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Money Saving Ideas for Your Roof and Loft Conversion

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Extending your existing home by converting a loft and roof is a great way to gain an extra room in your existing home.  This will not only increase the value of your home, but a home renovation could save you a small fortune compared to moving house to get the extra space you need.

Moving house comes with legal fees, stamp duty, sizeable deposits, estate agent fees and more.  Plus, the price of a larger house could be tens of thousands more, even hundreds of thousands more.

Lofts are often wasted space in many homes, yet they have so much potential.  If your family is craving more space and your attic is filled with items covered in dust and cobwebs, then decluttering and converting the space could be the perfect solution.

Money Saving Ideas for Your Roof and Loft Conversion

Tips to save money on your home renovation loft project

You can also be savvy and save money on the loft and roof conversion itself to make sure the price is as low as possible.  Keeping costs low will ensure you get the best return on your investment if you sell in the future.  And, even if you don’t sell, you’ll get to keep more cash in your wallet.

Follow these tips to save money on your roofing supply needs and loft conversion:

Source materials for your attic conversion online

Sourcing your roof supplies from an online website such as Burton Roofing Merchants will allow you to save money in several ways such as:

  • Browsing materials with ease at a click of a button to save driving around brick and mortar stores
  • Getting a competitive price and special offers
  • Free delivery if you spend a certain amount

Shopping online can save time and money compared to sourcing what you need in a store and having to transport it home yourself.

If you are able to source your own materials then this can be cheaper than the builder doing so.  Simply ask the builders if they’ll be able to quote for labour only.

Choose off-the-shelf products

Shopping online and choosing products that are ready to ship will save a pretty penny over choosing custom made-to-order items.

Items that are ready to buy in standard sizes will have the most competitive pricing and be readily available.

If you want items made to specific and unusual sizes or shapes then you’ll have a lead time that may be variable, as well as a much bigger bill.  However, using an architect and builder to create custom sized furniture, means you can maximise the potential of any awkward shaped lofts.  Talk to an architect about your roof conversion ideas to see if it's worth the extra cost to choose some bespoke products for your loft transformation. 

Get free gift vouchers with the VELUX rewards scheme

If you need VELUX windows for your home renovations then you’ll be able to earn some rewards for each item purchased which can be converted into e-vouchers for popular retailers.

If you are buying a VELUX roof window, flat roof window, sun tunnel or selected combination flashings then you’ll be able to claim your rewards at the VELUX rewards website.

According to the member portal:

"Claim VELUX Rewards on EVERY purchase of a VELUX roof window, flat roof window, blind or sun tunnel.

For many of our products you can claim £3 - £30 rewards for EACH product EVERY time.

Rewards can be spent with any of our fantastic top-brand partners including Tesco, M&S, Argos, John Lewis and"

Choosing a reputable builder

Opting for the cheapest builder may seem tempting, but when it comes to your loft conversion and roof renovation, selecting a reputable nearby builder is the best choice. While it may initially save you money, going with the cheapest option doesn't always provide the best value in the long run.

A reputable builder brings numerous advantages to your project. With their expertise and experience in loft conversions, they can ensure a smooth and efficient construction process. By relying on their skills, you can minimise the risk of costly mistakes or delays that may arise with inexperienced builders.

They will often have established relationships with suppliers, allowing them to source high-quality materials at competitive prices. Although the lowest quote from a nearby builder may be tempting, consider the quality of materials they provide. Cutting corners on materials can lead to subpar results and potential issues down the line.

Reputable builders will also prioritise customer satisfaction and aim to build long-term relationships. They take pride in their reputation and often offer warranties and aftercare services, providing you with peace of mind knowing that any issues will be promptly resolved.

Choosing an unreliable or inexperienced nearby builder solely based on their low price can lead to various problems. Your project may fall short of your expectations, requiring costly revisions or repairs in the future. In some cases, you may even need to hire a different builder to rectify mistakes, resulting in additional expenses and unnecessary hassle.

Get several quotes

Well it can be tedious having to call around architects and builders to arrange quotes, it’s worth the effort.  Prices can vary considerably between building companies so you could literally end up saving thousands.

Getting several quotes means you should get a good idea of what you should be paying.  This will give you an idea of how much to negotiate when you find a builder that’s right for you.

Make sure you vet the builders to ensure you choose someone who will do the job well.  Avoid time wasters and cowboys who may leave you out of pocket.

It may be possible to find loft conversion specialists who can do the architecture drawings and building work for you as a package.  This could be cheaper than finding separate companies.  Do your research and get a clear indication of costs.

If you're in the Sydney area then check out Metal Roofing Blue Mountains for a competitive quote.

Choose the right time of year

Loft conversions can be quite intrusive and some even require the existing roof to be removed and then replaced!  Whether you’re living at home for the duration of the project or renting elsewhere, it’s best to pick a favourable time of year if you can, like spring or summer.

Bad weather can cause delays, damage and disruption. Increased labour costs may be incurred.  There’s also the hassle of rearranging schedules which could mean more time off work or increased rental accommodation costs.

Manage the project yourself

Builders could add a premium of approximately 25% for managing the project which is quite a hefty sum.  Instead, if you have the time and organisational skills, manage the project yourself.

So long as you are able to professionally manage everything yourself such as liaising with all parties involved, directing work, arranging deliveries, organising timings and have some knowledge of running a construction project then you’ll save thousands by being your own project manager.

You’ll definitely need a lot of time to do this and some flexibility to be available to make important decisions to avoid costs from mounting up, so consider this decision carefully.

Consider a partial conversion

If your loft is spacious, converting only a part of it can be a cost-effective solution. Instead of transforming the entire loft into a single large room, you can divide the space to create multiple smaller areas. This approach allows you to use the available square footage efficiently while reducing the overall cost of the conversion.

For example, you could convert one section into a bedroom or home office, leaving the remaining area for storage or future expansion. By opting for a partial conversion, you can still fulfill your space requirements while keeping the expenses manageable.  When looking into loft conversion ideas for your attic space, consider whether a smaller conversion will suit your space needs.

Reuse and upcycle

When furnishing your newly converted loft, consider the option of reusing and upcycling furniture and materials. Instead of purchasing brand new items, explore ways to repurpose existing pieces from other parts of your home. For instance, an old desk can be refurbished and transformed into a stylish workstation, or a vintage chest of drawers can be given a fresh coat of paint to fit the new aesthetic.

You can search for unique items at salvage yards, thrift stores, or online marketplaces. Upcycling not only helps you save money but also adds character and a personal touch to your loft conversion. It's a sustainable approach that promotes recycling and reduces waste.

Energy efficiency

Incorporating energy-efficient features into your loft conversion can lead to long-term cost savings. Start by ensuring proper insulation throughout the loft space, including the walls, ceiling, and floor. Effective insulation helps reduce heat loss during colder months and minimises the need for excessive heating. Consider using high-quality insulation materials, such as spray foam or rigid foam boards, to achieve optimal thermal efficiency.

Additionally, choose energy-efficient windows that are double or triple glazed to enhance insulation and prevent heat transfer. LED lighting is another energy-saving option as it consumes less electricity and has a longer lifespan compared to traditional bulbs. By implementing these energy-efficient measures, you can reduce your utility bills and create a more sustainable and environmentally friendly loft space.

DIY where applicable

If you possess the necessary skills and knowledge, taking on certain tasks of the loft conversion yourself can be a great way to save money. However, it's essential to assess your abilities realistically and recognise when it's appropriate to seek professional assistance. Here are some areas where DIY can be considered:

  1. Painting: Painting is a task that many homeowners can tackle successfully. It allows you to add a personal touch to the space while saving money on labor costs. Before starting, ensure you properly prepare the surfaces by cleaning and priming them. Take your time to achieve smooth and even brush or roller strokes. Use high-quality paint and tools to ensure a professional finish.
  2. Basic Carpentry: If you have basic carpentry skills, you can take on simple woodworking tasks during the loft conversion. This might include building shelves, installing trim or molding, or constructing storage units. Ensure you have the necessary tools and follow safety precautions. If the carpentry involved is more complex, such as structural modifications or intricate joinery, it's advisable to consult a professional carpenter.
  3. Smaller Installations: Some installations in a loft conversion can be relatively straightforward and suitable for DIY. This could include tasks like mounting shelves, installing light fixtures, or assembling furniture. As long as you follow the manufacturer's instructions carefully and use appropriate tools, you can save money by handling these smaller installations yourself.

It's important to note that while DIY can save you money, it's crucial to know your limitations and when to call in professionals. Complex electrical work, plumbing, or major structural modifications should be left to experienced tradespeople to ensure safety and compliance with building regulations. Improper DIY attempts in these areas can lead to costly mistakes, safety hazards, or even invalidate insurance coverage.

When considering DIY tasks, do thorough research, watch tutorials, and seek guidance from reputable sources to enhance your skills and knowledge. If in doubt, consult professionals for advice or hire them for the specific tasks beyond your expertise. It's better to invest in professional assistance when needed to ensure the quality and safety of your loft conversion project.

Laying the flooring yourself

Another cost-saving option and DIY idea for your loft conversion is to consider laying the flooring yourself. While flooring installation may seem daunting, certain types of flooring, such as Engineered Wood Flooring, are designed with DIY installation in mind. Engineered wood flooring often features click-together boards, which means they can be easily installed without the need for complicated adhesives or specialised tools.

By opting for engineered wood flooring and tackling the installation yourself, you can potentially save money on labor costs. Many manufacturers provide detailed installation instructions and helpful videos that guide you through the process step by step. It's important to note that while engineered wood flooring is DIY-friendly, it still requires careful preparation and attention to detail.

Before embarking on the installation, ensure that the subfloor is properly prepared and level. Follow the manufacturer's guidelines regarding acclimation of the flooring to the room's conditions and leave an appropriate expansion gap around the perimeter. Take your time to measure and plan the layout, ensuring a proper fit and pattern throughout the space. Using the correct tools, such as a saw or a flooring installation kit, will make the process easier and yield better results.

While laying the flooring yourself can be a rewarding and cost-effective option, it's essential to be realistic about your DIY competency. If you have little experience or lack confidence in your abilities, it's advisable to consult a professional flooring installer. They can ensure that the flooring is installed correctly, minimising the risk of issues or damage that may require costly repairs in the future.

By choosing engineered wood flooring and taking on the installation yourself, you have the potential to save money while adding a beautiful and durable flooring option to your loft conversion. Remember to research and understand the installation process thoroughly, take the necessary precautions, and, if needed, seek guidance from professionals to ensure a successful DIY flooring installation.

Saving with VELUX voucher codes

When planning your loft conversion, finding ways to save money is always a bonus. One avenue to explore is utilising VELUX voucher codes to secure additional discounts on your VELUX window purchases.

VELUX, a renowned manufacturer of high-quality roof windows, often offers promotional codes that can be redeemed during the checkout process on their website or through participating retailers. These voucher codes can provide significant savings, whether in the form of a percentage off the total purchase or a specific amount deducted from the price.

Keep an eye out for VELUX voucher codes online or sign up for their newsletter to stay informed about exclusive deals. By taking advantage of these codes, you can make your loft conversion more affordable without compromising on the quality of your VELUX windows.

Use cashback offers on roofing stores for VELUX windows

Another effective way to save money on your loft conversion, specifically when purchasing VELUX windows or other roofing supplies, is by using Top Cashback or other popular cashback websites. Top Cashback is a cashback website that partners with various online stores, including roofing suppliers.

By accessing Top Cashback's platform and searching for relevant retailers, you can find stores that offer cashback on VELUX windows or other roofing products. This means that when you make a purchase through Top Cashback, a percentage of your spending will be returned to you as cashback. It's a simple and convenient way to earn a portion of your expenses back, ultimately reducing the overall cost of your loft conversion.

Take a moment to browse Top Cashback's offerings, ensuring you check the terms and conditions of each cashback deal to maximise your savings. By leveraging this platform, you can make your loft conversion more economical while still obtaining high-quality materials for your roofing needs.  At the time of writing, Roofing Superstore offer cashback via TopCashback and sell VELUX windows.

Spreading Out the Cost

Undertaking a loft conversion is a significant investment, and for many homeowners, managing the upfront costs can be challenging. However, there are financing options available that allow you to spread out the cost of your loft conversion, making it more manageable for your budget. Here are two popular approaches to consider:

  • Buy Now Pay Later Loft Conversion: Some companies offer "buy now pay later" schemes specifically tailored for home renovations, including loft conversions. With this option, you can proceed with your loft conversion project and delay the payment for a certain period of time. Typically, there won't be any interest or payments required during the promotional period, allowing you to complete the conversion and potentially generate value from the additional space before needing to make any payments. However, it's important to carefully review the terms and conditions of such offers to ensure you understand the repayment terms, any potential interest charges, and any penalties associated with late or missed payments.
  • Loft Conversion Finance Options: Many financial institutions and lenders offer specific home improvement loans or personal loans that can be used to finance your loft conversion. These loans are designed to provide you with the necessary funds upfront, which you can then repay over an agreed-upon term with fixed monthly payments. Interest rates and repayment periods will vary based on the lender and your creditworthiness. It's advisable to compare different loan options, evaluate interest rates, fees, and repayment terms, and choose a loan that best suits your financial situation and preferences. Consulting with a financial advisor or mortgage broker can also provide valuable guidance in selecting the right finance option for your loft conversion.

By exploring these financing options, you can proceed with your loft conversion project without experiencing significant financial strain upfront. It's important to assess your personal financial situation, consider the terms and conditions of each financing option, and choose a solution that aligns with your long-term financial goals. Remember to plan and budget accordingly to ensure you can comfortably manage the monthly repayments while enjoying the benefits of your newly converted loft space.

How much does a loft conversion cost in 2023?

The cost of a loft conversion in 2023 can vary depending on a number of factors, including the size of the loft, the type of conversion, the materials used, and the location of the property. However, the average cost of a loft conversion in the UK is between £25,000 and £80,000.

Here is a breakdown of the average costs for different types of loft conversions:

  • Velux loft conversion: This is the simplest and cheapest type of loft conversion, and it typically costs between £22,500 and £30,000.
  • Shell loft conversion: This type of conversion involves installing the necessary structural supports and insulation, but it does not include any finishes. The cost of a shell loft conversion is typically between £22,500 and £37,500.
  • Dormer loft conversion: This type of conversion involves adding a dormer window to the roof, which increases the amount of usable space in the loft. The cost of a dormer loft conversion is typically between £37,500 and £60,000.
  • Hip-to-gable loft conversion: This type of conversion involves extending the roof to the gable ends of the property, which creates a larger and more usable loft space. The cost of a hip-to-gable loft conversion is typically between £45,000 and £65,000.
  • Mansard loft conversion: This type of conversion involves converting the entire roof into a sloping attic space, which creates a large and luxurious loft room. The cost of a Mansard loft conversion is typically between £45,000 and £70,000.

It is important to note that these are just average costs, and the actual cost of your loft conversion may be higher or lower depending on the specific factors involved. It is always a good idea to get quotes from several different contractors before making a decision.

Final word

When you start researching, you’ll find there are lots of savvy ways to save money on your loft conversion.  I hope these tips will help you discover more ways to save money on your roofing supply needs and conversion costs.