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Victoria Sully 2019

Lylia Rose is a UK money blog by Victoria Sully featuring lifestyle topics with a focus on making money online, blogging, working from home, self-employment, staying healthy as a busy work-at-home-mum, side hustles, saving money and family finance tips.

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ZIPZERO app review: snap receipts to save money on household bills

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In this blog post I will share my ZIPZERO review.  ZIPZERO is a new receipt snapping app in the UK that gives you 1% of the value of all your receipts as cash towards your household’s utility bills.  I have been using this money saving app for one month and have already cashed out £9.93 towards my broadband and water bills - that’s in addition to the money I am already making by snapping these same receipts on other receipt cashback apps.

Amazing! 

Read on to discover what ZIPZERO is and how you can save money too.  I’ll also share my ZIPZERO payment proof.

What is ZIPZERO?

ZIPZERO is a way for you to turn any of your UK store receipts into cash!

You simply download the free ZIPZERO app and take photos of your receipts.  Your ZIPZERO account will then be credited with 1% of the transaction value.

ZIPZERO app review_ turn receipts into cash towards your bills (1)

You can take a photo of any receipt from any UK store to get 1% back!  There are no limitations on which receipts, unlike many other receipt snapping apps.

Once you have uploaded your receipt to the ZIPZERO app you will see amount in your pending balance.  It takes a couple of days for the receipt to be verified and approved.  Once approved, the funds will move into your available balance.

As soon as you have at least £1 in your available balance you can use the funds to pay towards your household bills!

It’s really straightforward.  Here’s how ZIPZERO explain it:

"ZIPZERO gives you 1% of the value of any purchase every time you snap a photo of your receipt:

  • any receipt
  • for any purchase
  • at any shop

Get up to £50 each month to pay your utility bills of choice:

  • any bill
  • from any provider
  • at any time"

Which type of receipts can I use on ZIPZERO?

One of the great things about ZIPZERO is you can use any UK in-store receipt.  There are no limitations on the type of store.  It works on all UK store receipts!

 ZIPZERO REVIEW

How do I cash out on ZIPZERO?

ZIPZERO is unique in comparison to the other receipt snapping apps out there as you must use the funds to pay towards your household utility bills.

You can’t withdraw the cash to spend as you please.  At first I thought I'd rather the cash in my bank account, but actually I’m really enjoying ‘zipping’ my bills down!

And in effect, the less I have to pay off my bills each month, the more money I have in my pocket!

This is where their name comes from - they want to help you ‘zip’ your bills down to ‘zero’!

How do I pay my bills with ZIPZERO?

To pay your bills you simply add your chosen billers to their app.  You need their sort code, bank account number and your identifying customer reference or customer account number.

The billers they suggest you include are council tax, water, mobile phone, broadband, gas and electric.

I have been able to add my broadband account and our water account.

Some billers don’t have a way of paying by bank transfer, so you will only be able to pay those who let you.  You can also contact ZIPZERO if you need assistance as there might be a way they can set up a biller on the app even if you can’t find the billers bank details yourself.  This is exactly what happened to me and I will explain below.

ZIPZERO app review

ZIPZERO customer service

I have been very impressed with the customer service at ZIPZERO.  I had a slight problem as I was worried I wouldn’t be able to find a biller to pay with the app.  I pay all my household bills by direct debit and none of my bills had any internet banking details listed.  I tweeted out to my billers and even contacted some of their customer services to see how I could make extra payments by bank transfer.

I also reached out to ZIPZERO who responded really quickly and were keen to help me out.  Even though Virgin Media told me I couldn’t make additional bank transfer payments, ZIPZERO were able to set up a payment to my account from their app after all.

If, like me, you can’t find your billers payment details on your statements then do get in touch with ZIPZERO as they are more than willing to help and resolve any issues.

So long as you can add at least one biller then it’s worth it.

How much money can I make on ZIPZERO?

The sky is the limit… well kind of!  They do have an upper limit of £50 per month, but you’d have to spend £5000 in one month in stores to reach this, so that’s pretty unattainable for most of us!

This means you’re going to get 1% of the value back of all your in-store purchases with ZIPZERO, unless you spend over £5000 in stores.

Just remember to get receipts for all your store purchases!

The best part is you don’t need to do anything different.  You don’t need to buy anything specific, you just need to continue shopping as normal and you’ll get 1% back on all your purchases, just as they are.

 ZIPZERO receipt snapping app review UK make cash

ZIPZERO payment proof

I have so far paid a whopping £9.93 towards my bills in just one month!  This means I have spent £993 in one month, but that’s not surprising as we are currently doing some home improvements so we’re spending more than usual.  We also easily spend £400 per month in the supermarkets and around £250 on fuel each month, so 1% of this is £6.50 that we can definitely put towards our bills each month!

Here is some payment proof showing my pay-outs from ZIPZERO to my billers.  You can tell it’s not my usual direct debit of around £40 as they are much smaller amounts which are happily chipping away at reducing my household bills.

You can, of course, choose to save your earnings up to eradicate a bill in full, or you can use the cash in smaller chunks as and when it’s ready to use in your available balance.  I was using small amounts to test the app, but now I might start saving up a minimum of £10 or so and paying a larger chunk off each bill, each time.

 

Severn Trent ZIPZERO payment proof from my online account:

ZIPZERO payment proof severn trent water bill

 

Virgin ZIPZERO payment proof from my online account:

 ZIPZERO payment proof Virgin media

 

How do I sign up to ZIPZERO?

They are available as a free download on the AppStore or Google Play.  Simply get the app and start saving money on your household bills today. Find out more at their website and sign up to ZIPZERO at https://zipzero.com/

 

ZIPZERO receipt snapping app review UK save money on bills 

 

Happy saving money!

 

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ZIPZERO app review_ snap receipts to save money on household bills 

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