Some of the best refer a friend schemes in the UK

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Refer a friend schemes are a great way to make extra cash at home for referring products and brands that you use and love. 

In some cases a referral scheme will give you money off your next purchase, bill or subscription, but most of these will actually pay you cold hard cash when you recommend a friend who becomes a customer or who simply signs up to their platform!

Sometimes the referral cash is only rewarded once your referred friend has spent a certain amount, so I’ll try and include this information below if I know it. 

Be aware that these refer a friend offers do change sometimes, so always check the terms when you are referring a friend as the reward may have changed or the terms might change.  Most of these have been pretty steady for a while now though.

Below I will share some of the best refer a friend schemes in the UK that I have personally tried, that you can join too.

Last updated 23rd May 2022

Some of the best refer a friend schemes in the UK (1)

Make money from these profitable refer-a-friend schemes in the UK!

20 Cogs - Get approximately £30 for referring a friend 

Not only can you make money online, at home, by completing 20 ‘get paid to’ offers at 20 Cogs, but you can also make 5% of any referred friend’s income.  Plus a £20 bonus once they complete 20 offers and cash out! 

The average person earns £200 at 20 Cogs, so you could earn £30 per referral.  I made over £130 and completed the offers in four hours.  I set aside half a day to sit and do the lot!

Sign up to 20 Cogs here!

20 cogs


Airbnb host - £61 cash for referring a successful host to Airbnb

If you recommend a host to Airbnb then you can earn £61 cash once their first reservation checks out!  

Airbnb is a great way to make extra cash from your spare room / camper / tent / house / sofa / you name it!

Become an Airbnb host yourself here!


Airtime Rewards - 50p to £5 for each referral

Airtime Rewards is an app that lets you link up to 10 of your bank cards and whenever you spend at one of their partnered retailers (think Boots, Papa Johns, Greggs and many more) then you'll get cashback on autopilot!

Plus, if you recommend a friend you can get 50p and an extra 50p if they spend at one of the retailers within 7 days.

They also have special bonus referral offers where you can earn £5 for referrals so keep an eye out for their emails!

Get free credit using my code FTT7WY7W when you sign up to Airtime Rewards

airtime rewards promo code



BeMyEye - £1 cash for referring a friend if they complete an in-store mystery task

BeMyEye is an app that lets you easily make extra cash in stores by performing mystery shopping tasks and audits.  You and your friend can get a £1 cash bonus when your referred friend completed their first instore mission!

Use my code 0rg1zy to get a £1 bonus when you sign up to BeMyEye here



Bottlepay - £5 free Bitcoin per referral which you can instantly sell

Get approximately £5 per friend you refer to Bottlepay... plus they get £5 too!  You will be given the £5 in Bitcoin, but you can sell it instantly if you like and cashout to your bank account.

Sign up instructions here:

Get £5 free Bitcoin which you can instantly trade for cash with my Bottlepay referral code.  

  • Download Bottlepay here: 

  • Enter referral code FGT99M8NO7 when signing up

  • Complete the signup process

  • Once verified, fund your account with £10 and trade for Bitcoin

  • £5 free Bitcoin will be added instantly

  • Convert Bitcoin to GBP and withdraw

There are some small fees, so I ended up with £4.69 free cash on the day I completed the offer.

Full instructions here: £5 free cash in 9 minutes with my Bottlepay referral code

bottlepay referral code


Cash App - £5 free cash per referral

Cash App offers you £5 free cash per friend you refer.  Plus, if you sign up with my code and follow the instructions below then you can get £10 for yourself and £5 for a friend when first signing up!

How to sign up to Cash App and get free cash:

You can get £10 for signing up to Cash App with my UK referral code, plus £5 for your friend or partner!

  • Simply click here to download Cash App

  • Enter your mobile number and the Cash App referral code DHQSRZD 

  • Go to your profile (little person in top right of the app) and scroll down to enter the referral code DHQSRZD then you'll be able to see your referral status

  • Link your debit card

  • To get your free £10 you'll need to send £5 cash to someone using the Cash App.  Get your friend or partner to sign up by sending them your own referral link using the 'Invite Friends' button.  

  • Send your friend £5 using the app and ask them to send the £5 back.

  • You'll then get your free £5 from my referral code, plus another free £5 for referring your friend/partner.  Your friend/partner will also get £5 from using your referral code!

I did this offer with my husband and I had £15 in total in Cash App to cash out.  £5 free cash from signing up with someone’s referral link, £5 of my own cash I used to send to my husband and he sent back, and £5 extra free cash because my husband had used my referral link. 

To cash out, I clicked the £15 at the bottom left corner of the app and had to confirm my sort code and account number to cash out.

For my husband, he had to confirm his full name, date of birth and address to cash out his free £5 for using my referral link. 

Cashouts can take 1-3 days.  Mine took around 30 minutes. 


Once you've signed up you can refer friends yourself for £5 per referral :) 

cash app referral code uk


Chase £20 per referral

Chase UK is a FREE debit card with 1% cashback for the first year! You can also get £20 each for you and a friend for every friend you refer who signs up and deposits at least £20, up to a maximum of 20 referrals at the time of writing.  Sometimes the referral offers are time limited, so do check the dates and T&Cs.

Not a member yet?  Sign up for a free debit card using my referral link.  At the time of writing, we'll each get £20 if you enter referral code me91uHsl in the rewards section once you've signed up.

Get started by clicking here!

T&Cs apply.



Costa - free coffee for referring your friends

If you love Costa then the app acts like a loyalty card and you can collect virtual stamps (beans) everytime you buy a drink.  Even better, there is a refer a friend section in the Costa app where you can get extra beans everytime you refer a friend!

Not yet signed up to the Costa app?  Use my refer a friend code first to get some extra beans:

Sign up to the Costa coffee app and get free beans by using my invite code SV77B



Curve - up to £15 free cash for every referral

Click here to sign up to Curve with my referral link!

The free Curve card and app combines all your credit cards, debit cards, and loyalty cards in one. You can even add receipts. So it’s the only card you need to carry. And the only pin you need to remember.

Sign up with my code FL2KH - then you can get your own code to refer friends and family!

You'll get £5 free cash for signing up with my referral code as soon as you've made 5 transactions worth at least £5.  It costs nothing for the free account and you're paying on your regular cards, just via Curve.  Then you can get your own refer a friend link and make £15 for each person you refer who meets the conditions!

Terms apply.  Offer amount subject to change. 

Curve £20 free cash


Eufy - £40 in Amazon vouchers + more per successful referral 

If you recommend a friend to Eufy they can get £40 off a £200+ spend AND you'll get £40 in Amazon vouchers.

They also have referral incentives so if you're one of their top referrers or you refer so many people, you'll get some free tech from Eufy!

PLUS they have double referral days where you can earn £80 in Amazon vouchers!

Check out my Eufy referral link here!



EverUp - £10 per referral

(only when they run their special refer a friend campaigns)

EverUp are a great app where you can win cash prizes for free every day.  They even have a free chance to win £1million in their lotto each week.  Every now and then they offer free cash for referred users, as well as free cash for those who refer a friend too (usually £10 per referral).

Plus, a chance to win lots of daily prizes, totally free. 

No deposit required.  I've made some free cash and I've only deposited 1p.  There's a chance to win free money every day!

Important - you must enter referral code RVIC312154ATMWQZ

Sign up to EverUp here:



FFS Beauty - £3 credit for each friend you refer

FFS Beauty is a subscription service for razor blades with a zero waste aim.  Get £3 in credit for every friend you refer.

Sign up to FFS here!


Freejackpot - £1 gift voucher and chance to win up to £1million for each referral

A free daily draw to win £250, plus a monthly draw to win £1 million!

You'll get entries for signing up with my referral link, plus a £1 gift voucher balance which you can put towards a gift voucher for your favourite store.

If you refer your family and friends then you can earn more £1s in your voucher balance to get a higher value gift voucher, or more money off a gift voucher of your choice!

Sign up to Freejackpot here



Freetrade free share - up to £200 per referred friend

Get a Freetrade free share worth up to £200 for every friend you refer to Freetrade.  They get a free share too!  This is one of the best refer a friend offers out there.  You can get up to 10 free shares per month!

Sign up to Freetrade to get your free share here!



Get Dinghy - £25 Amazon voucher per referral

Do you need freelance insurance?  Get £25 of Amazon vouchers for free with Get Dinghy when you get insurance for your freelance busines / blog.

If you are offering paid services on your blog or as a freelancer then you may need professional indemnity insurance to protect yourself.

I'm insured by Get Dinghy, fair & flexible insurance for freelancers.

Protect your own business too via my page and earn a £25 Amazon Voucher:

freelancer insurance


GoHenry - £20 per referral

(up to 10 referrals per calendar year)

If you are a member of GoHenry, the kids pocket money card, then you can get £20 added to your GoHenry account for each friend you successfully refer!

They will pay you for a maximum of 10 referrals (£200) per calendar year, according to their terms at the time of writing.


Not a member yet, but interested?  You can read my full GoHenry £20 free cash offer blog post and instructions here.  GoHenry is a paid subscription service, around £3 per month.


JamDoughnut - £4 per successful referral

Get £4 in free cash for each successful referral to JamDoughnut. This is an amazing app that we regularly use to save 5% off fuel at Morrisons, 4% off our Sainsbury’s food shopping and 5% off our home improvements shops at B&Q.

Basically, use the app to buy a giftcard with instant cashback!  Once you have £10 in your cashback, or more, you can cash out to your bank account!

Signup with my refer a friend link to get a £5 bonus, then get your own referral link in the app and get £4 for every friend you refer.

How to get £5 free cash with the JamDoughnut cashback app:

  • Click here to get the JamDoughnut cashback app on the App Store or Google Play
  • Register on the app.  Enter referral code 2XYM 
  • Make your first purchase and receive 500 bonus points worth £5

Tip: Buy supermarket vouchers for your next food/fuel shop to reach the £10 cashout threshold instantly!

jamdoughnut referral code


Lebara - up to £50 per referral

Lebara pay up to £50 when you refer a friend to Lebara using your exclusive link.

"Lebara is a mobile network provider in the UK, ideal for the value seeking customer. The brand offers budget friendly SIM Only and pay as you go plans."

Check out the amazing Lebara SIM Only plans with my exclusive link

Or simply sign up for the refer-a-friend scheme to start earning from your referrals!

make money from home lebara refer a friend


Monzo - £5 free cash per successful referral 

The popular online banking app Monzo is giving away £5 in free cash to new users that sign up using your referral link!

Get £5 free cash from Monzo using my referral link, then share your own for more free money:

  • Sign up to Monzo using my referral link

  • Top up your Monzo account and buy something using your Monzo debit card

  • Your Monzo account will be credited with £5 free cash!

  • Share your own refer a friend link from the Payments page and get £5 for every friend you refer who uses their Monzo card to make at least one purchase!

Make sure you click my referral link when signing up to Monzo to qualify for the free £5 cash bonus!


Full instructions are in my Monzo free money blog post if you want a step-by-step guide.

monzo free £5


OhMyDosh! - £5 cash for each friend you successfully refer

For every friend you recommend to OhMyDosh! with your own personal refer a friend link, you will get £5 when they have earned £10.  It’s a ‘get paid to’ site with loads of offers to make money from home. 

Your referred friend will also get a £1 bonus for signing up with your link!

Get a £1 bonus when you sign up to OhMyDosh!

ohmydosh offer


Orca - free share worth up to £200 per referral

A free share worth up to £200 is waiting for you!

Tap my link to register and find out what share you will get!

Use my Orca promo code BD3GK when signing up.  Or click my link to get your free share:

Register, deposit £1 and once it clears (it can take 30 mins) then you'll find a free share scratch card on the home screen of the app!

Find out more in my Orca free share blog post!

Once signed up, get your own refer a friend link to get even more free shares for you and your friends!

 orca free share


Pi - free cryptocurrency for referring friends

Pi is a new cryptocurrency that can be mined from your phone for free via an app.  If you refer friends then you can mine Pi at a higher rate.

To claim your first 1π, follow this link and use my username lyliarose as your invitation code.

pi network invitation code free cryptocurrency  


Profit Accumulator - £10 cash for each friend you refer

Not only can you make extra cash from home easily by matched betting with the hand holding of Profit Accumulator, but you can earn £10 for every friend you refer that signs up as a paying customer.  For me it was a no-brainer as I easily made back the subscription fee with my monthly profits.

Try Profit Accumulator's free trial here!

Check out my matched betting blog to learn what it is with simple explainer videos!

Alternatively, they have a great affiliate scheme!

Profit Accumulator Matched Betting


Qmee - 50p to £1 free cash per referral

Sign up your friends to survey app Qmee and get 50p to £1 per referral.  You can choose to get the whole £1 or split with the referred friend for £50p each!

There are lots of ways to make extra cash with Qmee, from completing surveys, searching the web and even cashback.

The best part?  There’s no minimum cashout!  I’ve literally cashed out 13p to my PayPal account!

Get 50p free once you’ve cashed out to your PayPal for the first time by signing up with my referral link:

qmee referral free cash



Quidco - £25 cash per referral

At the time of writing this, if you refer a friend with your refer a friend link from Quidco, you’ll get £25 and they’ll get £5 as soon as they earn at least £5 in cashback!  The offer does change quite regularly, so it could be more or less.

Sign up to Quidco here!

quidco new member offer


Riverford - £15 credit for your next order when you refer a friend

Riverford have a great refer a friend schemd where the referral gets £15 off their 2nd order and the referee gets £15 off too!

Sign up to Riverford here for £15 off your 2nd order and you'll get your referral link once your first order has been received.

riverford new customer offer


Shares app - £20 per referral (up to £1000)

The Shares app lets you refer up to 50 friends and you get £20 per successful referral.  You can't withdraw each £20 for 30 days.  Simply set a reminder on your calendar in 30 days time each time you get a referral.

Don't forget to sign up with our link first so you can get a £20 free share of your choice which you can sell right away if you like!


Quick instructions to get a free £20 share of your choice with the Shares app:

  • Download the Shares app on your mobile phone using this link, and complete signup and choose what stock to invest your free £20 in

  • Once your account is verified, you need to top-up your Shares account with £1

  • When the top-up has processed you will receive your free share (depending on the time of day, this may be pending until the relevant market is open)

  • You can sell your share, once purchased, and withdraw the money.  Or keep it invested.  It’s up to you.

Make sure you sign up on your mobile phone using this referral link to get the free £20.


Once your top-up is successful and your free share is awarded, you will be able to invite your friends to the app and you’ll each get £20 to invest - amazing!  At the time of writing, this is capped to 50 referrals (£1000 max).

Please note, if you choose to use the Shares app to buy and sell shares with your own money then, as with all investments, your capital is at risk.

free share offer  


Shopmium- £3 worth of free food / supermarket goods for each referral

For every friend you refer to Shopmium with your refer a friend link, you will get £3 worth of credit which will automatically go towards your Shopmium cashback purchases.

Shopmium is a coupon/cashback app that gives you money off specific goods in the most popular supermarkets.  Check the app for the items on offer, buy the ones you want, take a photo of the receipt, scan the barcodes and in a day or so Shopmium send the discount to your PayPal account.  It's like cashback, but in the supermarkets and on certain items.  BUT, if you refer a friend and get £3 in credit, then this will go towards any purchases after the cashback amount, meaning you can get some goods completely free!

Your referred friend will get a free tub of Pringles!  (Please note, the freebie sometimes changes.)

Not signed up to Shopmium yet?  Simply download the Shopmium app by clicking here and enter my referral code 46e3t to get your free tube of Pringles!  Then you'll find your refer a friend code and link in the profile section of the app.

Shopmium Promo Code


Slash - £10 bonus for each referral

The Slash browser gives you instant discounts when you shop online at their partnered retailers.  If you refer a friend, they'll give you £10 off your next order with one of their retailers such as New Look and Dunelm.  The £10 bonus lasts for approximately one month before expiring. 

You can also get a £10 bonus to apply to your shopping at checkout if you sign up with my Slash invite link first!

slash browser extension £10 bonus invite code


Snoop - £5 Amazon voucher per referral

(during promotional dates only)

This offer comes and goes and the current offer runs from 27th May to 31st May 2022 according to the app.  Once signed up, you will get your own referral link.  During the promotional period, referrers and referrees can get a £5 Amazon voucher each.  Keep an eye on the app for future dates.

Not a member of Snoop yet?

Sign up to the free app Snoop and connect at least one bank account to qualify for a free £5 Amazon gift voucher if you sign up with my refer a friend link during a promotional period.  You must stay signed up and with a bank account connected for at least 28 days, otherwise you won't qualify for the reward.

The voucher will be paid within 28 days of a successful bank or credit card connection by a new Snoop user.

Here's my Snoop refer a friend link:


Swagbucks -  300 SB Bonus + 10% Lifetime Earnings for each successful referral

Swagbucks have a great referral scheme that keeps on giving!  Here’s what they say:

“You and your referral get a 300 SB Bonus when your referral earns 300 SB within their first 30 days.

PLUS, you'll also earn 10% of their SB earnings for the life of their account.”

There are LOADS of ways to make money online using Swagbucks from playing games to watching videos, completing surveys and even surfing the web.

Get a 300 SB Bonus if you earn 300 SB within the first 30 days by clicking here to sign up!

 swagbucks referral link


Tesco Mobile - up to £20 per referral

This offer depends on the tariff your referee chooses, but you can each get up to £20 off your bill.

If you are a Tesco Mobile customer then log in to your Tesco Mobile account online and use the search box to find the refer a friend / recommend page.  When there, you’ll find a question about how to refer a friend and there will be a link to your own recommend a friend page where you can enter your friend’s name, email and phone number.

If you're going to join Tesco Mobile and want up to £20 off your first bill then please email me at [email protected] with your full name, email address and mobile number.  I will then pass this on to Tesco using the recommend a friend page in my account.



TopCashback - £5 to £25 cash per referral

The tell-a-friend bonus on TopCashback is always changing, anything from £5 to £25.  This one changes on a regular basis, usually monthly, so check your account to see the most up-to-date tell-a-friend offer.

Sign up to TopCashback here!




Trading 212 - free share worth up to £100 per referral

(When their refer a friend offer is running, it seems to come and go quite often!)

Do you want to get a free stock share worth up to ‎£⁠100?

Create a Trading 212 Invest account using this link and we both get a free share!

The share is worth up to £100 and you can even sell it right away if you want!  You'll just need to wait 30 days to cash out your money.

You only need to deposit £1 to get started.  I've had free shares from £7 to £40 in value!

Sign up here today and get your free share!

Once you've signed up, you can get your own free referral link to share with your friends!

trading 212 free share


Tulipshare - up to £50 per referral

Tulipshare have a refer a friend scheme where you can get up to £50 per referral depending on how much your referred friend deposits.

Check out my Tulipshare review to learn what Tulipshare is and how you can currently get £10 free credit to invest.

Get £10 to invest in shares for free and leave for at least 90 days before cashing out.

Sign up to Tulipshare here!


Uber Eats - £3 off per referral

Get £3 off an order of £20+ at Uber Eats when you refer a new customer!  They'll get the same!

Find your refer a friend code in the app... or if you are a new customer then use my Uber Eats refer a friend code at checkout eats-5uwwen for £3 off your order!

Amount sometimes changes.



Virgin - up to £50 cash per referral

By referring a friend to Virgin Media, both you and your referral will each get up to £50 cash!


Find the referral deals in your own Virgin account, or click below if you're interested in becoming a customer.

Check out the referral deals on Virgin here!

virgin media refer a friend code


Widilo - £3 free cash per successful referral

Widilo add £3 free cash to your account for each successful referral that uses their website/app/browser extension for cashback and cashes out!  Your friend will get £5 added to their account.

So, to get started, sign up with my refer a friend link for a £5 welcome bonus.  Then use the site for cashback offers to reach the payment threshold to cashout.

Join the Widilo cashback site for discount codes and cashback on your online shopping in the UK.   Sign up for free using my link to get a £5 welcome bonus:

widilo referral free cash


Ziglu - £5 free cash per referral

Ziglu gives you £5 free cash per successful referral that you can instantly cash out to your bank account!

It's a crypto exchange with a great signup offer too...

Earn £5 free cash in 5 minutes with my own Ziglu referral code.  Here's how.

* Use my Ziglu link:

* Deposit £1

* Convert the £1 to Bitcoin

* Get your £5 free cash instantly & withdraw to your bank account!

Click here to sign up to Ziglu with my referral code to get your free cash

Then, find your own refer a friend link in the app :) 

ziglu free money offer


Zilch - £10 Amazon gift voucher for free per referral

(currently £15... May 2022... not sure how long for...)

Zilch is a buy now pay later card, but you don’t have to use it for this.  They have a new customer signup offer where if you sign up using a referral link, you can get 1000 Zilch points which equates to £10 to spend online.  The best part is you can use these points to buy yourself a £10 Amazon gift voucher to top up your own Amazon account!

You don’t need to use their credit feature to take part in this offer.  You can simply sign up to Zilch to get the free money offer. 

At the time of writing, you can get a £10 Amazon voucher with your rewards points, however, the offer does change so it could be £5 or £10 depending on when you are reading this.  1 point equals 1 penny, so 1000 points would be £10.  If you get 500 it's £5, if you get 1500 it's £15 and so on.  

How do you get free Amazon vouchers with Zilch?  It’s simple:

  • Join Zilch using my referral link

  • Link your bank card and get rewarded in points (currently 1000 at the time of writing, but sometimes this changes)

  • Top up your Amazon account by buying yourself a £10 gift voucher with these points!  Simply select to use your rewards balance and pay for a gift card top-up in your Amazon account using your Zilch card details to pay.

Check out my Zilch free money blog post for full instructions on how to get Zilch points and step-by-step instructions for how to exchange them for a free Amazon gift voucher!

Get your own referral link once signed up so you can share the offer with your friends and family and earn more Zilch points! 

zilch £10 free amazon voucher


Want more free cash? 

Check out my huge list of free money offers in the UK for many of these offers, but even more free money offers!



Looking for ways to make extra money from home? 

Here are 60 ways to make money online and check out my favourite side hustle to make money in my matched betting blog!


Interested in ways to save more money?

Check out my massive money saving tips section and find some great deals on my UK voucher codes and free money pages!


Want to make more money from your blog? 

Check out this huge list of websites to find paid blogging opportunities for your blog  and my 6 secrets to make more money from your blog!



Note: Some of these apps are investment apps.  If you choose to use the app for investments and not just the free share / refer a friend offers, then your capital is at risk.  As with all investments, the value can go up or down. 

Offers are subject to change.  Please check current terms and conditions on each site.