If you're like most people, you probably don't want to spend money on something that you may never use. Roadside assistance is one of those things. We all hope that we'll never need it, but the reality is that accidents happen and sometimes we end up stranded by the side of the road. So what can you do to minimize the cost of roadside assistance? Here are a few tips.
Compare roadside assistance plans to find the best deal
There are a lot of different roadside assistance plans on the market, and it can be hard to know which one is the best deal. To start with, you need to decide what kind of coverage you need. For instance, USAA offers several different levels of coverage which can range from $28 a month for minimum coverage to $88 a month for full coverage.
Once you know what you need, you can start shopping around for plans. Be sure to compare the prices of different plans, as well as the services they offer. You should also make sure that the plan you choose covers your vehicle in case of an accident.
Ask family and friends if they have a roadside assistance plan they can share with you
If you're like most drivers, you probably haven't given much thought to roadside assistance. But if you find yourself stranded on the side of the road, you'll be glad you have a plan in place.
The best way to get roadside assistance is to ask family and friends if they have a plan they can share with you. This way, you'll be able to get the coverage you need at a fraction of the cost. You may even be able to get a discount if you have multiple vehicles on the same plan, or a refer a friend discount.
Consult your cellphone provider
If you have a cellphone, you probably already know that it can be a lifesaver in an emergency. But did you know that your cellphone provider may also offer roadside assistance? Many cellphone providers offer roadside assistance plans that include features like towing, flat tire change, and dead battery jump start. Some plans even offer 24/7 access to a customer service representative.
Research the best plan for your needs
The best way to save money on roadside assistance is to research the different options and find the plan that best suits your needs. For example, if you only need occasional roadside assistance, you may want to consider signing up for a pay-as-you-go plan.
On the other hand, if you travel frequently or live in an area with poor cell phone reception, you may want to opt for an unlimited plan that provides 24/7 access to roadside assistance. By taking the time to research your options, you can be sure to find a roadside assistance plan that fits both your budget and your needs.
Read the fine print before signing up
Before you sign up for any roadside assistance plan, be sure to read the fine print. Pay close attention to the coverage limits and exclusions. For example, some plans only cover towing for a certain distance, while others may not cover flat tires or dead batteries.
Also, be sure to find out what kind of customer service the company offers. Some roadside assistance plans only offer telephone support, while others may have 24/7 customer service. By reading the fine print, you can be sure to find a roadside assistance plan that is right for you.
Make sure you have the right coverage
Most people are familiar with the basics of roadside assistance: if your car breaks down, you can call for help and someone will come to tow your car or provide other assistance. However, many people are unaware that there are different levels of coverage available, and that selecting the right level of coverage can save you money.
For example, if you have a newer car that is still under warranty, you may not need to purchase full coverage roadside assistance. Instead, you may be able to get by with a less expensive option that provides basic towing services. However, if you have an older car or one that is not under warranty, you may want to consider a more comprehensive plan that includes services like flat tire changes and jump starts.
By taking the time to research your options and select the right level of coverage, you can ensure that you’re getting the best possible value for your roadside assistance needs.
Keep your roadside assistance card in a safe place
Once you've signed up for a roadside assistance plan, be sure to keep your roadside assistance card in a safe place. That way, if you ever find yourself stranded on the side of the road, you'll know exactly who to call. Plus, if you have a plan that provides 24/7 access to customer service, you can rest assured that someone will be there to help you, no matter what time of day it is.
By following these tips, you can easily cut down on the amount of money you spend on roadside assistance. Do your research before signing up for a service and make sure to take advantage of any discounts that may be available to you.
Most importantly, don't wait until you have an emergency to find out what services are covered by your roadside assistance plan. By being prepared ahead of time, you can save yourself both time and money in the event of a breakdown.