matched betting banner

This page has affiliate links & ads - click for info.



Finance options to fund mobility solutions for a disabled relative

Posted on

 Finance options to fund mobility solutions for a disabled relative

If you have a disabled relative with mobility issues, then it’s likely they’ll need some mobility aids to help them navigate day-to-day life safely and with ease.

This could be anything from a ramp and handle bar at a front door, to a wheelchair accessible vehicle, a walk in bath or a stair lift.

There are lots of mobility aids available to help make life easier for those who need them.

The only question is how do people finance these mobility solutions? Many of them are pretty costly, but the good news is your relative, or the person they live with, might be entitled to financial help.

Read on to learn about some of the different ways to finance mobility solutions.

Motability Scheme

Motability is a national charity that can help towards the cost of a vehicle, adaptions to a vehicle and even driving lessons through grants and their support scheme.

In 2019 they provided £20 million in grants to 7500 of their Motability Scheme customers.

The Motability Scheme lets a person swap their mobility allowance for a wheelchair accessible vehicle through one of their partners.

Allied Mobility is one of Motability’s premium partners and stock a leading range of new and used wheelchair accessible vehicles, offering home visits and demonstrations.

Finance options to fund mobility solutions for a disabled relative (6)

Disabled Facilities Grants

If changes need to be made to a home for accessibility then a grant from a local council called the Disabled Facilities Grant could cover some or all of the cost.

How much a person is entitled to will depend on household income and savings, but in England, for example, grants of up to £30,000 are available.

These grants could be used to widen doors, install ramps, add a downstairs bathroom, install a stair lift or for many other adaptions that are needed in the home for mobility and accessibility.

Click here to enter your postcode and apply for the Disabled Facilities Grant.

Charitable grants

There are numerous charities in the UK that offer grants to help fund the cost of mobility aids for those who need them.  These companies might be able to help fund the cost of wheelchairs and scooters, for example.

The charities often specialise in a particular need, so if you have a spinal injury then Aspire would be the charity to contact as they only support people with spinal injury.

Mobility share a very helpful list of the main grant giving organisations in the UK.

Fundraising

Another great option to raise money for mobility solutions for a disabled relative is through fundraising.

There are dedicated fundraising platforms online such as JustGiving that make setting up a donation page online easy and free.  Share with friends, family and colleagues to get the word out.

Other ideas are a sponsored challenge, car boot sale or ticketed event.  It doesn’t have to be complex; it could be a family BBQ or dinner party that costs a token amount to attend.

Equity release

For those unable to secure grants or raise the funds to cover the costs of necessary adaptions or mobility aids, then equity release might be the only option.

Equity release is a way of releasing the money tied up in your home in either a lump sum cash payment or smaller drawdown payments.

The homeowner is usually able to stay living in the property until they pass away or move into long-term care.

Whilst it can be used as a way of funding mobility aids and home adaptions for a disabled person, it’s worth considering other options first.  Equity release is a lifelong commitment and can restrict future house moves. It might be a better option to move into a house that is better suited for mobility.

Please pin me!

Finance options to fund mobility solutions for a disabled relative

Related blog posts

Reverse Advent Calendar 2018| Help others at Christmas | #FoodBankAdvent

Reverse Advent Calendar 2019| Give to those in need at Christmas #FoodbankAdvent

3 ways to help those in need this Christmas

5 useful lockdown gift ideas that give back

Social good: how to create a small business that gives back

Family finance tips

Bulb energy £50 off discount code 2020

6 easy ways to save money as a family

3 easy ways to save more money and increase your family’s savings balance

How to properly manage your salary and budget throughout the month

How to haggle and save money on your Virgin Media bill

Family finance tips

How to buy Christmas presents on a budget

What to do when you don't have the cash for essential household items

Three ways to improve your finances next year

How to overpay a personal loan + save money

These companies want to slash your energy bills

Are private swimming lessons worth the cost?

My Lost Account review

Saving money on family entertainment

Important things to consider when choosing a pet for your family

How much does it cost to own a dog or cat?

The pros and cons of pet insurance

Want to help your family when you are not around? Here's how

How to talk to elderly relatives about end-of-life planning

The importance of making a will

The 3 keys to money management you need to know

10 money tips to keep your finances healthy

Smart ways to lower your energy bills