How to buy Christmas presents on a budget
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Housing prices have been increasing rapidly in recent years making buying a house seem out of reach for so many. And, even if it doesn’t seem out of reach, some people simply don’t want to spend such exorbitant amounts of money on a property if there are alternative housing ideas that provide the cheapest way to live.
After all, the costs of owning a house don’t stop at buying the house…. There’s often large monthly bills, taxes, insurances, maintenance costs to think about.
This is why in recent years there has been a boom in people seeking out alternative housing ideas such as tiny homes, off-grid living and other alternative ways to live a simpler and cheaper lifestyle when it comes to the place to call home.
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It can be difficult when one or more of your family has moved abroad. You have limited opportunity to see them and when you do, it can be costly arranging flights to their country.
Sometimes you will have to travel on short notice, but it’s always good to plan ahead for your trips abroad if you can. This ensures that you won’t forget to bring any of your essentials with you.
Planning ahead is also important if you’re travelling to a country that has different laws from your home country. You won’t want to get into any legal trouble while you’re supposed to be enjoying time with your family.
So, what are the important steps to take before you travel abroad? Here are some top tips to ensure you have a smooth trip from start to finish.
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Travelling with your children is an amazing experience; the chance to experience new cultures and make fantastic memories as a family. However, just like life is with children, travelling with kids can be unpredictable! To help you start planning your trip today, check out these top family travel tips for travelling with kids to make things go as smooth as possible.
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The rules on travel are neverending when it comes to Covid-19 and whilst some of us might be waiting for everything to return back to normal before we travel, whatever normal will be, others are keen to satisfy their travel bug and get on the road again! For some, it’s not just about exploring new places, but travel could be a necessity for work, health or to see friends and family who live afar.
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GIVEAWAY ENDED. Winner Notified.
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Long-term, or chronic, stress can put you at risk of a number of health problems. It has been linked to depression, anxiety, insomnia, and digestive issues. However, one of the unexpected side effects of stress is hair loss. Although there is good news, if your hair loss is stress-related, it means that your hair follicles haven’t been permanently damaged, and as such, there are a few things that you can do, let’s dive in. Here are several ways you can begin to reverse and treat your stress-related hair loss.
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Like the health industry, the financial sector is also struggling due to the effects of the pandemic that started in 2020 and is still going on right now. This is one reason knowing how and where to invest your money can be difficult under the current situation. Also, the uncertainty brought by COVID-19 in the coming year can significantly impact your investment decisions. You might end up using an ineffective investment strategy, resulting in more financial losses over time.
Due to such circumstances, diversifying your investment portfolio can be an effective way of managing the potential risks associated with investing. Essentially, diversification refers to combining various types of investments in a portfolio to minimise risks and generate higher returns. It’s also the process of spreading out your wealth in multiple markets and through different asset types.
If you’re an investor, below are the four ways to diversify your investment portfolio in 2022.
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R&D refers to research and development – and it’s crucial for your business. The goal of R&D is to innovate and produce new ideas for a company’s products or services.
Without forging ahead with R&D, companies can easily stagnate and get overtaken by other businesses.
Below, we explore the importance of R&D and the companies that have benefited the most.
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