Read my UK family lifestyle, making money online & healthy living blog here:

Vegan Subscription Boxes For Everyone

 RSS Feed

Category: Matched Betting

  1. Blog and Home Income Report August 2018

    Posted on

    If you’ve been here before then scroll down to see the income breakdown, if not then start at this introduction for why I share my income online.  Get ready for a blog post stuffed full of links to help you too make money online and from home!

    Welcome to my monthly income report where I share exactly how much money I have made from my blog and at home.  It’s great for me to see where I’m earning the money and also to inspire others who want to earn from home.  There’s a lot of debate of whether people should share income reports, but personally I love them!  When I wanted to monetise my blog I read them and they inspired me to push forward and go for it.  Without reading an income report of another blogger I wouldn’t have even known it was possible to make money from my own blog.

    To read more on this with an in depth reason behind sharing my income reports start with this blog post:  Why I publish income reports

    Making money from blogging is totally possible if you’re prepared to treat it like a business and put the hard work in.  As well as blogging, I make money from mystery tasks, website testing, matched betting, online selling and cashback. 

    The top 3 ways I made money from home in 2017 is a great blog post to see my most profitable home money making methods in one whole year.

    August 2018 Income Breakdown

    The below are my totals before any expenses, income tax, national insurance or anything else, so my total turnover for the month.  My yearly business expenses last year were approximately £4000.  I also save £500 per month to cover my annual tax, national insurance, student loan repayments and pension.  So my total monthly outgoings and savings to cover all this are approximately £830.

    Last month, July 2018, was my best EVER month moneywise working from home.  This month is now my second best month!  It was a whopper of a month and totally unexpected.  Last August was so quiet and I assumed it was because many people were on holiday and so on.  I expected this August to be the same, but amazingly it was much busier.  It could be because I’m now running three money making blogs and not just one!  The other two have much lower DA scores, but I’ve still been managing to get some paid collaborations for them.

    As I’ve been blogging for so long now I also get a lot of regular paid work from the same agencies and PRs.  It’s never guaranteed, but as I provide a fast and reliable service they do come back time and time again.

    I do always get scared of getting too excited when my earnings increase as I think it must just be fluke!  It’s only day two of September and I’m already feeling anxious that it will be a quiet month.  I wonder if this is just a normal feeling at the start of every month for self-employed people, whether it’s something I’ll just have to get used to!  I work on an ad-hoc basis too, so I never know what work will come my way each month until it happens.  I can see how some people couldn’t work like this as the worry and uncertainty would just be too much!

    Anyway, August was a great month, so I’ll focus on that!

    Read on for the breakdown of how much money I earned from home in August:

    Blog and Home Income Report August 2018

    Blogging - £3059.37

    This includes running giveaways, collaborative blog posts and reviews.  I charge for all of them.  Blog posts can take around 2 hours of my time so I have to value this time.  Any free time I have is spent with my children, husband, or blogging just for me. 

    If there was no compensation for blogging for companies then I wouldn’t do it.  I would still blog, but my blog would be 100% for me.  It’s amazing how many emails I get every day asking me to share business links for free, write content for free and review products on my blog and social channels for free.  The worst are the ones who tell me I should be so grateful for their high quality content for free… though it’s stuffed with links to help their clients SEO who are paying them… 

    My advice to bloggers is to value your time, your dedication and your resources.

    For more blogging tips and advice on ways to make money from home and online read my blog posts how I made £26000 from home in 2017 and 10 ways to make money blogging

    It’s not all about stats, but they can help, so here are this month’s website and social stats for reference:

    Page Views




    New Users


    Total Users


    Twitter @lyliarose


    Instagram @lyliarose


    Pinterest @lyliarose




    Newsletter subscribers



    Related -  How to improve your domain authority (DA)

    Matched betting - £268.84

    Another great month!  My aim is always £100 per month, so anything over is excellent.  Plus, the best thing is it’s tax free!

    I recommend using Profit Accumulator for matched betting as a beginner.  They have so many guides and walk you through the whole process in the first few offers.  If you are stuck you can ask a question in the forum and someone will get back to you.  They also have a 30 day money back guarantee on their memberships, plus you can try the first couple of offers without even signing up to anything to see that it really does work and is so simple once you get the hang of the free bet offers! 

    Related -
    One Year Review: How I earn up to £50 per hour matched betting from home 

    Matched betting milestones 18 months and £5000

    Personal eBay and Facebook Marketplace - £117.45

    Over £100 again!  I’m selling old and outgrown kids clothes, toys and a few home bits.  I’ve cleared out our attic and there’s almost nothing left to sell.  I’ve been on a minimal mission for years and years and I’m nearly at the point of only owning things I need and use.  It’s a personal mission of mine and I think I’ve almost got hubby on board.  There’s a corner of the attic with bits he’s held onto for years and he’s finally starting to sell some of it!  I do love selling online.

    Related - 5 tried and tested ways to make money as a UK stay at home mum

    Referrals - £83.48

    Ooh a touch more than last month.  I’d love to always hit £100 per month, so I have a little work to do.  These were from Profit Accumulator referrals and around 70p from Amazon Associates!  I never had luck with Amazon so I closed my account and cashed out my pence.

    I’m now trying to up my Awin game and have £170 pending in my account.  Click to make money from your blog with Awin affiliate marketing and get £30 per person you refer too!

    Curve cash back - £7

    Read on to get free money from Curve!

    I signed up for a Curve card using someone else’s code last month which meant I got £5 cashback for free!  Curve is an app and also a Mastercard debit card with which you can use any of your bank cards or credit cards to pay for a purchase, but you only have to carry around the Curve card.  You use the app to control which card you pay with.  You have 14 days to change which card you paid with, if you need to move it from your debit card to credit card for example. You also get 1% cashback for three months, so it’s worth paying for everything for at least three months using the Curve card to take advantage of this.

    Plus you and me both get £5 cashback if you sign up with my code: FL2KH at

    It costs nothing to sign up to their free service and you’ll get £5 for free for using my code and 1% cashback for three months at no extra cost to you.  It’s basically free money!

    WhatUsersDo - £5

    I do website testing at WhatUsersDo and it’s so easy!  I get paid £5 per test and some of them are only a question or two. 

    Read my blog post easily make money from home by testing websites and sign up yourself!

    Top Cashback - £3.16

    We’ve now had over £800 cashback as a household since starting April 2016.  You’re crazy if you’re not doing it.

    Learn how to earn cashback on things you already buy and be amazed with amount of extra cash you have back in your pocket! 

    Read my latest blog post about it here: Over £800 cashback in 2 years with Top Cashback

    Streetbees - £1

    An app where you can answer questions whilst at home such as about your pets and takeaways to earn money!

    Read get paid doing simple tasks from your phone with Streetbees to do it yourself.

    August 2018 grand total: £3,545.30



    Matched betting


    Personal eBay


    Referrals (PA and Amazon)


    Curve cashback




    Top Cashback







    Another month where I beat my husband Ben’s wage - a personal target of mine!

    I’m so chuffed again, but I’m still thinking it’s a fluke couple of months.  Let’s see what September brings.  My aims are to increase the domain authorities on my two new blogs and hopefully increase their money making capability.

    If you want to read more then check out the 5 ways I made £30000 money from home in 2017/2018

    Blog and Home Income Report August 2018 (1)


  2. Matched betting milestones 18 months and £5000

    Posted on

    18 months of matched betting

    I have now been a matched bettor for over 18 months, which is amazing as I had no idea if it was possible to make an income long term, but it is totally doable.  For me it’s just a very part time income, but this year I’ve managed to make from £125 to £413 per month, whilst usually making around the £200 mark.  This month I’m up to £230 so far.

    It’s amazing as when I started I was advised the sign up offers offer the most reward and many people who had tried it said that was the only way to make money.  But there are plenty of reload offers and though they aren’t as amazing as the sign up ones, they still offer great value and a way to make an ongoing regular income.

    I’ve always only ever taken part in the offers and haven’t ever tried mug betting which is pretending to be a regular punter to keeps accounts in good order.  There’s often debate in the matched betting forums to whether this tactic even really works, but many swear it does.  As I haven’t done mug betting, or whether it’s just random, I have been ‘gubbed’ from 13 bookies.  This means I can still place bets, but my account is restricted and I can’t take part in the offers.  This means I can’t matched bet with these bookies as I need to take part in the offers to be able to make a profit using matched betting methods.

    My point being that even being gubbed from 13 bookies, I can still make a nice part time income every month for very little time and effort.  Just imagine if I still had those 13 to utilise too, I could probably easily double or triple my income as many of them were top bookies with great ongoing offers.

    Other matched bettors and bloggers I see writing about it make far more money than me, some even a full time wage!  I’d say this would be quite difficult to guarantee and very time consuming, but if others are doing it then anything is possible.

    If you’re concerned whether matched betting is moral.  Here are my thoughts:

    Is matched betting a gateway to gambling and is it dirty money?

    matched betting banner

    Over £5000 profit so far

    I also reached another milestone of over £5000 profit.  This is incredible and it’s also tax free!  It’s classed as gambling winnings (even though by following matched betting methods you’ll make a profit, so long as there’s no human error) so it’s all money in my pocket!

    I do leave a bank roll of around £800-£1000 at all times in my matched betting accounts and matched betting bank account (it’s best to have a separate account as it’s all bookies and exchanges and not great to use your main account in case you want a mortgage, etc…).

    So I know I always have that money there if desperately needed, but it’s best to leave it as a matched betting pot so I can take part in as many offers as possible each week.  Some people have higher bank rolls and some less.  I built mine up from matched betting.

    I started with around a £100 investment of my own cash and then took my time to grow my profits and bank roll with my winnings as time went on.  I quickly made £1500 in my first 6 weeks or so.  I made £300 in the first two weeks!  It’s very quick to make the money with all the amazing sign up offers.


    Matched betting has been an amazing way for me to make some money as a side hustle from home and online.  It’s a great way to top up my self-employed earnings.  Earnings can vary, but this year I’ve been able to average around £200 per month.  My aim will continue to be £100 and that way anything over is a bonus.  I’d definitely recommend it as a way to make a little extra cash (quite a lot to start) if you have a bit of spare time to invest.

    I also highly recommend Profit Accumulator who are the company I learnt it through and who find me the offers every month.  I pay a £14.99 fee per month and it’s totally worth it.


    Click here to try Profit Accumulator today!

    matched betting banner


    Read more about matched betting here:
    One Year Review: How I earn up to £50 per hour matched betting from home
    I’ve made £300 tax free cash from home in 2 weeks and you can too!
    £753.62 Matched Betting Profit Month One (and silly mistakes)
    Not sure about matched betting?  Make £40ish now to see if it’s for you!
    Matched Betting Profit 2 Months: £1341.81
    Matched betting profit after 3 months: £1706.81

    Matched betting milestones 18 months and £5000 (2)


  3. The 5 ways I made £30000 from home in 2017/2018

    Posted on

    This is a blog post from one of those really annoying people who completed their tax return as soon as possible and files it nine months before the deadline.  Hello!  Honestly though, a genuine query, why do people leave it so late or until the last minute?  Every January I see people on social media and in networking groups panicking about getting their tax returns in on time.  Why not turn it around and file it as soon as the year end is up?  This way there’s no panicking and plenty of time to pay it.  My advice is to save up for your tax return through the year so you have the money ready to pay it at the end of the tax year.

    The 5 ways I made £30000 from home in 2017 2018


    I had a really good self-employed tax year and as my tax was over £1000 I now have to ‘pay on account’ for 2018/2019.  This means I have to pay half of my predicted tax (they give me the figures) by January 2019 and the other half by June 2019.  So by the time the January 2020 deadline rolls around I will have already paid my tax or most of it.  I’ll pay it in April 2019 anyway so I only need to worry about paying the first payment on account which I’ll save up for each month anyway.

    I was thinking of leaving my tax money in savings until it had to be paid in January as it makes sense to earn interest on it, but I just panic too much that I’ll forget to pay it altogether, so for my own peace of mind I have to pay it right away.

    My total bill was just under £4000.  Luckily I had been saving this every month.  This bill is for income tax, class 2 national insurance, class 4 national insurance and student loan repayments.  I check the government and student loan websites each year to find out the personal allowance thresholds and the percentages they take above these.  I then add formulas to my spreadsheet so it works out the exact amount I owe from my profits.  That way I can save enough every month by popping the money into a savings account and forgetting about it.

    Not all of my methods of earning money from home are taxed.  For example, matched betting and selling used personal belongings on eBay are tax-free.  Blogging, side hustles and selling online for a profit is all taxed.

    The 5 ways I made £30000 from home in 2017%2F2018

    To give you an idea of outgoings, I spent around £4000 on business expenses.  Take this and my tax bill off and I earned approximately £22,000 after tax and expenses.  Not too bad for my first tax year of working from home full time.  In fact I’m very impressed with myself!

    I’m not sure if next year will be as successful as I know matched betting will be a lot lower as the sign up offers were most lucrative when I began in January 2017.  But on the other hand I have found a couple of new side hustles such as testing websites which I hope to do more of.  I’ve also increased my blogging fees and have more contacts than this time last year.  So we’ll see.

    Here are the five ways I made money from home in the tax year 2017/2018 and my approximate total turnover:

    Approx Total Turnover 2017/2018


    Everything blogging: reviews, sponsored, giveaways, blogging for others, blog comp winnings, social media, ads, affiliate, referrals


    Online selling: personal eBay, LR shop & reselling


    Matched betting


    Side hustles: Mystery shopping, shop audits, surveys, website testing, receipt hog, etc


    Top Cashback






    This has been my most successful way to make money from home.  I had a head start when I decided to monetize my blog as I’d already been blogging for five years by that point.  I then just accepted some paid posts that landed in my inbox until January 2017 when I decided to really go for it, apply for blog opportunities and get myself out there.

    The best thing about blogging is you can blog about whatever you like.  If you love writing, then I’m sure you’ll love blogging.  It’s so brilliant to build a website and have something that’s mine.  Blogging has given me the freedom to seriously work from home and to have more flexibility whilst we have a young family.

    Read also:

    4 ways to make money from your blog without Google ads 
    4 ways to find paid blog opportunities
    How I save hours every week scheduling tweets with Social Oomph
    4 ways to improve your domain authority (DA)

    Online selling

    I do love online selling.  This was probably sparked from being an e-commerce fulfilment manager for a few years before I had kids.  It’s a thrill every time I sell something online.  I sell our used personal belongings on eBay and Facebook Marketplace.  There’s a constant stream of things I can sell as the kids are quickly growing out of clothes and toys.  I also have a small online boutique on this website.  I have dabbled in a little reselling but I don’t find it very profitable and it’s quite time consuming.  It’s probably better for someone who can devote a lot of time to it and spend time sourcing good stock.

    Related blog posts:
    11 tips for eBay selling
    7 Easy Ways to Make Money from Home as a Mum
    Things I've Learnt from Running My Own Shop Business (the things no one tells you)

    Matched betting

    I started matched betting in January 2017 and made the majority of my profit then.  In total I’ve made over £4000 since I started.  This is even more amazing as it’s tax free!  The only outgoings are my monthly Profit Accumulator membership fees which were £17.99 per month but after 12 months they reduced to £14.99 per month.  You can also sign up for a yearly fee and save money on membership, but for flexibility I use the monthly option.  I just take the fee out of my profits.

    The company I use who have enabled me to learn the process and make so much money is Profit Accumulator who I still use and highly recommend.  It’s possible to make more and it’s possible to make less.  It depends how much time you can devote and which methods you continue to use after the sign up offers.

    Here are some great posts if you’re thinking of starting:
    I made over £3000 matched betting in 2017
    I’ve made £300 tax free cash from home in 2 weeks and you can too!
    £753.62 Matched Betting Profit Month One (and silly mistakes)
    Not sure about matched betting?  Make £40ish now to see if it’s for you!
    Is matched betting a gateway to gambling and is it dirty money?

    Side hustles

    I love finding and testing other ways of making extra cash from home and have tried so many ways over the past year from surveys to mystery shopping.  My favourite ways are using Roamler and Streetbees for random tasks and mystery audits.  I have also started website testing with What Users Do for £5 per test and they’re very easy to do: Easily make money from home by testing websites

    Get paid doing simple tasks from your phone with Streetbees
    9 iPhone apps to make money

    Top cashback

    I joined Top Cashback in April 2016 so I’ve been a member for two years this month.  It was one of the best financial decisions I ever made and I should have joined so much sooner.  I get cashback on almost a weekly basis on all sorts of normal things.  I’d never buy anything just because there is cashback, but if I am already going to buy something then I’ll check to see if I can get cashback on it.  I’ve earned almost £300 cashback on things I’d buy anyway in the past year.  As a household we’ve earned even more cashback as my husband has an account too, but I don’t track his cashback withdrawals on my blog.

    Learn how to earn cashback on things you already buy and be amazed with amount of extra cash you have back in your pocket!