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What If Solved review: end of life planning goes digital

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Talking about death and what we want to happen is a conversation that many people put off.  I’m very open about it and have even gone as far as making my own funeral playlist, but I appreciate some people find their own death difficult to talk about.

Whilst it can be a sensitive topic to discuss or even have to think about, end of life planning is really important to ensure we do not burden our loved ones with undue stress when we pass.

As much as it might sadden us, one day our time will come and we will leave behind loved ones.  Of course we all know it’s essential to have a will in place, to ensure our wishes are granted with regards to the division of any assets we leave behind, but what about the rest?

Not only do we leave behind the things we own, but we leave behind our bank accounts, contracts, employment, houses, cars, appointments and all sorts of things that our families and friends will need to sort out.

At what is already a great time of distress whilst they cope with grief, wouldn’t it be great if all the important information they needed was easily accessible in one place?

Protect your loved ones with What If Solved

That’s where What If Solved comes in.

As we ask ourselves the biggest ‘what if’ question of all, we can have peace of mind knowing everything is solved for our loved ones after our passing.

They won’t need to scramble around stressfully trying to find all our documents and accounts, as everything will be organised in one place.  A digital library of everything they need to know to make things easier.

What If Solved offers a safe and secure place to keep all the information your loved ones will need.

Digital end of life planning with What If Solved

The traditional way of keeping all your important documents in a box under your bed was great, once, but things have massively changed in the digital era.  For example, many of us no longer just have one bank account and a paper statements sent by post, instead everything is digital.

I have nine different bank accounts in total - a mixture of current accounts, savings and investments.  No longer do I get paper statements for any of these accounts and some are entirely digital with virtual banks!

If I were to die tomorrow then my loved ones would struggle to know they existed as there is no physical documentation of them in my home.

I do have a will and life insurance safely filed away in my home, but again, if I were to die then my family wouldn’t immediately know where these documents are.

Our multifunctional smartphones have even stopped the need for physical calendars, address books and notebooks in many cases.  We store this information digitally on our smartphones and without access to our smartphones, our loved ones would not be able to see our regular plans, important friends contact details or addresses to alert them of our passing.

In our busy lives many of us outsource various tasks to others like window cleaning, gardening, childcare and more.  We also have appointments, regular grocery shopping deliveries and subscriptions.  Unless someone alerts all these people, and of course knows about them, they will continue.

Wouldn’t it just be much easier for your loved ones to have all this information to hand when you’re gone?


What If Solved provide the solution:

How can What If Solved help me in my end of life planning?

What If Solved provide a comprehensive digital platform where you can store all the documents and information that will assist your family if you die.

Not only can you store important end of life documents like your will and life insurance, but What If Solved assist you in creating a library of every possible bit of information that will help your family to organise things when you’re gone.

These categories are:

  • Legal
  • Financial information
  • Employment
  • Insurances
  • Properties
  • Vehicles
  • Contact details
  • Miscellaneous

Within these categories you can upload files or add information.  They never ask for passwords or personal identifications numbers (PIN).

Within the financial and insurance category there are sub-headings to help you organise this information and make sure you don’t forget anything.

What If Solved say “We’ve broken everything down into simple, straightforward questions to make it as easy as possible and to help you think of everything your loved ones will need to know. The whole point of What If Solved is to make sure your family and loved ones can easily manage everything you leave behind and don’t have to deal with financial issues or family conflicts after you pass.”

This information can be added gradually and edited whenever you like or as bank accounts and other information changes.

You can even print it all out once you have completed your library, so there’s a hardcopy with all your information easily organised to add to that box under your bed!

Their key mission is to:

  • Help you and your family
  • Keep everything in one safe place
  • Use industry leading security you can trust
  • Make complex issues simple
  • Provide regular check-up emails to make sure you are OK
  • Alert your trustees in a timely manner if something does happen

Who can access my What If Solved library?

You can add up to three owners who can access and edit the library.  This is useful if you and your spouse, for example, wish to share the What If Solved library.  Otherwise, you may wish to be the only owner.

You can then appoint trustees who will receive your library on the event of your death.  If you do not check in to one of your alerts from What If Solved then they will call you to see what has happened and check everything is well. Officially, after 3 check-ups they will hand everything over to your trustees.

I did check with What If Solved if this process will be quick, as in my experience things move quickly to arrange funerals and organise paperwork when a person dies and they assured me it is: "Yes, handing over the account will be fast. Even after 1st check-up, if we realise there is a problem, we are able to hand over the library to trustees." 

You can choose whoever you want to be your trustees, but I’d recommend picking the executors of your will and anyone you completely trust.

I would also recommend telling them about What If Solved and letting them know they are your trustees.  That way they are aware all this information exists and can access it on the event of your death.

The check-up alerts are 30, 60 or 90 days.  I would recommend setting at 30 days as funerals and organisation can often move quickly after a death, so you’ll want this information accessible as quickly as possible.

You may also wish to add another owner, who you explicitly trust, who can access your documents as soon as you die so they don’t have to wait for the alert.

How much does What If Solved cost?

What If Solved offers a free trial for 30 days so you can access the platform, explore the benefits and see if it’s right for you.

No card details are taken on signup and you can decide if you wish to continue after 30 days.  

If so, the charge is £50 annually.  That’s just over £4 per month to organise your affairs and save distress to your nearest and dearest.

You are welcome to cancel at any time.

Go digital with end of life planning

With more and more things going digital, it makes sense for end of life planning to go this way too. 

It’s a simple, but effective idea to help organise your key documents and information and to prevent hassle for your loved ones at what is already an emotional and difficult time.

What If Solved provide a user friendly, easy access, digital storage solution to organise all the important documents your loved ones will need when you’re gone.

For more information and answers to any questions you might have, check out their FAQ page at