Quick guide to income protection insurance
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There’s no doubt about it - the coronavirus has turned our lives upside down and some things may never return back to normal.
For many, the lockdown has been a time of reflection, making us realise how precious our lives really are and to follow our dreams. For some, this dream might be to uproot and move to a new location.
The pandemic might also have changed your working life and what you value in a home. Perhaps you now want a home with enough space for an office so you can work at home. Or a garden in case we are cooped up inside for local lockdowns or self-isolation without the ability to leave our homes. In which case an outdoor space can be a haven!
But, is it really a good time to move house? Let’s take a look.
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There’s never been a better time to practice better money management than today. As we’re going through a global pandemic right now with financial uncertainty in our personal lives as well as economically, it’s so important to understand our finances and be better with our personal finance.
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We’ve recently undergone a huge garden transformation. Whilst we did splash out on some expensive porcelain patio tiles, which will hopefully last us a lifetime, and some new garden furniture as a treat, we did try to save money in many other areas to create the garden of our dreams for less.
If you want to update your garden on a budget then these tips, from my recent experience, might just help. It’s amazing what you can create with some savvy shopping hacks and DIY ideas. Here are several ways we saved hundreds of pounds on our garden makeover. These include many simple and cheap DIY garden ideas to transform a garden on a budget!
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Our fixer upper house has been a labour of love for six years now. Upon moving in we naively thought we’d be done in a matter of weeks, but had no idea how much things cost and how long it would really take to decorate the house to our taste. Throw in having our second baby after moving in and getting married and things took even longer than we could have ever imagined.
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If you’ve read my matched betting blog then you’ll know I’m a big advocate for matched betting. Matched betting is a way of extracting a profit from the free bet offers that bookies regularly offer. In short, you use a mathematical equation to cover all outcomes in order to extract a profit from the free bet. But it’s not complicated as companies like Profit Accumulator have step-by-step instructions and software that does all the calculations for you.
It’s a great way to make extra income from home in your spare time. Whilst you may have read my own matched betting story already, I also want to reassure you that there are many success stories from other bloggers who have tried matched betting. In this blog post I will share real life matched betting stories from other bloggers.
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Just like fast food is bad for our personal health, fast fashion is bad for the health of our environment. And in turn this will also affect our own health as we continue to use up valuable finite resources and pollute our water, sea and food through mass production of clothing we don’t need, transport of this clothing and discarding of fast fashion items we’ve barely worn.
It’s a terrible state we’ve got ourselves into and the trend for consumerism needs to end.
We need to put a value on the longevity of items and choose those made with renewable materials in an eco-friendly way.
The world is changing and we consumers are waking up to the damage we have been doing to our planet.
However, shopping ethically and sustainably for fashion can, at first, seem very expensive. And it can be if you choose designer clothing or premium brands, but there are also lots of ways to shop sustainably on a budget which I will explore in this blog post.
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Raising a family is a marathon effort. We all want to give our children the best possible start in life, and to help them as best we possibly can. But while few of us will be able to buy our children a house, it is still possible to put some money aside to help with a deposit. In this blog post I will explore how to practice some good money management skills when it comes to saving for your children's future.
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Full price cinema tickets are really expensive. I recently read an article in a newspaper showing just how expensive a cinema trip can be. A family of four were sent to the cinema as a test, got a ticket each for a film, a drink and food item each and the total cost was around £90! A crazy price just to watch a film for a couple of hours with a drink and snack!
Luckily there are lots of ways to never pay full price for a cinema ticket. Cheap cinema tickets are possible!
In this blog post I will share loads of ways you can get affordable cinema tickets.
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With a lot of cold weather still to come, there’s always one boring thing that we have to cough up for – heating our homes. We all need our home to be cosy during the long and cold winter days - but how can you keep your home stay warmer for longer?
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If you’re wondering how to find your lost bank account in the UK then read on. I share my experience of easily locating a bank account I haven’t used for almost 15 years in My Lost Account review.
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For many people, especially busy working mums, going to the hair salon is more reminiscent of a spa day than a menial task. It’s a chance to interact with someone else, even if small talk is not your forte, a moment to shut eye whilst having a soothing head massage and letting someone else take care of us for a short while. Going to the hairdressers becomes an experience, rather than a beauty maintenance task that must be complete.
However, the luxury of a hair cut by a professional hairdresser, especially with a wash and blow dry, does come at quite a cost.
I’ve regularly spent up to £45 per haircut over the years at various hairdressers just for a simple cut and blow dry. It’s quite extortionate!
I remember even being charged more once because I had long hair. A £5 surcharge if your hair was longer than a certain length! Penalised for having long hair!!
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My phone is filled with receipt snapping apps, supermarket coupon apps and UK cashback apps. I absolutely love them! They help me to save money on our weekly food shopping bills and some of them even put cash back into my pocket. One of my favourite grocery cashback / coupon apps is called GreenJinn. In this blog post I will share my review of the free money-saving GreenJinn app.
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Although it is lovely to hire outside help to tackle your home improvements and decorating, there will no doubt be quite a high cost. Some of the work can be quite specialised and you may need to hire professionals for certain jobs, especially electrics and plumbing. But if you are quite handy then a lot of the other stuff you can learn to do yourself.
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Since writing this, due to the energy crisis and lack of options to save money, Migrate seem to have ceased trading. I will update this post if I see this changes.
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If you’re looking for apps that pay you to play games, then I have one to share with you today. Money App is a ‘get paid to’ style app that will pay you real cash for playing games and completing other tasks. You can even make money just for checking into the app each day!
Read on to discover more about Money App where you can play games for real money. I also have a referral code so you can get some free Money App credits!
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A family holiday to Greece is an exciting and memorable experience for all the members of the family. But, it can also be expensive. There are many ways to save money booking a family holiday to Greece, some of which we’ll explore in this article.
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Read on to learn how to start gardening on a budget. People choose to start a garden for a number of reasons – a need for physical activity, a desire to organically reduce the amount of stress in their lives, the drive to get outside more and connect with nature or maybe it’s because they want to reduce their monthly food bills by growing their own vegetables, fruits and herbs
Whatever the reason, gardening is becoming more and more common in urban and inner-city neighbourhoods. Whether you have the space for large, raised garden beds or you are living in an apartment building but want to start a vertical garden; gardening can truly happen anywhere.
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Recently, when Ben was still at his employed job, we were seriously discussing him getting a scooter to commute to work. We both have cars and one of our biggest expenses each month was Ben’s fuel costs. We spent around £150 just on his fuel to get to work and back each day!
Add in some supermarket shops, B&Q visits and trips to friends and family (even just locally) and we were usually filling his tank three times per month at a cost of £200. It was one of our biggest outgoings every month and we were looking for how to cut car costs. This is when Ben seriously began to consider a scooter!
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