September was my second best month this year with my earnings from home. It’s a funny thing being self-employed – every month I panic and get anxious for about the first two weeks, until I know I’m going to make enough money! £1000 would be my minimum. That’s a bit more than I could earn working five nights a week or about the same, depending on how many hours I worked. Only problem with working all those evenings in an employed job is I’m exhausted the next day and miss out on family time.
I set myself a £1500 target for September which is more than I’d be able to earn in an evening job once Ben is back from work.
I gave up my last part time job in May to concentrate on earning from home and making money from blogging. Once I’d earned more than my employed wage for six months I decided it was time to chase my dreams and go for it! In my last job I worked from 5-8.30pm every evening Monday to Friday meaning I dashed out during dinner time, missing our family meals every evening, returning home after the children were in bed meaning I missed every bath time and bed time. It also left me no time to work on my own business in the evenings unless I stayed up really late and then felt tired every single day. My original aim was to make £1000 per month from home. In my best month this year I was able to make over £3000 from home!
It’s getting a little easier this year as I’ve put Reuben into childcare for 18 hours per week. I’ll be able to up this next year once he’s three as we’ll then get the 30 hours free childcare. The playgroup he attends only opens for a maximum of 24 hours so we’ll not get the full 30 hours unless they adjust their opening hours. For now it costs £250 per month which isn’t too bad. As it’s a playgroup it’s almost £1.50 cheaper per hour than the nursery we were originally using. It gives me a chance to work in the day and relax more in the evening. I do still spend a lot of evenings working if I have lots on, but I don’t feel so pressured to do this now as I know when I have time in the day to work. I can’t wait until they’re both at school and I can try and always work in the day and get the weekends/evenings back for good! Ben will be happy too if I stop ignoring him so much!
Income Report: September 2017
In September I earned £2659.23 from home!
This is my total before any expenses, tax, NI or anything else! Here’s the breakdown:
Blog posts on my blog - sponsored/review/giveaway £1,975.00
I always charge to work with companies, unless a review item is very high value and I really want it! Otherwise I charge for my time. I get emails daily from companies expecting me to offer my services for free. It’s taken me five years to build up my audience and it can take more than a couple of hours to write a blog post. If I accepted all these offers of work for free then I’d not make any money! I personally think it’s a bit cheeky of large companies to expect access to all my hard work without putting any value on it at all.
I’ve decided to do one big income report each month now for all my home earnings, but you can also view my previous in depth blogging only income reports and my newer shorter versions with stats too:
Blog posts on other blogs £50.00
For the first time this month I wrote a post for a brand’s own blog. I charged for my time. I’m not sure how I feel about writing for others. I love writing for my own blog as I have the freedom to write in my own voice and to say exactly what I want. I felt a lot of pressure writing for someone else. Perhaps it’s something you get used to the more you do it.
A bit quieter on referrals, but I really don’t push them too much. I guess I should a bit more. Still, almost £100 is a nice boost.
This is from my referral links for Profit Accumulator and Nutriseed - two companies I use and thoroughly recommend.
Matched betting £274.68
A great month matched betting! I had my highest win on slots, almost £70, so this increased this a lot. Usually I never win anything on slots, or like 20p! My aim is £200 a month, so I’m very pleased with this. I’ve almost made £3000 this year from matched betting – I should hit this figure this month.
It’s a great way to make extra tax-free cash from home if you can spend a little time most days checking the offers and completing some. You’ll need to be organised too and keep a record of all the offers you’re completing and your profits.
I highly recommend using Profit Accumulator for matched betting as a beginner. They have so many guides and walk you through the whole process in the first few offers. If you are stuck you can ask a question in the forum and someone will get back to you. They also have a 30 day money back guarantee on their memberships, plus you can try the first couple of offers without even signing up to anything.
Catch up on some of my previous blog posts about matched betting here:
I’ve made £300 tax free cash from home in 2 weeks and you can too!
£753.62 Matched Betting Profit Month One (and silly mistakes)
Not sure about matched betting? Make £40ish now to see if it’s for you!
Matched Betting Profit 2 Months: £1341.81
Matched betting profit after 3 months: £1706.81
Mystery tasks £2.00
I’ve only done a tiny bit of mystery shopping in September. I have earned a bit more, but I’ve not cashed out, so I’ll only include the figures in my income reports that have actually hit my bank balance. I’ve been concentrating more on eBay and the blog so ignored a lot of tasks.
Apps I use are Streetbees, Roamler, Task360 and BeMyEye. You need an invite code for Roamler. Read this blog post for a great way to get a roamler invite code.
LR shop sales £43.83
A few sales in my online fashion boutique this month which is great news! There are lots of new scarves in stock, including loads of poppy prints.
Personal eBay £188.00
I ramped up my game on eBay this month! I now have 200 items for sale and there’s nothing left in the house to sell until the kids grow out of clothes or toys! A really good earning and we have no clutter left at all.
I decided to try something new this month as I love selling on eBay and online, so it seems perfect to resell. I’ve bought a few items from the charity shop and I’m selling them on eBay. I’m just trialling it at the moment, but I was pleased to sell three items in my first week. I’ve only listed around 20, so this is great.
I used to think it was a bit immoral to buy things from charity shops and then profit from them, but I’ve had a change of view. I think it’s a win-win situation. The charity shop makes money and the more I sell, the more I’ll return to buy more things. Plus it’s more eco-friendly to reuse goods. The other option would be to only buy new stock from wholesalers and line their pockets instead. I’d much prefer to support a charity.
Top Cashback £5.94
For the first month I’m including my cashed out Top Cashback earnings. I’ve been earning cashback for around 1.5 years and have made about £300. Me and Ben have separate accounts and he’s earned around the same. So that’s around £600 cashback on our household purchases in 1.5 years! If you’re not earning cashback, you’re insane. Basically, any time I want to purchase something I check Top Cashback to see if they offer any money back and then I’ll make my purchase through their link so I get cashback. I’d say around 80% of the time I can get cashback.
Here are a few things I’ve got it on: Formula One MOT, gift cards from Zeek, Holiday Inns booking, our First Choice holiday, Very shopping, Car insurance, comparing car insurance, eBay, photo books, grocery shopping, Flybe flights, car hire.
As you can see, you can earn cashback on so many different things. Not just shopping. I even got over £2 just for doing a comparison search for car insurance.
October £1500 challenge
My target for October is £1500. Wish me luck!