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Today I have another great free money offer for you! You can get £5 free cash when you sign up for the popular free debit card Monzo. Read on to learn more about the amazing Monzo refer a friend scheme and Monzo sign up bonus, and an easy step-by-step guide for how to get £5 free cash with my Monzo referral code.
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In April 2022 we signed up to Riverford at our new address and we’re very impressed! We also have a refer a friend link so you can get a Riverford discount for £15 off your second organic fruit and/or vegetable box if you are a new customer.
Simply use my Riverford link and the £15 credit will automatically be applied to your second delivery. They plant a tree for each referral too, so free food for you and a free tree for the planet, win-win!
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Primark already offers amazingly low prices, but with this hack you can save money and get a Primark discount every time you shop!
Yesterday we went to Primark as we needed several different clothing items for the kids for winter from coats to jumpers to trousers and more. We were on a bit of a budget so wanted to maximise what we could buy and Primark was the best option. They already have great prices on their clothing, but we managed to save an extra 5% on our purchases too!
If you love Primark then you might be wondering how to get a Primark discount every time you shop. Read on to learn exactly how anyone can get a Primark discount on any purchase with this gift card hack!
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Halloween is an exciting time of year for kids and adults alike! It's one of the best holidays for having fun as a family, dressing up in costume and having an excuse to eat lots of sweets.
However, Halloween can also be incredibly expensive if you're not careful. Collectively, people spend millions on Halloween costumes and decorations that are often disregarded once the big day is over. And with the cost of living crisis on the rise, for many families, this Halloween will have to be a little more frugal.
In this article, we'll give you some of our best tips on saving money this Halloween to cut back on costs. Here are low cost and free ways to celebrate the spookiest day of the year!
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If you’re wondering what the Snoop app is and how it can help you with money management then read on. This app also gives away free £5 Amazon vouchers to new customers who sign up to the free Snoop app and link one bank account for at least 28 days. You don’t have to spend any money or do anything else! This is an easy free money offer. Read on to see what Snoop is and how to get a £5 free Amazon voucher.
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I have just started using a new browser extension called Slash which instantly slashes the prices of online shopping for a variety of retailers.
There’s no waiting for cashback or uploading receipts… just instant money off your online purchases when you shop with one of their popular partnered retailers.
For instant discounts off your purchases at stores like New Look, B&Q, Groupon, Debenhams, Wickes, AO.com and so many more, read on.
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In this article I'll explain what YouGov is and how you can earn money answering simple polls that are regularly published in the media.
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MrBeast is a YouTube sensation with a self-made fortune. He's known for his stunts and antics, but what are his true intentions?
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I have just signed up for the FreePrints app and ordered 10 6x4 photos completely free. It got me wondering, how does Free Prints make money?
It’s not often you can get a service or product for free, but the Free Prints app gives new customer signups 10 free photos with free postage.
Then you can continue to get 45 photos per month for free with a nominal £1.49 postage cost.
So how can they give so many photos away for free each month?
We’ll explore how Free Prints makes money in this blog post. I emailed their customer service to find out for sure and have screenshots of their responses below.
You can also use invite code vsully8315 when signing up and we'll each get some bonus prints.
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For many, the cost of a car can be a hefty one. But there are ways to keep it under control. In this article, we'll show you how to budget your car expenses and save money without sacrificing safety or comfort.
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Streetbees is a totally free app that enables you to make money from your smartphone! You just need to download the app, enter my referral code 7754OB, complete their simple tasks and start making money!
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Cashback.co.uk is a new website similar to 20Cogs if you’ve used that before, however, you have to complete at least 15 tasks instead of 20 to cash out. There are lots of different offers that give you cashback when you complete them, from answering survey questions to signing up for free or cheap trials, to entering competitions. You have to complete at least 15 cashback tasks, one from each level, and then you’ll be able to cashout your cashback earnings in 15 days!
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There are lots of real ways to make money from home for free. You can get free cash using certain apps and websites, you may be entitled to free things because of your age or situation, you can get free bonuses for retirement, and there are many other savvy tricks to getting freebies in the UK from money to food to goods!
Here’s a huge list of legit ways to get free money to get you started.
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26/10/22 update: The Ziglu referral program is currently closed. They closed it last Friday in the release of their new updated app. I spoke to their chat team and they are hoping to activate it again soon. I'll refresh and republish this page as soon as I know it's back.
Get even more free cash with loads more offers like this on my free money page or check out my best refer a friend schemes article!
I have just discovered a quick and easy way to make some instant free cash using a Ziglu referral code. I used another blogger’s Ziglu referral code and the whole process took me five minutes. I was also instantly able to withdraw the £5 Ziglu sign up bonus cash to my bank account and it showed right away. This is a great offer if you need some free money in your bank account today.
It's really straightforward - you just need to deposit £1 and convert it to Bitcoin and you'll get the Ziglu referral cash instantly. You can then trade back the Bitcoin and cash out the whole lot to your bank account if you want, or keep it as Bitcoin, whatever you fancy.
Whether you are already looking for a Ziglu referral code, or you want to learn what Ziglu is and how the referral scheme works then read on. And of course you’ll learn how to get some cash for free in only a few minutes!
Plus, once you’ve signed up with my Ziglu referral code, you’ll get your own code to share with friends and family to make even more £5s for free! Wow!
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Furnishing a house doesn't have to be expensive. Here are some tips for buying furniture on a budget, as well as some creative ways to furnish your home for free.
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Saving time and money on beauty are two things that I love to do. I don’t enjoy doing beauty treatments at home. I’d rather be doing something else, like running my business and making money, or exercising and enjoying nature!
I also find it frustrating having to spend money on beauty. I do like to maintain myself as well as possible, but with working from home and my other daily activities only usually involving exercising and the school runs, I can get away with a minimal beauty routine which saves me money each month. There's no point in being all made-up just for myself working at home all day, and I simply don't have enough time.
You can't buy time, but you can invest in beauty treatments that'll keep you looking great for longer, and save you money in the long run. In this blog post, I will explore some long term beauty treatments that can improve your confidence, save time and perhaps even save money!
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‘Digital nomad’ is a term for people who travel while working from a laptop. It has become a very popular way to fund travels - instead of having to save up money beforehand, you can continue earning as you travel. It's a really appealing lifestyle for those who want to travel and enjoy working online.
Compared to other forms of work that you can do while travelling, working as a digital nomad has many benefits. But is it truly the best way to earn money while travelling? Is this lifestyle as appealing as it first seems? This post weighs up the pros and cons.
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Searching for a new home can feel like an endless task, particularly if you’re a first-time buyer with no experience. The housing market is tough at the moment but try not to let that deter you.
Here are some top tips on how to be proactive whilst searching for a new home. Use this checklist for house hunting success!
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Being good with personal finances isn’t just about meeting your monthly obligations. It’s about saving and investing enough so that money and indebtedness are no longer a serious concern.
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If you’re thinking of ignoring your debt then it’s vital you understand the risks of ignoring debt and how it can impact you now and in the future. Simply ignoring your debts can lead to a world of issues, and it can impact your life more than you might ever imagine. Ever wondered what happens if you don’t pay debt? Read on to find out!
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Borrowing money can be a great way to help you reach your goals, but it's important to understand all the risks and responsibilities that go along with borrowing. Learn how to pay back borrowed money in the most effective way possible, why people borrow money and the risks you need to consider before getting yourself into debt.
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Most of us will move house a few times in our lives, and most of us will find that the whole thing costs a lot more than we expected, but it doesn’t necessarily have to be that way, not if you get creative anyway.
With that in mind, let’s take a look at some of the best, most creative ways for how to save money on moving costs:
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In today’s financial climate, saving for a home can seem like an impossible task for many but if homeownership is a dream of yours, try not to be disheartened. Everyone has to start somewhere, and the sooner you identify your goal, the easier it will be to figure out ways to reach it. Here are some tips on how to save for a house.
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If you are planning to buy a campervan with dreams of #vanlife and camping holidays every summer, then one factor to consider is the price of insurance. So, how much is campervan insurance? And, more importantly, do you need it? Can you get standard car or van insurance instead? If you are planning to buy a campervan you'll definitely need to think about getting the right type of insurance! Here we answer your questions on how much it costs and when you might not need it.
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Owning and running a car can be expensive and getting a car on finance can be a great way to spread the cost of your car into affordable monthly payments. There are a number of car finance agreements which can suit individuals with different circumstances. Car finance doesn’t have to be confusing but choosing the wrong agreement or not doing your research first, it can cost you more than it needs to. There are a few factors which can affect the cost of your car finance agreement. The guide below has been designed to help you explore how you can keep car finance low and avoid paying more than you need to.
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Did you know that car finance is the most popular way to buy a car in the UK? With over 90% of us taking the plunge and taking advantage of affordable, flexible deals, it's no surprise.
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Buying and owning real estate can be a lucrative investment and helps to diversify an investment portfolio.
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There are plenty of things in life that we’d prefer to pretend we didn’t have to face up to. Things like tax returns, children growing up and leaving home, and spending Christmas with the in-laws.
Another one is death. Like all of the above, our own mortality might not be something we like thinking about or talking about. It might feel easier to stick our fingers in our ears, close our eyes and hum a silly tune to shut it out. But that doesn’t make it any less inevitable.
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Despite the internet making things like remote working and shopping easier, travelling isn’t something that the majority of us can avoid. However, if you’re clever about it, there are ways to significantly lower your car and travel costs.
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With summer here, it’s time to start thinking about your family holiday – something many people look forward to all year long. With the kids on school break, this is the perfect time to get away, relax and create some lasting memories. For families planning a road trip this summer, you may currently be looking at ways to keep to a budget and ensure costs don’t spiral out of control. This can be easier said than done, especially with the price of everything going up as of late.
Let’s take a look at eight ways you can make your family road trip more affordable this summer. The savings may even make it possible for you to book another holiday later in the year.
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Motorcycle insurance is a tricky business. The prices are all over the map, and it can be hard to tell whether you're getting a good deal or not. If you are looking for cheap motorcycle insurance, there are a few things that you can do to save money. From maximising your chances of a cheaper deal through using comparison websites to extra training, finding cashback deals and more, we have lots of ideas for how you can get a better deal. Read on for several tips on how to get cheap motorcycle insurance.
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Making good financial decisions can be tricky, especially if you have never received any advice on money management or undertaken business studies as part of your education.
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Whether you have a dog or a cat, their health & well-being are your responsibility, and just like people, animals can fall ill or be the victim of an accident. But is pet insurance worth it?
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Widilo is another great cashback site, often with many boosted cashback offers giving you higher amounts of cash back for many popular stores in comparison to other cashback websites. If you sign up with my Widilo referral link, you can get £5 cash added to your cashback balance. I also have a tip for you to get a further £1 in free cashback. Read on to learn more.
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Buying and selling a house if you wish to move home is an expensive activity. We moved house last year and the total moving costs were just shy of £20,000 for all the associated removals, estate agents and legal fees. It’s a big decision to go through such a process, and a costly one!
Unfortunately, many house sales and purchases fall through before completion which can leave you thousands of pounds out of pocket. In fact, 30% of house sales fall through in total, so the likelihood is very real.
To help ease this potential financial gamble, there is an insurance called Home Buyers Protection Insurance which can help you recoup some of the lost costs if a house purchase falls through. In this article, we’ll explore together exactly what this insurance is and whether it’s worth the cost.
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If you’re interested in seeing more of the world, but don’t have the funds to simply quit your job and travel, then perhaps an opportunity to earn money in another country could be right for you. There is a huge demand in non-English speaking countries for fluent and native English speaking foreigners to teach English abroad. Read on to learn how you can become qualified in TEFL to combine travel with earning money.
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I’ve just discovered the amazing Qmee where you can make instant cash by completing surveys, as well as exploring the web and via cashback. Easy money you can instantly withdraw to your PayPal account. Plus, get 50p for free if you sign up with my UK referral link. Read on to learn more in my Qmee review.
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When it comes to retirement planning, who better to ask than those in the know? That's why we've consulted with current retirees to bring you the best advice on planning your retirement.
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For those thinking of starting out in property development, it’s an exciting time and holds some great potential for success. However, there is also a lot to learn and a few tricks that can help make the process easier to navigate. Have a look at the post below to discover more about property development and how to get started.
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While the convenience of pet food subscriptions is undeniable, are they worth it? Read our guide to find out if the benefits outweigh the costs.
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Everyone has made mistakes, and our parents are no exception to this. Some mistakes can be corrected, others just need to be tread through and just deal with them. But what about retirement? Specifically, what if your parents have no retirement savings or plan in place?
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Life insurance might not sound like something you need to think about until you are an older adult, but is that true? At what age should you get life insurance and is there an upper age limit? In this article, we’ll cover exactly what this type of insurance is, why you might need it as soon as you enter adulthood, as well as why the pandemic has prompted millions more UK citizens to take out a policy.
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Spending less when shopping is a goal many of us have. But it's not always easy to do. The key to successful shopping is knowing the tricks savvy shoppers use to get the most bang for their buck.
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I first wrote about the Shopmium UK app in 2018 and I have been using it ever since. The Shopmium app is a great way to get coupons for money off food and other items in popular UK supermarkets. If you’re not already signed up for this free app, then I have a Shopmium promo code that will reimburse you 100% for a regular size tube of Pringles!
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Everyone knows that saving money is important, but creating your little nest egg isn’t always easy. With the rising cost of gas, electricity, and food, it can seem harder than ever to have any cash to put away at the end of each month. We’ve put together some money-saving ways you can reduce spending to avoid living paycheck to paycheck, so you can feel financially secure or even use the saved cash to build your emergency fund, put towards a new car, home improvements, retirement or whatever you like! Whatever you want to save for, check out our tips below to help you on your way.
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Clothes are one of the biggest spending categories for many people after normal bills and household outgoings. We all want to look our best when we go out into the world, and the right outfit can have a huge impact on our mood and confidence. Fortunately, if you’re looking to save money without compromising on the quality of your wardrobe, there are many ways to do so if you invest in clothes and make the right choices.
You will need to put care and planning into your wardrobe to ensure you get good value for money and quality. Doing so can be cost-effective in the long run and can help you to save money on clothes shopping overall. This article will explore some of the best ways to save money and invest in clothing at the same time.
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Investment in precious metals can be an excellent way to diversify your finances. When it comes to precious metals, there are many options that you can consider for investing.
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Annuities are not inherently bad or good, but they are complex and you should understand the various components of them before committing to one.
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A will or a testament is a law-binding document you create when you are alive, and it executes your estate plan after your death. It establishes your legal guardianship status for your child as well as the smooth transfer of your funds. The will is a comprehensive document that outlines all your assets and their distribution. It may include information about arrangements for existing accounts or care for elderly parents.
It is best to write your will when you are still alive. It gives you a chance to distribute your assets according to your own choice without any legal complications.
Your testament will decide the future of your assets and family care, so invest your time and energy while creating them. Here are the steps you can follow to get it done simply and easily.
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Financial behaviour is usually developed from a young age. From pocket money to our first jobs and careers, we gradually form our own unique relationship with money and how we spend it. Typically, one of two broad categories emerge, Spenders and Savers, and we all fall somewhere along that spectrum.
Being a spender carries short-term benefits, while savers typically enjoy longer-term benefits in exchange for sacrificing temporary gain. Either way, the goal of being financially healthy is to live within your means and spend in a way that allows you to build on your goals for the future, whether that be immediate or further away.
How can you spend what you earn every month, buy what you need, and save for the future - without feeling deprived or broke?
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Every year people around the world become overnight millionaires. Think about that for a moment. Lotteries go on all the time, and it is not uncommon for lotteries to reach hundreds of millions. Then, just like that, someone has the right numbers, and their lives are changed forever! If you are a lottery player, you have probably thought about the lifestyle a lottery win will afford you. But, don’t stop there. Think a bit deeper.
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Money has long been one of the biggest problems people face. Even in ancient times, people would work extremely hard to get their hands on the money they need to survive, and this could often mean turning on one another to get what they want. Of course, things have changed in the modern world, and most people don’t feel the need to try and take things from their fellow people! Instead, when you’re strapped for cash, you have to use your brain to solve the problem. To help you out with this, this post will be exploring some of the work which can go into making your wallet feel bigger.
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Living off the grid is not as free as it seems. There are hidden costs that you might not be aware of. Learn more about living off the grid and the potential hidden costs in this blog post.
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Update... 3rd June 2022... ORCA IS CLOSING DOWN! This offer is no longer valid as Orca is closing down!
Don't worry, I have loads more free money offers just like this!
Find loads of ways to make extra money at home on my blog, as well as my favourite side hustle in my matched betting blog!
To get started, you can make money online uk with these 60 ways I’ve tried and tested.
Follow these steps to make £1000 in one month at home.
Or, if you’re short on time, try these methods to make money in one hour.
Love sharing great offers with friends? Make extra cash with these refer a friend schemes.
Here is copy from the email I just receieved:
“We are really sad to announce that we are in the process of gradually closing down our business. This means we can no longer accept new customers and our existing customers can transfer to a new provider (ISAs only) or sell down their positions and transfer their money back to their accounts.
Your money and assets are safe.
During this process your money and your stocks are securely held by your custodians, so there is no need to worry about not being able to access them. Please feel free to withdraw and close your account as soon as you want. If you have an ISA, please open an account at a new ISA provider and transfer your ISA to them.
If you have not sold down your stocks and transferred your money back to your bank accounts by 02-July, we will do this on your behalf.
Please see our Closing Down FAQ for details on what is happening, how long it will take and how it will affect you.
If you need to contact us, you can do so through our customer support function within the app as normal.
In order to support you in your investing journey we are arranging for a special offer from another share trading app. We’ll send information on this to you next week.
Please note that as per Section 1, 17.3 of the Orca Terms Of Service, we are giving you notice of the termination of the agreement between you and Orca. The Terms of Service will terminate with effect 02-July-2022.
A personal note from Denis and Fedor, the founders of Orca:
You are the person who has supported the idea to create the coolest investment app, and for that we are eternally grateful. You know better than anyone how fast we are growing, how the product has developed, how much we have managed to do so far, and how many plans we have ahead.
Our latest plan was to raise funding that would allow us to make our goals come true but with the Russian invasion of Ukraine a lot changed and it proved really hard to get that funding in. But we don’t stop working to make it happen.”
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When you're newly married, it can be difficult to keep track of what is happening in the world. You've just said your vows, and now you're on a honeymoon! It might feel like there's no time for anything else besides being with each other- but not so fast! Some important things need to happen after the wedding. These four topics will help new couples get off on the right foot as they start their lives together.
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Many of us begin to dream up travel plans for the New Year. The first Saturday of January is even dubbed ‘Sunshine Saturday’ as it’s usually one of the busiest days of the year for holiday bookings. Sunshine Saturday kick starts a month of peak holiday bookings as people set about banishing the winter blues.
Whether you are on a budget or just want to get the most for your money, it’s worth looking into tips for travelling cheaply. By learning how to save money on travel you can get more bang for your buck and enjoy even more travel experiences this year.
Just be sure to check the latest travel rules and make sure you are covered or can rebook easily in case of cancellations due to COVID!
Here are 10 money saving travel tips to stop your overspending when booking your next holidays.
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Whether you’re an individual who wants to learn more about the future of their finances, or you’re a business leader looking to grow your business, you will benefit from learning more on the world of money management. It can be difficult to know where to start, which is why it’s useful to know you have this guide available below, so take a read.
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Did you know a simple tweak to the occupation listed on your car insurance could save you money each year? There are many factors that affect the price of your car insurance premium and you could be paying out more than you really need to. Read on to discover the factors that affect your auto insurance premium and a great tip for how to save money on your car insurance.
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You might think living on a budget would be difficult for a student, but it can be easy if you have the motivation and determination to spend wisely. Here are some tips for how to save money as a student.
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It’s really important to start learning to save money as early as possible. Learning important money management skills such as saving will help to set you up for life whilst helping you avoid debt and money issues. Whether you’re a parent interested in how your teen can start learning how to save more of their money, or a teen who wants to take responsibility for their own earnings and savings, read on for lots of tips on how to start saving money as a teenager.
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When it comes to planning a wedding, most people like to stick to a strict budget (weddings can be pricey if you don’t do them right). And you’d be surprised how much money you can save by budgeting throughout the planning process. But where should you be willing to spend more? And where should you be making sacrifices to save? Here are a few of our favourite tips to help you plan out your wedding budget:
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More and more of us are working from home than ever before. This means many people are suddenly converting that spare guest bedroom that never gets used into a more practical home office space.
If you have the extra space in your home for a home office, then it’s a great idea to have a space separate from the rest of the home that can be dedicated to work. It helps to ensure a better work-life balance by keeping work away from the main house and your private life.
However, if you are suddenly creating a home office for the first time then you might be wondering how to go about it in an eco-friendly way. With the economy fragile, you might also be wondering how it can be done with money saving in mind too.
Luckily being eco-friendly and money saving, often go hand in hand. Here are some of the best ways you can create a more sustainable home office and save some money in the process!
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Housing prices have been increasing rapidly in recent years making buying a house seem out of reach for so many. And, even if it doesn’t seem out of reach, some people simply don’t want to spend such exorbitant amounts of money on a property if there are alternative housing ideas that provide the cheapest way to live.
After all, the costs of owning a house don’t stop at buying the house…. There’s often large monthly bills, taxes, insurances, maintenance costs to think about.
This is why in recent years there has been a boom in people seeking out alternative housing ideas such as tiny homes, off-grid living and other alternative ways to live a simpler and cheaper lifestyle when it comes to the place to call home.
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