The pros and cons of pet insurance
Posted on
Whether you have a dog or a cat, their health & well-being are your responsibility, and just like people, animals can fall ill or be the victim of an accident. But is pet insurance worth it?
Posted on
Whether you have a dog or a cat, their health & well-being are your responsibility, and just like people, animals can fall ill or be the victim of an accident. But is pet insurance worth it?
Posted on
Widilo is another great cashback site, often with many boosted cashback offers giving you higher amounts of cash back for many popular stores in comparison to other cashback websites. If you sign up with my Widilo referral link, you can get £5 cash added to your cashback balance. I also have a tip for you to get a further £1 in free cashback. Read on to learn more.
Posted on
Buying and selling a house if you wish to move home is an expensive activity. We moved house last year and the total moving costs were just shy of £20,000 for all the associated removals, estate agents and legal fees. It’s a big decision to go through such a process, and a costly one!
Unfortunately, many house sales and purchases fall through before completion which can leave you thousands of pounds out of pocket. In fact, 30% of house sales fall through in total, so the likelihood is very real.
To help ease this potential financial gamble, there is an insurance called Home Buyers Protection Insurance which can help you recoup some of the lost costs if a house purchase falls through. In this article, we’ll explore together exactly what this insurance is and whether it’s worth the cost.
Posted on
If you’re interested in seeing more of the world, but don’t have the funds to simply quit your job and travel, then perhaps an opportunity to earn money in another country could be right for you. There is a huge demand in non-English speaking countries for fluent and native English speaking foreigners to teach English abroad. Read on to learn how you can become qualified in TEFL to combine travel with earning money.
Posted on
I’ve just discovered the amazing Qmee where you can make instant cash by completing surveys, as well as exploring the web and via cashback. Easy money you can instantly withdraw to your PayPal account. Plus, get 50p for free if you sign up with my UK referral link. Read on to learn more in my Qmee review.
Posted on
When it comes to retirement planning, who better to ask than those in the know? That's why we've consulted with current retirees to bring you the best advice on planning your retirement.
Posted on
For those thinking of starting out in property development, it’s an exciting time and holds some great potential for success. However, there is also a lot to learn and a few tricks that can help make the process easier to navigate. Have a look at the post below to discover more about property development and how to get started.
Posted on
Posted on
While the convenience of pet food subscriptions is undeniable, are they worth it? Read our guide to find out if the benefits outweigh the costs.
Posted on
Posted on
Everyone has made mistakes, and our parents are no exception to this. Some mistakes can be corrected, others just need to be tread through and just deal with them. But what about retirement? Specifically, what if your parents have no retirement savings or plan in place?
Posted on
Life insurance might not sound like something you need to think about until you are an older adult, but is that true? At what age should you get life insurance and is there an upper age limit? In this article, we’ll cover exactly what this type of insurance is, why you might need it as soon as you enter adulthood, as well as why the pandemic has prompted millions more UK citizens to take out a policy.
Posted on
Posted on
Posted on
Spending less when shopping is a goal many of us have. But it's not always easy to do. The key to successful shopping is knowing the tricks savvy shoppers use to get the most bang for their buck.
Posted on
Posted on
When you’re blogging or using social media platforms for money or influence, then there often comes a time when having one link in your social media bios isn’t quite enough. Perhaps you’ve started a second blog, or you have a brand collaboration you want to direct people to, or even a coaching or mentoring side of your business. This is where finding a free ‘link in bio’ platform or app can be really useful. Why is it useful? Because many social media platforms, such as Instagram, only allow you to put one link in your bio and you might need more! Read on to learn about the Direct.me link in bio platform and whether it was easy for me to set up as I review their service. Aso, discover how you can optionally monetize your influence with Direct.me link in bio!
Posted on
I first wrote about the Shopmium UK app in 2018 and I have been using it ever since. The Shopmium app is a great way to get coupons for money off food and other items in popular UK supermarkets. If you’re not already signed up for this free app, then I have a Shopmium promo code that will reimburse you 100% for a regular size tube of Pringles!
Posted on
Everyone knows that saving money is important, but creating your little nest egg isn’t always easy. With the rising cost of gas, electricity, and food, it can seem harder than ever to have any cash to put away at the end of each month. We’ve put together some money-saving ways you can reduce spending to avoid living paycheck to paycheck, so you can feel financially secure or even use the saved cash to build your emergency fund, put towards a new car, home improvements, retirement or whatever you like! Whatever you want to save for, check out our tips below to help you on your way.
Posted on
Clothes are one of the biggest spending categories for many people after normal bills and household outgoings. We all want to look our best when we go out into the world, and the right outfit can have a huge impact on our mood and confidence. Fortunately, if you’re looking to save money without compromising on the quality of your wardrobe, there are many ways to do so if you invest in clothes and make the right choices.
You will need to put care and planning into your wardrobe to ensure you get good value for money and quality. Doing so can be cost-effective in the long run and can help you to save money on clothes shopping overall. This article will explore some of the best ways to save money and invest in clothing at the same time.
Posted on
Posted on
Investment in precious metals can be an excellent way to diversify your finances. When it comes to precious metals, there are many options that you can consider for investing.
Posted on
Annuities are not inherently bad or good, but they are complex and you should understand the various components of them before committing to one.
Posted on
A will or a testament is a law-binding document you create when you are alive, and it executes your estate plan after your death. It establishes your legal guardianship status for your child as well as the smooth transfer of your funds. The will is a comprehensive document that outlines all your assets and their distribution. It may include information about arrangements for existing accounts or care for elderly parents.
It is best to write your will when you are still alive. It gives you a chance to distribute your assets according to your own choice without any legal complications.
Your testament will decide the future of your assets and family care, so invest your time and energy while creating them. Here are the steps you can follow to get it done simply and easily.
Posted on
Posted on
Posted on
Financial behaviour is usually developed from a young age. From pocket money to our first jobs and careers, we gradually form our own unique relationship with money and how we spend it. Typically, one of two broad categories emerge, Spenders and Savers, and we all fall somewhere along that spectrum.
Being a spender carries short-term benefits, while savers typically enjoy longer-term benefits in exchange for sacrificing temporary gain. Either way, the goal of being financially healthy is to live within your means and spend in a way that allows you to build on your goals for the future, whether that be immediate or further away.
How can you spend what you earn every month, buy what you need, and save for the future - without feeling deprived or broke?
Posted on
Every year people around the world become overnight millionaires. Think about that for a moment. Lotteries go on all the time, and it is not uncommon for lotteries to reach hundreds of millions. Then, just like that, someone has the right numbers, and their lives are changed forever! If you are a lottery player, you have probably thought about the lifestyle a lottery win will afford you. But, don’t stop there. Think a bit deeper.
Posted on
Money has long been one of the biggest problems people face. Even in ancient times, people would work extremely hard to get their hands on the money they need to survive, and this could often mean turning on one another to get what they want. Of course, things have changed in the modern world, and most people don’t feel the need to try and take things from their fellow people! Instead, when you’re strapped for cash, you have to use your brain to solve the problem. To help you out with this, this post will be exploring some of the work which can go into making your wallet feel bigger.
Posted on
Living off the grid is not as free as it seems. There are hidden costs that you might not be aware of. Learn more about living off the grid and the potential hidden costs in this blog post.
Posted on
Update... 3rd June 2022... ORCA IS CLOSING DOWN! This offer is no longer valid as Orca is closing down!
Don't worry, I have loads more free money offers just like this!
Find loads of ways to make extra money at home on my blog, as well as my favourite side hustle in my matched betting blog!
To get started, you can make money online uk with these 60 ways I’ve tried and tested.
Follow these steps to make £1000 in one month at home.
Or, if you’re short on time, try these methods to make money in one hour.
Love sharing great offers with friends? Make extra cash with these refer a friend schemes.
Here is copy from the email I just receieved:
“We are really sad to announce that we are in the process of gradually closing down our business. This means we can no longer accept new customers and our existing customers can transfer to a new provider (ISAs only) or sell down their positions and transfer their money back to their accounts.
Your money and assets are safe.
During this process your money and your stocks are securely held by your custodians, so there is no need to worry about not being able to access them. Please feel free to withdraw and close your account as soon as you want. If you have an ISA, please open an account at a new ISA provider and transfer your ISA to them.
If you have not sold down your stocks and transferred your money back to your bank accounts by 02-July, we will do this on your behalf.
Please see our Closing Down FAQ for details on what is happening, how long it will take and how it will affect you.
If you need to contact us, you can do so through our customer support function within the app as normal.
In order to support you in your investing journey we are arranging for a special offer from another share trading app. We’ll send information on this to you next week.
Please note that as per Section 1, 17.3 of the Orca Terms Of Service, we are giving you notice of the termination of the agreement between you and Orca. The Terms of Service will terminate with effect 02-July-2022.
A personal note from Denis and Fedor, the founders of Orca:
You are the person who has supported the idea to create the coolest investment app, and for that we are eternally grateful. You know better than anyone how fast we are growing, how the product has developed, how much we have managed to do so far, and how many plans we have ahead.
Our latest plan was to raise funding that would allow us to make our goals come true but with the Russian invasion of Ukraine a lot changed and it proved really hard to get that funding in. But we don’t stop working to make it happen.”
Posted on
When you're newly married, it can be difficult to keep track of what is happening in the world. You've just said your vows, and now you're on a honeymoon! It might feel like there's no time for anything else besides being with each other- but not so fast! Some important things need to happen after the wedding. These four topics will help new couples get off on the right foot as they start their lives together.
Posted on
Many of us begin to dream up travel plans for the New Year. The first Saturday of January is even dubbed ‘Sunshine Saturday’ as it’s usually one of the busiest days of the year for holiday bookings. Sunshine Saturday kick starts a month of peak holiday bookings as people set about banishing the winter blues.
Whether you are on a budget or just want to get the most for your money, it’s worth looking into tips for travelling cheaply. By learning how to save money on travel you can get more bang for your buck and enjoy even more travel experiences this year.
Just be sure to check the latest travel rules and make sure you are covered or can rebook easily in case of cancellations due to COVID!
Here are 10 money saving travel tips to stop your overspending when booking your next holidays.
Posted on
Whether you’re an individual who wants to learn more about the future of their finances, or you’re a business leader looking to grow your business, you will benefit from learning more on the world of money management. It can be difficult to know where to start, which is why it’s useful to know you have this guide available below, so take a read.
Posted on
Did you know a simple tweak to the occupation listed on your car insurance could save you money each year? There are many factors that affect the price of your car insurance premium and you could be paying out more than you really need to. Read on to discover the factors that affect your auto insurance premium and a great tip for how to save money on your car insurance.
Posted on
You might think living on a budget would be difficult for a student, but it can be easy if you have the motivation and determination to spend wisely. Here are some tips for how to save money as a student.
Posted on
It’s really important to start learning to save money as early as possible. Learning important money management skills such as saving will help to set you up for life whilst helping you avoid debt and money issues. Whether you’re a parent interested in how your teen can start learning how to save more of their money, or a teen who wants to take responsibility for their own earnings and savings, read on for lots of tips on how to start saving money as a teenager.
Posted on
Posted on
When it comes to planning a wedding, most people like to stick to a strict budget (weddings can be pricey if you don’t do them right). And you’d be surprised how much money you can save by budgeting throughout the planning process. But where should you be willing to spend more? And where should you be making sacrifices to save? Here are a few of our favourite tips to help you plan out your wedding budget:
Posted on
Posted on
Posted on
Posted on
More and more of us are working from home than ever before. This means many people are suddenly converting that spare guest bedroom that never gets used into a more practical home office space.
If you have the extra space in your home for a home office, then it’s a great idea to have a space separate from the rest of the home that can be dedicated to work. It helps to ensure a better work-life balance by keeping work away from the main house and your private life.
However, if you are suddenly creating a home office for the first time then you might be wondering how to go about it in an eco-friendly way. With the economy fragile, you might also be wondering how it can be done with money saving in mind too.
Luckily being eco-friendly and money saving, often go hand in hand. Here are some of the best ways you can create a more sustainable home office and save some money in the process!
Posted on
Posted on
Posted on
Posted on
Housing prices have been increasing rapidly in recent years making buying a house seem out of reach for so many. And, even if it doesn’t seem out of reach, some people simply don’t want to spend such exorbitant amounts of money on a property if there are alternative housing ideas that provide the cheapest way to live.
After all, the costs of owning a house don’t stop at buying the house…. There’s often large monthly bills, taxes, insurances, maintenance costs to think about.
This is why in recent years there has been a boom in people seeking out alternative housing ideas such as tiny homes, off-grid living and other alternative ways to live a simpler and cheaper lifestyle when it comes to the place to call home.
Posted on
Posted on
Posted on
Posted on
Posted on
Posted on
Posted on
Posted on
Posted on
Posted on
Posted on
Posted on
Posted on
Posted on
Posted on
Most musicians don't make enough money. Here are 9 ways you can generate more income.
Posted on
Posted on
Posted on
For many people, moving house is something that you don’t do very often, and it can be daunting for many reasons. It’s a big change in life, and there are a lot of things that can go wrong if you’re not careful and this can be costly. There are many financial things to consider when selling a house. Check out these tips to maximise your finances when selling a property.
Posted on
When it comes to running a business, there are many factors to take into account. One of the most important is electricity prices – and how this will affect your bottom line. In this article, we will explore the impact of electricity prices on business owners and consumers, as well as what steps you can take to minimise the impact.
Posted on
Italy is a country with a lot of culture and history. It has many great places to visit and explore. However, its high cost of living in the popular cities means that it can be hard to explore all the best places without breaking the bank. Here are five locations with wallet-friendly ideas for you to explore the wonders of Italy on a budget.
Posted on
Whilst most people assume a wedding is one of the most expensive things they’ll ever pay for, it doesn’t have to be that way. There are lots of ways to plan a UK wedding on a budget and not break the bank!
Posted on
Posted on
Posted on
Posted on
Posted on
Posted on
Posted on
Posted on
Posted on
Posted on
Posted on
Posted on
Posted on
Welcoming a baby into the world is such a joyous experience, but it's also no doubt an extremely expensive one! Preparing for motherhood can be such a costly endeavour, and this can easily become overwhelming if you're
Posted on
Posted on
Posted on
Posted on
Posted on
Posted on
There are several ways to earn money online. However, most of them require that you have a specific skill set or level of education before you can get hired. Some of these are jobs or professions in graphic design, writing, virtual assistance, and more. Now, there may be other means to make money online, but it’s difficult to know which ones are legitimate and which ones aren’t.
Perhaps you’ve heard someone say it or read it from somewhere that online surveys can help you make money online. It’s natural to doubt it, especially if it sounds too good to be true—being able to earn money in your pyjamas, at home, just answering online surveys. The truth is, you can.
Posted on
Posted on
Posted on
Posted on
Posted on
I’ve been pretty fortunate to have my passion for writing blogs about making money online, money-saving tips, family finance and WFH advice result in a full-time income. One of my favourite ways to make money from my blog and one I hope to increase is via passive income. Passive income is a source of income that continues even after the original work is completed and requires little activity, or none, to keep it coming. However, passive income didn’t just fall into my lap; I had to invest my time and effort into building my brand and being ready to monetize successfully.
If you’ve worked to shape your brand, grow your traffic, and produce a quality website, then monetizing is the next logical step. No one method is a get-rich-quick scheme, and some do require a little effort, but all can put money in your pocket!
Here are several ways you can earn passive income from your blog.
Posted on
Posted on
Posted on
Posted on
Posted on
Posted on
Posted on
For some people, if their teeth aren’t perfect then it can really affect their confidence. I used to be like this and would never smile with my teeth and was often too embarrassed to even talk to people as I didn’t want them to see my teeth.
Now I don’t have to worry. I spent over two years with train track braces and perfected my smile with cosmetic dentistry once the braces were off. In total I spent over
Posted on
Building a nest egg for your children? Preparing for retirement? To reach your end goal, you must take the first step towards saving. It is easier said than done, yes, but you must know that the secret to saving is simply starting and starting now.
Saving money can be challenging but pushing through and being consistent is key. Here are five money hacks that will put you on the right path to growing your savings.