I've been personally claiming free money offers in the UK from 2018 to 2026, and every offer on this list is one I've claimed myself. I still use the majority of these apps and services today, which is what separates this guide from most of what you'll find online.

This article does two things. First, it rounds up 30+ current free money offers available right now, including sign-up bonuses, referral codes, free shares, cashback apps, free gift vouchers and free food, many of which pay out instantly or within a few days. Second, it covers the broader methods I rely on for getting free money on an ongoing basis, from cashback debit cards and loyalty schemes to the government's Lifetime ISA bonus and marriage allowance.

Whether you're after a quick £5 today, want to claim a free share worth up to £200, how to earn free gift cards, or are building longer-term habits that keep free cash coming in regularly, you'll find all of it here.

None of it is gimmicks or fake promises. These are legitimate free money opportunities I've used myself. Some pay out instantly, others take a few days or weeks, and I've noted clearly where any deposit or spend is required to qualify. This article is updated regularly as offers change and expire, so bookmark it and come back often.

Ready to start claiming? Use the table of contents below to jump to whatever interests you most, or scroll through from the top.

Table of Contents:

Click to go straight to a section, or scroll the whole article!

1. Free Money for Signing up to these Money and Banking Apps
2. Free Stocks and Shares Offers in the UK
3. Free Cryptocurrency
4. Free Gift Vouchers
5. Free Money for Receipts
6. Free Cashback
7. Get Paid To Apps and Websites
8. Free Food
9. Win Cash for Free
10. New Customer Sign-Up Offers
11. More Legit Ways to Get Free Money in the UK
12. Even More Ways To Make Money Online

A Quick Note Before You Start

Before diving into this list of free money offers in the UK, here are a few important things to keep in mind:

• Some offers may require a deposit, while others give you bonus money for signing up or completing a simple action.

• Not all payouts are instant; some offers take a few days or weeks to confirm and reward.

• Capital is at risk if you choose to invest your own money using any investment platforms featured.

• I’ve done my best to include up-to-date, accurate information, but always read the terms and conditions of each offer carefully before signing up.

• Although I regularly update this article with the latest opportunities as I find them, offers can change or expire at any time. 

Ready to start claiming real free money and rewards? Let’s go! Below, you’ll find all the step-by-step instructions, referral links, and bonus codes you need - organised by category for easy navigation.

Free Money for Signing up to these Money and Banking Apps

Some of the easiest free money offers around come from banking and finance apps, which offer new customers a cash bonus simply for signing up and making a first purchase or deposit. Here are the best ones available right now.

Monzo - £10 or £50 free cash

Popular online banking app Monzo is giving away free cash to new users.  

How to get your free cash from Monzo:

• 👉 Claim your Monzo referral bonus by clicking here

• Top up your Monzo account and buy something using your Monzo debit card within 30 days - there is no minimum spend

• You will then be awarded £10 free cash in your Monzo account if you opened a personal account, or £50 free cash if you opened a business account!

Link not working?

The offer regularly changes!  If the offer link says "Your invite expired" or similar, please email [email protected] with the subject line "Monzo" and I will send the latest link directly from the app as a reply to your email address.

Full instructions are in my Monzo free money blog post if you want a step-by-step guide.

Tide - £100 free cash (business or self-employed account only)

Tide is a business bank account, so if you’re self-employed as a sole trader or freelancer, or a limited company, you can open a free business bank account with Tide on their standard plan for free, and get £100 free cash if you enter the Tide referral code K754KJ and spend £500 in the first three months.  Easily done if you're planning a big business purchase.  Fees might apply.

Opening an account took me less than five minutes!

Click here to signup to Tide

Make sure referral code K754KJ is entered in the promo code section during signup.  You can check in the app under More>Referrals>Redeem to ensure it was entered if you have any doubts.

Please note, there’s a fee of 20p per transfer in and out of a Tide account on the standard free plan.  It’s £1 per cash withdrawal.  Referral terms and conditions are here.

According to the terms, "It can take 6-8 weeks for this to be validated and the reward to be transferred". 

Tembo - £10 to £100 free cash

Tembo is a UK savings platform offering Lifetime ISAs and Cash ISAs with competitive interest rates. Right now, you can get a random bonus between £10 and £100 when you open a new Tembo LISA or ISA and fund it with at least £500 within 30 days of claiming the offer.

The bonus amount is awarded at random. Both you and the person who referred you receive the same reward. The bonus will be added to your ISA once your account is funded and may take 60 days to be awarded.

You must use the referral link and meet the funding criteria to qualify. Always read the terms before applying - they can be found via the referral link below.

Click here to use my Tembo referral link to sign up today! 

Free Stocks and Shares Offers in the UK

As well as straight cash bonuses, some investment platforms will give you a free share just for opening an account. The value varies, but these are genuine offers I've claimed myself.

Wealthyhood - free ETF share worth up to £200 (if you invest £100)

This offer requires you to invest at least £100, so it's only good for those who are already going to sign up to Wealthyhood and invest £100 or more. 

Each Wealthyhood refer a friend code only has one use, so you'll need to send me your email, and I'll send you a unique invite from my Wealthyhood app. You will receive a link to the current terms and conditions in the Wealthyhood email.

• Email me at [email protected] stating Wealthyhood in the subject field.  I'll send you a unique invite from my Wealthyhood app, as each invite code has one use only.

• Click the link in the Wealthyhood invite email, complete the signup and deposit at least £100

• Invest in at least one asset within 7 days (risk warning: value of this asset may go up or down)

• You’ll get a free ETF share worth between £5 and £200 within 5 days

• The welcome bonus is locked for 60 days (set a reminder on your calendar)

Trading 212 - free share worth up to £100

IMPORTANT: The latest Trading 212 free share campaign will be active for the following period: 8th June 2026 - 9th July 2026.

Sometimes, there are other Trading 212 special offers and rewards via my link.  Click the link to see if it takes you to an offer; if not, then it will take you to their home page when no promotion is active. 

When the free share offer is running, simply create a Trading 212 Invest account via my refer-a-friend link at www.trading212.com/invite/GvYPQoAy, and we can both get a free share!

The share is worth up to £100, and you can even sell it right away if you want!  You'll just need to wait 30 days to cash out your money.

You only need to deposit £1 to get started.  I've had free shares ranging from £7 to £40 in value!

Where's my free Trading212 share?

• This will only work when the free share campaign is running - the dates are limited and are usually released a few times per year. I'll update the dates as often as I can when I know there is a free share campaign. A good way to check is when clicking my referral link above on desktop, it will take you to the offer page if there's a free share campaign currently running, or another special offer; if not, then it will take you to their home page. 
• It can take three business days to receive a free share if all criteria are met.  FAQ article here.
• It also suggests entering my Trading 212 promo code in your account to check. My Trading212 refer-a-friend code in this blog article is GvYPQoAy 

Free Cryptocurrency

Alongside traditional free money offers, there are also ways to get free cryptocurrency in the UK. These can be traded or held, and some platforms let you withdraw the value as cash.

Pi - Mine π cryptocurrency for free from your mobile phone

To start mining Pi for free, follow this link https://minepi.com/lyliarose and use my username lyliarose as your invitation code after installing the Pi app.

Free Gift Vouchers

As well as free money sign-up offers, some companies offer gift vouchers as an incentive for you to sign up to their website or app.  Get real gift vouchers for free!

Zilch - £5 Amazon voucher

• Join Zilch using my referral link. Join me and over 3 million users who love Zilch. Sign up to the Zilch App on your mobile using my link, and we’ll both get £5 in Rewards when you make your first Tap and Pay purchase.
• Link your bank card and get rewarded with points (currently 500 points at the time of writing, but sometimes this changes) once you've made your first tap and pay purchase with your Zilch card.  Choose to pay in full and get cashback on your purchase... if you choose to spread the cost, you may be charged a fee.
• Get rewarded with £5 of Zilch rewards after your first tap and pay purchase!
• Top up your Amazon account by buying yourself a £5 gift voucher with these points!  Simply locate Amazon on the Zilch app, select to pay in full, then on the next screen select to use your £5 Zilch rewards.  Pay for a £5 Amazon gift card top-up using your Zilch card details.
• Wait a few minutes for your gift card balance to be updated on Amazon... and spend your free Amazon gift card when ready!

There are also instructions on Zilch for how to spend the Zilch rewards if you get stuck. 

Find more instructions in my Zilch referral code blog post.

Snoop - £5 Amazon voucher

Sign up for the free app Snoop and connect at least one bank account to qualify for a free £5 Amazon gift voucher.  You must stay signed u,p and with a bank account connected for at least 28 days, otherwise you won't qualify for the reward.

The voucher will be paid within 28 days of a successful bank or credit card connection by a new Snoop user.

Use my Snoop referral link by clicking here!

Once signed up, you'll get your own referral link, and referrers can get a £5 Amazon voucher per successful referral when the offer is running.  Keep an eye on the app for the latest offer dates.

Free Money or Free Gift Vouchers for Receipts

Never throw away your receipts - you can actually make money from them! These apps pay you in real cash or gift vouchers simply for photographing the receipts from your everyday shopping. I use several of these myself to get the most out of every receipt.

K-Card - free welcome bonus

K-Card is a UK receipt snapping app that focuses on smaller shops rather than big supermarket chains. 

It works with receipts from many corner shops, off-licences and newsagents, as long as the receipt shows the shop name, date, total, and branded items. Big chain convenience stores like Tesco Express and Sainsbury’s Local don’t count.

There’s a welcome bonus for new users if you sign up using my K-Card referral link.

After that, you can keep earning by uploading more receipts and completing in-app Quests, which are small challenges that award extra Koins.  You can also earn a Koin for free by checking in to the app each day and clicking on the daily check in button. 

Rewards build up as “Koins”, and once you reach the cashout threshold (£3 worth at the time of writing), you can withdraw to your bank account.

If you already shop locally, this can be an easy little extra each month from purchases you’re making anyway.

You can also earn extra Koins by referring friends (check the app for the latest refer-a-friend reward, as offers can change).

Click here to sign up to K-Card today!

SnapMyEats - up to £5 voucher per month

Take photos of all your food and drink receipts with the SnapMyEats iPhone app, and you’ll earn up to £5 in Amazon gift vouchers, or a voucher of your choice from their selection, each month if you snap enough receipts. 

You can cash out a £10 Amazon voucher every other month, or a different voucher of your choice.

Click here to learn more.

Shoppix - £ varies

Shoppix is another app to make money from your receipts.  I use multiple apps to make money from receipts, so I get the most out of every receipt! 

If you enter the Shoppix promo code 52YFMN8U when you download the Shoppix app, we may both get 200 tokens when you snap a valid receipt and complete the profile survey! The refer a friend offer did end, but they are hoping to bring it back, so fingers crossed they do and my code works again one day!

Shopmium- £1 free cash welcome bonus

Shopmium is a receipt cashback app that gives you money off certain products in supermarkets. 

Simply buy a qualifying item, then snap your receipt, scan the item barcode, and they’ll add the cashback to your account.  Once you have £10, you can withdraw to your PayPal account.

For a £1 welcome bonus, just download the Shopmium app by clicking here and enter my referral code 46e3t when prompted.

Make even more money from your receipts!

Here are even more ways you can get money for receipts UK to earn more.

Free Cashback

Get free money back on the things you already buy and book, like online shopping, travel, insurance and more.  There are a lot of cashback sites, and you can use a combination of them to get the best deals.

JamDoughnut - free cash bonus

Top Cashback - £10 free cash

This is my favourite cashback site.  They often have the highest cashback rates.

I have the browser extension installed, so I’m always alerted to cashback offers and never miss getting free money back on our online shopping, insurance or travel bookings. 

Me and my husband were paid £1266 cashback in our first three and a half of being members. Wow! This was free money back on things we were buying anyway.

Sign up to TopCashback here and start saving on things you buy and book online!  Get a free £10 welcome bonus added to your account when you start earning cashback. Offer subject to change, but correct at the time of writing.

Quidco - £20 free cash

Another cashback site which some people prefer over Top Cashback.  By the way, it’s worth having both as there are sometimes brands on one, but not the other, and they have different cashback deals, so you can pick the best!

Their browser extension will let you know if you can get cashback from the website you are on, so it’s easy to get cashback with little effort. 

If you’re not signed up to these cashback sites, then you could be just losing out on hundreds of pounds of free money every year!

Use my link to get a free £20 bonus at Quidco once you earn £5 in cashback.

(Offer subject to change - has been a free cash bonus of £5, £10 and £15 previously)

Budgey - £5 free cash 

Join the Budgey cashback site for discount codes and cashback on your online shopping in the UK.

Sign up for free using my link to get a £5 welcome bonus added to your balance:

https://www.budgey.co.uk/i/LYLIAROSE

Airtime Rewards - £2 free cash bonus

Simply link your credit and debit cards to their app and spend with their partnered retailers to earn free cashback without lifting a finger! 

Enter Airtime Rewards promo code FTT7WY7W for a £2 free cash bonus added to your account, if you spend £5+ at one of the retailers within 7 days.  

Sign up here to get started and enter the referral code FTT7WY7W.

Sprive - Free welcome bonus & cashback for giftcards

Have you tried Sprive? It’s free to download, and it helps you put spare cash towards your UK mortgage so you can pay it off faster and save interest. I use this app every week and it's one of my favourite apps for getting supermarket discounts on our groceries - simply buy the giftcards from the app to get cashback on your favourite supermarkets and use it to pay off your UK mortgage faster!

Also, you can earn instant cashback on gift vouchers for supermarkets and High Street shops and send the cashback earned to your mortgage in one click.

I love this app and use it every week for supermarket gift vouchers. I instantly send the cashback to get our mortgage balance down and save interest!  Win-win!

Complete sign-up with Sprive referral code 3OVDPUBK for a welcome bonus when using my refer-a-friend code. The welcome bonus varies and regularly changes, but previously has been a prize draw entry, access to Sprive Plus and free cash towards your mortgage.

Click here to download Sprive today! 

Read my Sprive review for more information.

Cheddar - £5 free cash

Buy prepaid gift cards for instant cashback and link your cards for more cashback when you shop across 100+ brands.

Use my Cheddar referral code PTXKBZZ and earn a £5 free cash welcome bonus if you buy your first gift card within 14 days.  

Sign up for Cheddar by clicking here! 

Get Paid To Apps and Websites

Find lots of easy ways to make extra cash online with these Get Paid To websites.  Some of them have free money sign-up offers too!

Pawns.app - $3 free cash & make easy free money

Pawns.app is a get-paid-to app that offers a variety of ways to make extra cash online, some with virtually no effort on your part!  

You can make money by sharing your unused internet bandwidth using the mobile or PC app.  There are also surveys to complete to make extra cash if you use the mobile app, as well as a refer-a-friend scheme.

Click and get up to $3 for free if you sign up to Pawns.app using my exclusive link

Highlights of using the Pawns.app to make extra cash:

1. Low effort is required to make some extra money, aside from installing the app, you don't need to do anything else to share your internet bandwidth to make money

2. Free sign-up bonus (click here to get $1 for free when you sign up)

3. Low minimum payout threshold at just $5 

4. Payment by PayPal, Bitcoin or gift cards (get $1 free cash on each of your first two withdrawals if you sign up with my link)

5. Available as a phone app, or you can useit  on your PC

6. Open to worldwide users

It’s easy to get started.  Simply sign up using my exclusive link, receive $1 added to your balance immediately and $1 for free on each of your first two withdrawals. Earn money by sharing your internet bandwidth and completing surveys.  Enjoy! 

 

Qmee - 50p free cash

There are lots of ways to make extra cash with Qmee, from completing surveys, searching the web and even cashback.

The best part?  There’s no minimum cashout!  I’ve literally cashed out 13p to my PayPal account!

Get 50p free once you’ve cashed out to your PayPal for the first time by signing up with my referral link: https://qm.ee/VJ4VK6QSOHQOG 

Swagbucks - 300SB bonus

Get rewarded with gift cards and cash for doing things you already do online, like watching videos and searching the web! 

Get a 300SB Bonus on Swagbucks if you earn 300SB within the first 30 days by clicking here to sign up!

"SB" can be exchanged for gift cards.

BeMyEye -  £1 free cash

Earn money in your spare time with BeMyEye by discreetly taking photos of things in stores and noting down prices or salespeople’s advice. 

You can get £1 for free after you complete your first mission by using my BeMyEye invitation code 0rg1zy when you join the app, or simply click here to sign up.

Cashback.co.uk - £10 free welcome bonus

Cashback.co.uk is a free UK 'get paid to' site where you earn money by completing simple online tasks across 10 levels - things like signing up to free trials, answering surveys and entering competitions. Once all 10 levels are complete, you can cash out via PayPal or bank transfer.

I've used it myself and made £50 profit in around 3 hours. It's run by the same company behind 20Cogs and OhMyDosh, both now closed, making it one of the last remaining sites of this type in the UK.

Sign up via my link and get a £10 welcome bonus.

Join Cashback.co.uk here and claim your £10 welcome bonus.

Read my full Cashback.co.uk review for a step-by-step breakdown of exactly what I did and how much I made.

Free Food in the UK

There are also some more ways to get freebies, such as free food! Use these offers to get food for free.

Riverford - new customer offer £15 off

We've been getting Riverford for over a decade now!  They’ve given me a refer a friend link so you can get £15 off your second organic fruit/veg box as a new customer! 

Simply use my Riverford link, and the £15 credit will be applied to your second delivery.  They’ll plant a tree for each referral, too!

Use this Riverford refer a friend link to sign up so your £15 credit is applied!

Abel and Cole - 50% off

Enjoy 50% off your 1st and 4th boxes. 

Enter Abel and Cole promo code VEGBOX50 at checkout here!

New customers only.  Terms apply.

Costa invite code - free coffee and cake (and 5 free "beans")

Earn free coffees and free cake with the Costa app.  Yum!  Here’s how:

• Collect 10 "beans" to get a free drink (earn a bean for every drink you buy)

• Get 1 free bean when you sign up for the app

• Get 5 free beans when you buy your first drink IF you signed up using my Costa invite code SV77B

• Add your birthday to the app to get free cake on your special day!

Click here to sign up and enter my Costa invite code SV77B when prompted. 

Pizza Express - free starter

Use Pizza Express referral code 73S7GP when signing up for the PizzaExpress Club app to get a FREE starter: https://www.pizzaexpress.com/club 

Win Cash for Free

Free money sign-up offers are great... but as are free cash giveaways for a chance to get even more money for free! 

There are websites that offer real cash prizes with no purchase necessary in their free-to-enter competitions. 

Lylia Rose cash giveaways

Don’t forget to enter my monthly blog giveaway for a chance to win a real cash prize!

Click for my latest free cash giveaway

Pick My Postcode

Simply enter your UK postcode for a chance to win up to £500 each day in their free daily draws!

Enter your postcode here for a chance to win each day

Win a Dinner

A little different, as you win a free dinner!

Or rather, you win a food-related gift voucher, such as for a restaurant or takeaway. Or, you can opt for a PayPal transfer.

There are a few winners every day, and you can choose your gift card from that day's selection if you are the lucky winner. The gift card prizes are usually worth £25, and the PayPal prize is worth £20.

Try to win a dinner each day by clicking here 

EverUp - instant cashback and win cash prizes for free

A chance to win cash prizes for free. Plus, buy gift cards with instant cashback and earn more virtual "coins" which give you even more chances to win free cash prizes!

Enter my EverUp referral code RVIC312154ATMWQZ for a bonus when you sign up!

Sign up for free at https://everup.onelink.me/9lgD/1c621c16

New Customer Sign-Up Offers

Looking for a new mobile, energy or media deal?  You can get money for free or as a credit off your first bill if you sign up as a new customer with some companies.  Check out these great offers:

Virgin Media - up to £50 cash

If you want to join Virgin Media for their amazing fast broadband, a TV package, a mobile phone, or SIM only deal, then you might be looking for a Virgin Media promo code. 

Simply click here to use my referral link to sign up to Virgin so it's tracked for a reward of up to £50 cash! 

You can see the list of rewards for each service at the bottom of the referral page.

Octopus - £50 credit if you switch

Octopus Energy offer new customers £50 free credit if they switch using a referral link.  

Click to use our Octopus £50 referral link to enter your postcode to get a quote in a few minutes! If you choose to switch your energy, you'll get £50 added to your account as a credit so you can save £50 off your first Octopus energy bill.

Find out more in my blog post all about the Octopus refer a friend offer and why we use them.

Broadband Genie - £ varies

If you're moving house or your existing broadband deal has come to an end, then you'll want to use a service like Broadband Genie to compare the best broadband deals for your postcode. 

As well as comparing speeds and prices, Broadband Genie regularly secure exclusive deals with providers that give customers free gift cards and/or cashback on top of their amazing broadband deals!

You can view the current rewards at https://www.broadbandgenie.co.uk/broadband/rewards

More Legit Ways to Get Free Money in the UK

There are many other ways to get yourself some free cash in the UK.  Here are more legit ways to earn free money:

1. Searching the internet

Yep, with both Qmee and Swagbucks, you can get paid real cash for searching the web! 

By using the Qmee browser extension you’ll sometimes get their search results to the left of your screen when searching; click these, and you’ll get paid. 

On Swagbucks they have their own search engine you can use to get paid for searching the web.

2. Switching bank accounts

Many banks offer money for switching your current account to them!  Do check the terms, though, as you may have to deposit a certain amount in the account each month to qualify for the free cash. 

Check out my free money for signing up to banks section for more ways to make money from banks. 

Also, sign up to and check Topcashback for their bank offers (I once made over £200 by doing this and setting up a HSBC debit card and global card at no cost to me!).

3. Refer your friends

There are loads of amazing refer-a-friend schemes in the UK and beyond, which will pay you for each successful referral. 

Check out my whopper of a list of the best UK refer a friend schemes I know about, which you can join too and start making money referring your own friends and family.

4. Up to £1000 free cash per year with a LISA

The Lifetime ISA (LISA) offers a 25% government bonus on savings of up to £4,000 per tax year, giving you up to £1,000 in free cash each year towards your retirement or first home. Save the maximum every year from age 18 to 50, and you could receive up to £33,000 in free government bonuses over your lifetime.

Here are the key conditions to know before opening one:

• It can only be opened between the ages of 18 and 39
• You can make payments into it each tax year until age 50
• The money can be withdrawn without penalty from age 60, or earlier if using it towards your first home purchase
• A maximum of £4,000 can be saved each tax year
• The government adds a 25% bonus on top of whatever you save each year

The Tembo referral offer above includes a cash incentive for opening a LISA with them, so it's worth checking that out. You can also find out more in my Moneybox LISA review.

5. Claim marriage allowance (and backdate it too)

If you’re married and one of you earns £12,570 or less each year, then you can claim marriage allowance allowing you to reduce the higher earner’s tax bill each year.  You can even backdate it!  There’s more information here on the government website. 

6. Get free cash from your receipts

Don’t throw away your receipts, as you can actually make money with them! 

As listed above, there are many receipt scanning apps that will actually pay you in real cash and also gift vouchers for uploading your paper receipts to their apps.  Some let you send in e-receipts too. 

The receipt snapping apps I use include Shoppix and SnapMyEats.  Here’s a list of receipt snapping apps in the UK with some referral codes included so you can get some bonus welcome points to start!

7. Get free stuff for seniors

Yes, being older can pay!  There are many perks to being a senior, including getting some of this free stuff for seniors over 60. 

For example, you may be entitled to a free bus pass, which will free up your own money and keep it in your wallet. 

There are other perks for seniors too when it comes to saving money, such as railcards for seniors, free prescriptions, free eye tests, cheaper tickets for days out and events, as well as a reduction in council tax.

8. Get paid for your opinion

If you love sharing your opinion, then you might just love to share it online in exchange for money! 

There are lots of sites that pay you for your opinion, such as YouGov where you answer surveys for points. These can be exchanged for cash once you have enough points.

Also, check out Respondent where you can get paid well for short interviews about random topics.

9. Complete surveys for cash

Why not use your spare time that might otherwise be wasted, such as when you're in a car as a passenger or even multitasking whilst on an exercise bike, for example, or when watching TV, to complete online surveys for cash? 

There are many online survey websites that will pay you.  Check out these links to survey and poll sites that pay, to get started:

• Prolific
• UserCrowd
• YouGov
• Qmee
• Swagbucks
• Pawns.app
  

10. Use cashback cards

Keep an eye out for cashback debit cards that let you earn a certain percentage of your spending back each month. 

In recent years, I have managed to use Curve to get 1% cashback on purchases and Chase to get 1% back on purchases.  

11. Use loyalty cards

Don’t miss out on free money off the things you buy in the places you already shop!  Get loyalty cards for anywhere you shop that offers one.  You'll collect points which can be used for money-off vouchers and free goods.

12. Use reward credit cards

Credit cards can be used sensibly.  We use ours for our regular monthly spending, which we pay back in full at the end of every month, so we can earn the loyalty points on the Tesco Clubcard credit card. 

We’ve also used the Sainsbury’s credit card previously to earn Nectar points on our regular family spending. 

Make sure you have the money to pay it off at the end of each month, so you don't get into debt, and track what you are spending. 

Use the reward points collected in place of cash wherever they can be spent.  Some people manage to save for free holidays or travel with their points!

This is only for those who aren't tempted to overspend on their credit cards, otherwise, stay clear!

13. Get free stuff from freebie websites

In the UK, there are a handful of websites which offer freebies and sample products from brands to consumers. Freebie sites make it possible for people to get free samples - from clothes to makeup, from food to home decor.

They also make it easy for consumers to get these samples without having to spend money on them, thus saving you money on items you might buy anyway, or saving you from wasting money buying something that’s not good.

It's not free money as such, but getting products you'd otherwise buy for free has the same effect on your wallet. A quick search for "UK freebie sites" will bring up the main ones, and it costs nothing to sign up and browse what's available.

14. Sell your unwanted goods for free

You don't need to spend anything to start making money from things you no longer want. Facebook Marketplace is completely free to list on, and you can arrange for buyers to collect locally and pay cash on collection, meaning no postage costs or fees at all. It's one of the easiest ways to turn clutter into cash with zero upfront cost.

eBay is also worth considering, particularly now that private sellers can list for free in the UK. Check out my tips for selling on eBay to get the most out of it.

15. Find lost bank accounts

Have you ever opened a bank account and forgotten about it? It happens more than you'd think, especially with the number of banking apps around now. There's a free service called "My Lost Account" that lets you search for lost or dormant bank accounts, savings accounts and NS&I accounts in the UK. It costs nothing and could turn up money you'd completely forgotten about.

I wrote about my own experience using it in my lost bank account review.

And for even more ways to make money online... keep on reading...

Even More Ways To Make Money Online...

Being savvy with money, saving where we can and spotting REAL FREE MONEY OFFERS helps us to achieve our money goals. I get really excited when I find ways to get free money in the UK. It’s rare that companies give away free cash, but I have listed many great examples above where you can legitimately get free money now for a few moments of your time!  

But, I also love finding easy ways to earn extra money from side hustles, apps and websites, as well as the free money offers, to boost our overall monthly income each month.   You can also make even more money with the following free money offers and side hustle ideas!

If this sounds like something you like to do, then do check out the rest of my website and the various money pages at the top of my website.  There’s lots of useful information there covering all sorts of money topics from making money at home, money saving tips and family finances.  

Discover my matched betting blog if you want to earn extra cash and make money from home fast, or check out how to make money blogging if you've got more time and you're looking for a long-term side hustle.

Recommended articles to read next:

• 60 ways to make money online 

• How to make money by doing nothing