outplayed Matched Betting


Qmee - 50p to £1 per referral

Sign up friends to survey app Qmee for 50p to £1 per referral.  You can choose to get £1 or split with your referral for 50p each!

There are lots of ways to make extra cash with Qmee from completing surveys, searching the web and even cashback.

The best part?  No minimum cashout!  I’ve cashed out 13p before to my PayPal.

Get 50p free once you’ve cashed out for the first time by signing up with my link:

qmee referral free cash


Quidco - £15 per referral

At time of writing, if you refer a friend to Quidco, you get £15 and they get £5 as soon as they make at least £5 in cashback!  The offer changes regularly, so it could be more or less.

Sign up to Quidco here!

quidco new member offer


Revolut - £50 per referral 

The Revolut banking app offers a free plan and you can get up to £50 per friend referred at the time of writing! 

The current offer runs in January 2023 and the last was in November 2022, so check the app for the latest offer depending on when you are reading this.  In October 2022 they had a referral offer for even more!  This offer regularly changes, so keep an eye on your app and emails for the latest offer, terms and dates.

Not a member yet?  Sign up to Revolut here

Then, share your refer a friend link from the app with your friends when they have an offer running.  To get to the refer a friend page, click your initials in the top left of the app and you'll see a heart with "invite friends" or sometimes the offer is on the first page when you go to the app. 


Snoop - £5 Amazon voucher per referral

Refer and earn with Snoop! Once signed up, you will get your own referral link.  During the promotional period, referrers and referrees can get a £5 Amazon voucher each.  Keep an eye on the app for promotional dates.

Not a member of Snoop yet?

Here's my Snoop refer a friend link:

Sign up to the free app Snoop and connect at least one bank account to qualify for a free £5 Amazon gift voucher if you sign up with my refer a friend link during a promotional period. 

You must stay signed up and with a bank account connected for at least 28 days, otherwise you won't qualify for the reward.

The voucher will be paid within 28 days of a successful bank or credit card connection by a new Snoop user.

snoop app review free £5 amazon gift voucher  


Sprive - £25 free cash

Get £25 free cash per 3 friends you successfully refer to Sprive.

Sprive is a completely free-to-use app that helps you save money and put spare cash towards overpaying your mortgage (saving money by paying off your mortgage faster and saving interest).

The referral offer changes sometimes, so keep an eye on the app for the latest offer.  It may change to £10 per referral or prize draw entries for special campaigns.

Complete sign up with my Sprive referral code 3OVDPUBK and get £5 free cash at the time of writing!

Click here to download Sprive today!


Streetbees - up to £5 per referral 

A smartphone app that pays for completing simple tasks such as making a cup of tea and filming, or answering questions.  Check my Streetbees review for more info.

They also pay for referrals: £1.50 to £5 per referral who completes at least three stories in the first 30 days.

Use Streetbees referral code 7754OB at to get started.

Streetbees referrals



Swagbucks - 300 SB bonus + 10% lifetime earnings per referral

Swagbucks have a great referral scheme that keeps on giving!  Here’s what they say:

“You and your referral get a 300 SB Bonus when your referral earns 300 SB within their first 30 days.

PLUS, you'll also earn 10% of their SB earnings for the life of their account.”

There are LOADS of ways to make money online using Swagbucks: playing games, watching videos, surveys, surfing the web and more.

Get a 300 SB Bonus if you earn 300 SB within the first 30 days by clicking here to sign up!

 swagbucks referral link


Tesco Mobile - up to £20 per referral

This offer depends on the tariff your referee chooses, but you can each get up to £20 off your bill.

If you are a Tesco Mobile customer then log in to your Tesco Mobile account online and use the search box to find the refer a friend / recommend page.  There, you’ll find a question about how to refer a friend and there will be a link to your own recommend a friend page where you can enter your friend’s name, email and phone number.

If you're going to join Tesco Mobile and want up to £20 off your first bill then email me at [email protected] with your full name, email address and mobile number.  I will pass this on to Tesco using the recommend a friend page in my account.


Tide - £50 per referral 

Tide is a business bank account, so if you’re self-employed as a sole trader or freelancer, or a limited company, then you can open a free business bank account with Tide on their standard plan which is free, and get £50 in free cash if you enter the referral code K754KJ.

To qualify, open an account with Tide and they’ll give you £50 if you spend £500 on your Tide card in the first three months.

Opening an account took me less than five minutes.

Then refer your own friends with your own referral code and link which can be found in the app under More>Referrals.

You’ll get £50 added to your Tide account for every successful referee!

Click here to sign up yourself, if you’re not already a user of Tide.

Make sure referral code K754KJ is entered in the promo code section during signup.  You can check in the app under More>Referrals>Redeem to ensure it was entered if you have any doubts.

Please note there’s a fee of 20p per transfer in and out of a Tide account on the standard free plan.  It’s £1 per cash withdrawal.  It can take 6-8 weeks to check the qualifying transactions and for the free money to be applied. 


TopCashback - £5 to £25 per referral

The tell-a-friend bonus on TopCashback is always changing, anything from £5 to £25.  Check your account to see the latest tell-a-friend offer.

Sign up to TopCashback here!



Trading 212 - free share worth up to £100 per referral

Up to £100 per referral, when the offer is running! 

Limited time periods each month! The current campaign has been extended and runs 19/12/2023 - 14/02/2024.

Create a Trading 212 Invest account using this link deposit £1 and we both get a free share. (When their refer a friend offer is running, it seems to come and go quite often!)

The share is worth up to £100 and you can sell it right away if you want!  Wait 30 days to cash out your money (set calendar reminder).

Sign up here today and get your free share!

Once signed up, get your own referral link in the app when the offer is running.  If the offer is running, then my refer a friend links will take you to the offer page on a desktop.  I'll also update the offer dates here as often as I can when I know them. 

trading 212 free share


Virgin - up to £50 cash per referral

By referring a friend to Virgin Media, both you and your referral will each get up to £50 cash!

Find the referral deal in your own Virgin account or click below if you're interested in becoming a customer.

Check out the referral deals on Virgin here!

virgin media refer a friend code


Wealthyhood - free ETF share worth up to £200 per referral

Get a free ETF share worth between £10 and £200 for every successful Wealthyhood referral, with no cap at the time of writing!

Want to take part in the free share offer yourself with my referral code? This offer requires you to invest at least £100, so it's a good offer only if you are going to sign up to Wealthyhood anyway for investing. 

Each referral code only has one use, so you'll need to send me your email and I'll send you a unique invite from my Wealthyhood app.

  • Email me at [email protected] stating WEALTHYHOOD in the subject field.  I'll send you a unique invite from my Wealthyhood app as each invite code has one use.

  • Click the link in the email, complete signup and deposit at least £100

  • Invest in at least one asset within 7 days * (risk warning: value of this asset may go up or down)

  • You’ll get a free ETF share worth between £10 and £200 within 5 days

  • The welcome bonus is locked for 60 days (set a reminder on your calendar)

 * Capital at risk

For full instructions see my Wealthyhood refer a friend blog post with step-by-step details.

wealthyhood referral free ETF share


Widilo - £3 per referral

Widilo add £3 to your account for each successful referral that gets cashback!  Your friend will get £5 added to their account.

Sign up for free using my link to get a £5 welcome bonus:

widilo referral free cash


YouGov - £2 per referral

You can get 200 points for free for every friend who signs up with your referral link and completes at least six polls.  This is equal to £2 added to your balance.  Learn more in my YouGov review or signup to YouGov by clicking here.


Zilch - £5 per referral 

Zilch have a great referral scheme for £5 per referral at the time of writing.

Not a member yet?  Find full instructions on how to join, get £5 in Zilch rewards for joining and how to convert your Zilch rewards into an Amazon gift voucher in my Zilch referral code blog post.

Then you'll get your own referral link to share.

Join me and over 3 million users who love Zilch. Sign up to the Zilch App on your mobile using my link below and we’ll both get £5 in Rewards when you make your first Tap and Pay purchase.

Sign up to Zilch by clicking here.



Want more free cash? 

Hopefully this list of some of the best referral programs in the UK has got your creative juices flowing with ways to make extra money and help out your friends and family with some great offers.  But let's not stop there.

If you need more money then I have so many free money offers in the UK to share with you.  Check out my huge list of free money offers in the UK for many of these offers, but even more free money offers! 

Discover real ways to make money from home for free!

As well as recommend a friend schemes, I share lots of other ways to get free money or make extra cash online or at home.  Have a browse of my website to find out more!


Read on for some more amazing referral schemes...


Get AMAZING discounts with these refer-a-friend offers

Get discounts with these refer-a-friend offers

Here are some of the best refer-a-friend schemes in the UK which give you credit or amazing discounts for referring your friends to them.

You can find the refer-a-friend schemes on their websites/apps.  Use some of my referral codes for some great deals if you're not already a customer.


Costa - free coffee for referring friends

Collect virtual stamps (beans) everytime you buy a drink with the Costa app.  Get extra beans when you refer friends!

Sign up to the Costa coffee app and get free beans by using my invite code SV77B


Deliveroo - £10 off across four orders

Introduce a friend to Deliveroo and they'll treat you to £10 off across your next four orders. Your friend will get £10 off across their first four orders, too!

Get £10 free credit when you sign up for Deliveroo here!


FFS Beauty - £3 credit per referral

FFS Beauty is a subscription service for razor blades with a zero waste aim.  Get £3 in credit for every friend you refer.

Sign up to FFS here!


Hip Pop Kombucha - £10 off per referral

£10 off for your friend on their first order... and £10 off for you!

New customer? Get your first £10 discount at Hip Pop Kombucha here!


Mission Pebble - 50p credit per referral

Get 50p credit added to your Mission Pebble account for every friend you refer.

Get a free trial (just pay £3.95 p&p) with a wooden soap dish and 4x shoaps to try!

Click here to try Mission Pebble and reduce your bathroom waste today!

mission pebble referral link free trial

Nutriseed - £10 off per referral

Give your friends £10 off and you'll also get £10 off.  Minimum order £40 for the £10 off.  New customers only.

Grab your £10 off here if you're a new customer of Nutriseed!


Octopus - £50 per referral

Are you with Octopus for your energy?  We use them for our gas and electric.  They offer green energy and if you refer a friend they'll split £100 between you both. Amazing!

Want a quote from Octopus?  Click our Octopus referral link to get a quote in a few minutes!


Planty - 30% off per referral

"Give your friends 30% off any box. When your friends buy from your invite link, you get 30% off any box!"

Grab 30% off your first Planty box here!


Ripple+ - £10 off per referral

"Bag £10 off your next order by referring a friend to us - they’ll get 20% off their first order when using your link!"

Get 20% off Ripple+ aromatherapy non-nicotine vapes here


Riverford - £15 credit per referral

Riverford have a great refer a friend schemd where the referral gets £15 off their 2nd order and the referee gets £15 off too!

Sign up to Riverford here for £15 off your 2nd order and you'll get your referral link once your first order has been received.

riverford new customer offer


Shopmium- £3 of free food per referral

For every friend you refer to Shopmium, you will get £3 worth of credit which will go towards your Shopmium cashback purchases.

Your referred friend will get a free tub of Pringles!  (Please note, the freebie sometimes changes.)

Simply download the Shopmium app by clicking here and enter my referral code 46e3t to get your free tube of Pringles!  Then you'll find your refer a friend code and link in the profile section of the app.

Shopmium Promo Code


Uber Eats - £3 off per referral

Get £3 off an order of £20+ at Uber Eats when you refer a new customer!  They get the same!

Find your refer a friend code in the app... or if you're a new customer use my Uber Eats refer a friend code at checkout eats-5uwwen for £3 off.


Vita Coco - £10 off per referral

Get £10 off your Vita Coco order for each friend you refer!  They get £10 off their first order.

Use code VICTORIA-R4F as a new customer for £10 off an order of £25+

Shop Vita Coco here!



Some of these are investment apps.  If you choose to invest your own money then your capital is at risk.  The value can go up or down. 

Offers subject to change.  Please check terms and conditions on each site.

These are the best refer a friend schemes in the UK that I know of so far!