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  1. While home insurance can save you a lot of money if your home is destroyed or burglarised, it could be costing you a lot more than it should in premiums. Many people do not think about the cost of their home insurance, but if saving money is at the top of your mind, you should be thinking about how to lower it.  It’s one expense that you might just be able to slash. Here are lots of ways to save on your home insurance.